大学四级-67及答案解析.doc
《大学四级-67及答案解析.doc》由会员分享,可在线阅读,更多相关《大学四级-67及答案解析.doc(56页珍藏版)》请在麦多课文档分享上搜索。
1、大学四级-67 及答案解析(总分:713.00,做题时间:90 分钟)一、BPart Writing(总题数:1,分数:106.00)1.人们对交通问题越来越关心; 2有些人认为交通事故不可避免; 3我的态度。(分数:106.00)_二、BPart Reading (总题数:1,分数:70.00)Directions: In this part, you will have 15 minutes to read the passages quickly and answer the questions on Answer Sheet 1.For questions 1-7, choose th
2、e best answer from the four choices marked A), B), C) and D). For questions 8-10, complete the sentences with the information given in the passage.Secrets of Self-Made MillionairesTheyre just like you. But with lots of money.When you think of “millionaire“, what image comes to your mind? For many of
3、 us, its a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.But many modem millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates
4、them isnt material possessions but the choices that money can bring. “For the rich, its not about getting more stuff. Its about having the freedom to make almost any decision you want,“ says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school o
5、r quit a job you dont like.According to the Spectrem Wealth Study, an annual survey of Americas wealthy, there are more people living the good life than ever before-the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of t
6、he richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.If more people are getting richer than ever, why shouldnt you be one of them? Here are the secrets revealed by the people who have at least a million dollars in liquid assets.1
7、. Set your sights on where youre goingTwenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, De Ann, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts (囚犯). “At tim
8、es we were so broke that we washed our clothes in the bathtub because we couldnt afford the Laundromat. “ Now hes a 49-year-old investment advisor and multimillionaire in York, South Carolina.There was one big reason Jeff pulled ahead of the pack: He always knew hed be rich. The reality is that 80 p
9、ercent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.Wanting to be wealthy is a crucial first step. Eker says, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, youll only achieve small things. “It a
10、ll started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,“ he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund. “ Next he taught a class at a local communit
11、y college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,“ says Jeff, “but what got me through it was believing with all my heart that I would succeed. “2. Educate yourselfWhen Steve Maxwell graduated from college, he had an e
12、ngineering degree and a high-tech job-but he couldnt balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,“ says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my stateme
13、nt (结算单). “One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just dont get it. But to make money, you must be financially literate. “It bothered me that I didnt understand this stuff,“ says Steve, “so I read books and magazines about mon
14、ey management and investing, and I asked every financial whiz (高手) I knew to explain things to me. “He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals ( on their cars, cable bills, furniture) and sta
15、yed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, I need to refinance my house-what should I do? A lot of time
16、s, I wouldnt know the answer, but Id go find it and learn something in the process,“ he says.In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and i
17、ts paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.“I was an engineer who never thought this life was possible, but all it truly takes is a little self- education,“ says Steve. “You can do anything once you understand the
18、basics. “3. Passion pays offIn 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too
19、 low. I needed to focus on my passion, not on the paycheck. “Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the
20、food directly to customers in a fun setting?With $6,000 in savings, a bank loan and a friends investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasnt easy. “I remember sitting outside one day, thinking we were three months behind on our
21、 house payment, I had two employees I couldnt pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work. “She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in l
22、ife, I look for the win-win,“ she says.The positive attitude worked: Jills backyard company, Tastefully Simple, is now a direct- sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.According to re
23、search by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasnt something they cared about.(分数:70.00)(1).How does the passage portray modem millionaires? A. People who fly private planes. B. People who hav
24、e the freedom to make any decision. C. People who do part-time jobs. D. People who lead rotten lives.(分数:7.00)A.B.C.D.(2).How much net worth is needed if you want to be one of the richest Americans, according to the Forbes? A. $5 million. B. $30 million. C. $120 million. D. $1.3 billion.(分数:7.00)A.B
- 1.请仔细阅读文档,确保文档完整性,对于不预览、不比对内容而直接下载带来的问题本站不予受理。
- 2.下载的文档,不会出现我们的网址水印。
- 3、该文档所得收入(下载+内容+预览)归上传者、原创作者;如果您是本文档原作者,请点此认领!既往收益都归您。
下载文档到电脑,查找使用更方便
2000 积分 0人已下载
下载 | 加入VIP,交流精品资源 |
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 大学 67 答案 解析 DOC
