[考研类试卷]考研英语模拟试卷23及答案与解析.doc
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1、考研英语模拟试卷 23及答案与解析 一、 Section I Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D. (10 points) 1 Starting with his review of Skinners Verbal Behavior, Noam Chomsky had led the psycholinguists who argue that man has developed an i
2、nnate(天生的 ) capacity for dealing with the linguistic universals common to all languages. Experience and learning then provide only information about the (1)_ instances of those universal aspects of language which are needed to communicate with other people within a particular language (2)_. This lin
3、guistic approach (3)_ the view that language is built upon learned associations between words. What is learned is not strings of words per se(本 身 ), but (4)_ rules that enable a speaker to (5)_ an infinite variety of novel sentences. (6)_ single words are learned as concepts: they do not stand in a
4、one-to-one (7)_ with the particular thing signified, but (8)_ all members of a general class. This view of the innate aspect of language learning is at first not readily (9)_ into existing psychological frameworks and (10)_ a challenge that has stimulated much thought and new research directions. Ch
5、omsky argues that a precondition for language development is the existence of certain principles “intrinsic(原有的 ) to the mind“ that provide invariant structures (11)_ perceiving, learning and thinking. Language (12)_ all of these processes; thus its study (13)_ our theories of knowledge in general.
6、Basic to this model of language is the notion that a childs learning of language is a kind of theory (14)_. Its thought to be accomplished (15)_ explicit instruction, (16)_ of intelligence level, at an early age when he is not capable of other complex (17)_ or motor achievements, and with relatively
7、 little reliable data to go on. (18)_, the child constructs a theory of an ideal language which has broad (19)_ power. Chomsky argues that all children could not develop the same basic theory (20)_ it not for the innate existence of properties of mental organization which limit the possible properti
8、es of languages. ( A) special ( B) specific ( C) definite ( D) explicit ( A) region ( B) district ( C) vicinity ( D) community ( A) attacks ( B) assaults ( C) charges ( D) accuses ( A) transformational ( B) institutional ( C) systematic ( D) constitutional ( A) originate ( B) initiate ( C) launch (
9、D) generate ( A) Yet ( B) Even ( C) Still ( D) Likewise ( A) consistence ( B) conformity ( C) correspondence ( D) agreement ( A) symbolize ( B) embody ( C) depict ( D) represent ( A) combined ( B) integrated ( C) blended ( D) mixed ( A) meets ( B) presents ( C) offers ( D) makes ( A) underlining ( B
10、) highlighting ( C) marking ( D) underlying ( A) deals ( B) covers ( C) involves ( D) engages ( A) tunes into ( B) sheds light on ( C) leaves behind ( D) sets forth ( A) fabrication ( B) erection ( C) creation ( D) construction ( A) with ( B) under ( C) by ( D) without ( A) irrespective ( B) indepen
11、dent ( C) regardless ( D) implausible ( A) intellectual ( B) intelligent ( C) intelligible ( D) intellect ( A) Nevertheless ( B) Furthermore ( C) Though ( D) Accordingly ( A) instinctive ( B) addictive ( C) tentative ( D) predictive ( A) had ( B) should ( C) were ( D) be Part A Directions: Read the
12、following four texts. Answer the questions below each text by choosing A, B, C or D. (40 points) 21 The news from Americas housing market is getting no better. As sales declines and defaults and foreclosures climb, pessimists fear that over a million Americans could be driven out of their homes as a
13、djustable-rate mortgages are reset. What should policymakers do? Congress is eager to do more: hence the calls to expand the role of Fannie Mae and Freddie Mac, the giant government-sponsored enterprises (GSES) that tower over Americas mortgage market. Fannies and Freddies political allies want two
14、things. The first is the raising of the $417,000 limit on the size of loans that the pair may handle. The second demand is the lifting of caps on the amount of mortgages they may buy and hold for themselves. Fannie and Freddie could then ride to the rescue of struggling borrowers, injecting liquidit
15、y into parts of the market that have seized up. Their arguments are winning support, and opposition from the Bush administration and the GSES regulator is softening. Unfortunately, the ideas are likely to do more for Fannie and Freddie than for the mortgage market. Start with the $417,000 limit. Lif
16、ting this could help if Fannie and Freddie scoured the upper bracket for borrowers who were struggling but viable. But their history suggests that they would cherry-pick those who could get refinanced elsewhere. And the huge-mortgage market may be correcting itself anyway: spreads over GSE-backed lo
17、ans, though still unusually high, are falling. It is also riskier. When they hold a mortgage, they take on not only credit risk but also interest-rate and prepayment risk. The loans they guarantee, in contrast, carry only credit risk. So as well as being just as effective, the guarantee business is
18、also safer and thus better for the taxpayer who unwittingly stands behind the GSES. Moreover, even if they grow no more, the mortgage giants pose a clear systemic threat. Their portfolios of retained mortgages and mortgage-backed securities add up to no less than $1.4 trillion. It is bad enough that
19、 this is concentrated in two institutions. No matter how much risk they take or how they manage it, they can borrow at rock-bottom interest rates. If they got into trouble, banks as well as taxpayers would be on the hook. Banks may hold as much GSE debt as they want. Many have amounts that exceed th
20、eir regulatory capital. The giants were set up decades ago to help banks pool concentrated regional mortgage risk and to make housing more affordable. But as the market has grown deeper and more sophisticated, history has left them behind hence their desire to get into any bit of the business that w
21、ill turn a profit. The eventual aim should be to turn them into normal private-sector companies, by stripping them of the charters that give rise to the implicit government guarantees, and break them into smaller pieces. 21 According to the text, policy makers solve the problems in the housing marke
22、t in the US by _ ( A) Driving millions of people out of their houses. ( B) Calling on the expansion of GSES roles. ( C) Planning to stop resetting adjustable-interest mortgage. ( D) Doing nothing. 22 What can be inferred about the Fannie and Freddie from Paragraph 2 and 3? ( A) They are companies of
23、 normal size for mortgage and loan. ( B) They are companies supported by the government. ( C) They are companies functioning as banks. ( D) They are companies that have no help to the housing market. 23 If the giant GSES collapse, the most possible result would be _ ( A) Borrowers can get their mort
24、gage back. ( B) Banks may face a debt which they cannot afford. ( C) Taxpayers would have to borrow money at rock-bottom interest rates. ( D) The housing market will become deeper and more sophisticated. 24 According to the author, the proposal of the Congress most probably _ ( A) break the giants i
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