BS ISO 13616-2-2007 Financial services - International bank account number (IBAN) - Role and responsibilities of the registration authority《金融服务 国际银行帐号(IBAN) 注册机构的角色和职责》.pdf

《BS ISO 13616-2-2007 Financial services - International bank account number (IBAN) - Role and responsibilities of the registration authority《金融服务 国际银行帐号(IBAN) 注册机构的角色和职责》.pdf》由会员分享，可在线阅读，更多相关《BS ISO 13616-2-2007 Financial services - International bank account number (IBAN) - Role and responsibilities of the registration authority《金融服务 国际银行帐号(IBAN) 注册机构的角色和职责》.pdf（16页珍藏版）》请在麦多课文档分享上搜索。

1、 g49g50g3g38g50g51g60g44g49g42g3g58g44g55g43g50g56g55g3g37g54g44g3g51g40g53g48g44g54g54g44g50g49g3g40g59g38g40g51g55g3g36g54g3g51g40g53g48g44g55g55g40g39g3g37g60g3g38g50g51g60g53g44g42g43g55g3g47g36g58(IBAN) Part 2: Role and responsibilities of the Registration AuthorityICS 03.060Financial services

2、International bank account number BRITISH STANDARDBS ISO 13616-2:2007BS ISO 13616-2:2007This British Standard was published under the authority of the Standards Policy and Strategy Committee on 30 March 2007 BSI 2007ISBN 978 0 580 50407 5Amendments issued since publicationAmd. No. Date CommentsThis

3、publication does not purport to include all the necessary provisions of a contract. Users are responsible for its correct application.Compliance with a British Standard cannot confer immunity from legal obligations.National forewordThis British Standard was published by BSI. It is the UK implementat

4、ion of ISO 13616-2:2007. Together with BS ISO 13616-1:2007 it supersedes BS ISO 13616:2003, which is withdrawn.The UK participation in its preparation was entrusted to Technical Committee IST/12, Banking, securities and other financial services.A list of organizations represented on IST/12 can be ob

5、tained on request to its secretary.Reference numberISO 13616-2:2007(E)INTERNATIONAL STANDARD ISO13616-2First edition2007-03-01Financial services International bank account number (IBAN) Part 2: Role and responsibilities of the Registration Authority Services financiers Numro de compte bancaire inter

6、national (IBAN) Partie 2: Rle et responsabilits de lorganisation denregistrement BS ISO 13616-2:2007ii iiiForeword ISO (the International Organization for Standardization) is a worldwide federation of national standards bodies (ISO member bodies). The work of preparing International Standards is nor

7、mally carried out through ISO technical committees. Each member body interested in a subject for which a technical committee has been established has the right to be represented on that committee. International organizations, governmental and non-governmental, in liaison with ISO, also take part in

8、the work. ISO collaborates closely with the International Electrotechnical Commission (IEC) on all matters of electrotechnical standardization. International Standards are drafted in accordance with the rules given in the ISO/IEC Directives, Part 2. The main task of technical committees is to prepar

9、e International Standards. Draft International Standards adopted by the technical committees are circulated to the member bodies for voting. Publication as an International Standard requires approval by at least 75 % of the member bodies casting a vote. Attention is drawn to the possibility that som

10、e of the elements of this document may be the subject of patent rights. ISO shall not be held responsible for identifying any or all such patent rights. ISO 13616-2 was prepared by Technical Committee ISO/TC 68, Financial services, Subcommittee SC 7, Core banking. This first edition of ISO 13616-2,

11、together with ISO 13616-1, cancels and replaces ISO 13616:2003, which has been technically revised. ISO 13616 consists of the following parts, under the general title Financial services International bank account number (IBAN): Part 1: Structure of the IBAN Part 2: Role and responsibilities of the R

12、egistration Authority The following are a summary of the major changes in this revision of ISO 13616: the IBAN has a fixed length per country; the bank identifier has a fixed length and position within the BBAN component of the IBAN; a second part of ISO 13616 has been created, describing the roles

13、and responsibilities of a Registration Authority. BS ISO 13616-2:2007iv Introduction 0.1 General The use of electronic communication media and services internationally for the cross-border transmission of information and payment and payment-related transactions between financial institutions, as wel

14、l as between financial institutions and their customers, continues to increase. In order to facilitate automated processes in support of straight through processing (STP) in this environment, ISO 13616 has been developed by ISO/TC 68/SC 7 as a means by which financial institutions and their customer

15、s can exchange, through inter-industry electronic data interchange (EDI), customer account identification details in a machine-readable form. It also makes provision for validation of the information provided. In developing ISO 13616, it was recognized that a single, universal method for identifying

16、 the account and banking relationship for customers of financial institutions was not practical. Accordingly, ISO 13616 recognizes that financial institutions would wish to retain, wherever possible, their current national identification methods. It therefore provides a method whereby a minimum amou

17、nt of change to existing systems is required and, at the same time, proposes a means of structuring the information in a way that promotes automated processing of the information provided. It is anticipated that the use of ISO 13616 in electronic data interchange will: a) reduce the need for manual

18、intervention in the processing of inter-industry and intra-industry data interchange, b) improve the level of confidence in the accuracy of the information provided, and c) provide certainty that the information provided is relevant to the country of ownership of the account. This part of ISO 13616

19、describes: the Registration Authority responsible for the registry of IBAN formats, the procedures for registering IBAN formats, and the data elements making up the registry of IBAN formats. Nationally agreed IBAN formats that are compliant with ISO 13616, and subsequently registered with the ISO 13

20、616 Registration Authority, are published on http:/. 0.2 Background to this revision of ISO 13616 This revision of ISO 13616 was requested to achieve alignment between the ISO IBAN standard and the IBAN standard of the European Committee for Banking Standards (ECBS), in order to have one single glob

21、ally accepted standard. This revision of ISO 13616 incorporates the experience gained in the many European countries that have already implemented the IBAN based on the ECBS standard. The critical advantages compared to the previous ISO IBAN standard are the requirement for a fixed length of the IBA

22、N, as well as a fixed length and position of the bank identifier within the IBAN. This enables plausibility checks, resulting in better STP and improved cost efficiency. The agreement of ISO TC 68/SC 7 and its Working Group 1 was based on extensive discussions, to clarify how ISO 13616 has worked in

23、 the past, and how it will continue to work. BS ISO 13616-2:2007vOne of the main concerns was that the fixed length requirement stipulated in this revision of ISO 13616 would necessitate changes to domestic account numbers, or that the different national account number structures would need to be ha

24、rmonized. However, this will not be the case, in view of the fact that the fixed length will be achieved when creating the IBAN. In addition, given the possibility that domestic accounts may use lower case alpha characters, ISO 13616 remains unchanged on this point, i.e. lower case characters contin

25、ue to be allowed, although the check digit algorithm will continue to be case independent. BS ISO 13616-2:2007blank1Financial services International bank account number (IBAN) Part 2: Role and responsibilities of the Registration Authority 1 Scope This part of ISO 13616 describes the Registration Au

26、thority (RA) responsible for the registry of IBAN formats that are compliant with ISO 13616-1, the procedures for registering ISO 13616-compliant IBAN formats and the structure of the registry. 2 Normative references The following referenced documents are indispensable for the application of this do

27、cument. For dated references, only the edition cited applies. For undated references, the latest edition of the referenced document (including any amendments) applies. ISO 3166-1, Codes for the representation of names of countries and their subdivisions Part 1: Country codes ISO 13616-1, Financial s

28、ervices International bank account number (IBAN) Part 1: Structure of the IBAN ISO/IEC Directives, Part 1, 2004, Procedures for the technical work 3 Terms and definitions For the purposes of this document, the terms and definitions given in ISO 13616-1 apply. 4 Registration Authority (RA) 4.1 Appoin

29、tment One of the members of ISO TC 68/SC 7, or an approved body, shall be appointed to act as the Registration Authority under legal agreement with ISO, in accordance with ISO/IEC Directives, Part 1, Annex H. 4.2 Responsibilities The Registration Authority is responsible for the creation and mainten

30、ance of the registry of ISO 13616-compliant IBAN formats, to be referred to as the “IBAN registry”. The responsibilities of the RA shall be: to create and maintain the IBAN registry; to publish the IBAN registry on the Internet; BS ISO 13616-2:20072 to submit a copy of the IBAN registry to the Secre

31、tariat of ISO TC 68/SC 7; to submit a Registration Management Report for review at each meeting of ISO TC 68/SC 7, 30 days prior to the meeting; to retain a permanent record, i.e. copies, of all applications submitted to it, together with the disposition of each application. 5 Registration procedure

32、s The national standards body of each country shall submit its nationally agreed ISO 13616-compliant IBAN format for that country. When applying for inclusion in the ISO IBAN registry, provide the mandatory and recommended data specified in ISO 13616-1, as follows : a) the name of the country, b) th

33、e ISO 3166-1 country code, c) the length of the IBAN, of a maximum length of thirty-four characters, d) the position and length of the bank identifier within the BBAN, e) the IBAN structure, and f) the contact details of the person or entity to be contacted by the RA, who will answer queries and be

34、responsible for updating information in the registry. NOTE The contact details are required for the registration of an IBAN format, but this information will not be publicly available, unless agreed by the national standards body or national central bank. In addition the following data are required

35、for registration of an IBAN format: example of bank identifier (as used in the BBAN); example of domestic account number; example of basic bank account number (BBAN); BBAN structure and BBAN length; examples of IBAN, in both electronic and print formats. IBAN formats registered with the European Com

36、mittee for Banking Standards (ECBS) in ECBS TR 201 will be accepted as part of the IBAN registry with immediate effect. BS ISO 13616-2:200736 Structure of the IBAN registry The IBAN registry shall be created and maintained in the format specified in Figure 1. Data element Example Name of country Cze

37、ch Republic Country code as defined in ISO 3166-1 CZ Domestic account number example 19-2000145399/0800 BBAN BBAN structure 4!n16!n BBAN length 20!n Bank identifier position within the BBAN Positions 1-4 Bank identifier length 4!n Bank identifier example 0800 BBAN example 08000000192000145399 IBAN I

38、BAN structure CZ2!n4!n16!n IBAN length 24!c IBAN electronic format example CZ6508000000192000145399 IBAN print format example CZ65 0800 0000 1920 0014 5399 For internal use only by the RA. The above information will not be made publicly available, unless agreed by the national standards body or nati

39、onal central bank. Contact details Mr. Ivan FENCL Czech National Bank Na Prikope 28 Praha 1 Tel: +420 224 413 580 Fax: +420 224 413 351 Email: fenclcnb.cz Figure 1 Structure of the IBAN registry 7 Service level agreement The Registration Authority shall publish in the IBAN registry a valid ISO 13616

40、-compliant IBAN format that is submitted by a national standards body or national central bank. The RA shall acknowledge the original submission within five working days of receipt. The RA shall also validate the information in the original submission within ten working days of receipt and indicate

41、if there is any additional information required. The RA shall publish the original submission if it has been determined to be valid, within five working days of its determination as valid. If the original submission has been deemed not to be valid, its publication will be undertaken within five days

42、 after a submission has been deemed valid by the RA. The national standards bodies or the national central banks shall be responsible for ensuring that their entries in the registry are kept up to date. BS ISO 13616-2:20074 The RA will publish the updated IBAN registry on a website designated by the

43、 organization providing the RA services. The on-line availability of the IBAN registry is the responsibility of the RA. 8 Ownership of data National standards bodies or national central banks that contribute information to be incorporated in the IBAN registry will keep any Intellectual Property Righ

44、ts (IPR) they have on this information. A contributing national standards body warrants that it has sufficient rights on the contributed information to have it published in the IBAN Registry through the ISO 13616 Registration Authority in accordance with the rules specified in ISO 13616. To ascertai

45、n a widespread, public and uniform use of the IBAN Repository information, the contributing organization grants third parties a non-exclusive, royalty-free license to use the published information. On termination of the agreement between ISO and the organization appointed as the RA, ISO may request

46、that a full copy of the repository, with a record of all changes, is supplied in electronic form. BS ISO 13616-2:20075Annex A (normative) Designation of the Registration Authority The Registration Authority responsible for the IBAN registry described in this part of ISO 13616 shall be SWIFT: SWIFT S

47、CRL (“SWIFT”) Avenue Adle 1 B-1310 La Hulpe Belgium Telephone: + 32 2 655 3111 Website: http:/. BS ISO 13616-2:20076 Bibliography 1 ECBS TR 201, Register of European Bank Account Numbers BS ISO 13616-2:2007blankBS ISO BSI389 Chiswick High RoadLondonW4 4AL13616-2:2007BSI British Standards Institution

48、BSI is the independent national body responsible for preparing British Standards. It presents the UK view on standards in Europe and at the international level. It is incorporated by Royal Charter.RevisionsBritish Standards are updated by amendment or revision. Users of British Standards should make

49、 sure that they possess the latest amendments or editions.It is the constant aim of BSI to improve the quality of our products and services. We would be grateful if anyone finding an inaccuracy or ambiguity while using this British Standard would inform the Secretary of the technical committee responsible, the identity of which can be found on the inside front cover. Tel: +44 (0)20 8996 9000. Fax: +44 (0)20 8996 7400.BSI offers members an individual updati