[考研类试卷]考研英语(二)模拟试卷157及答案与解析.doc
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1、考研英语(二)模拟试卷 157 及答案与解析一、Section I Use of EnglishDirections: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D. (10 points) 0 Warren Buffett, who will host Berkshire Hathaways annual shareholders meeting on May 3rd, is an icon of American capitalism. At 83
2、, he also epitomizes a striking demographic【 C1】_: for highly skilled people to go on working well into【C2 】_was once thought to be old age. Across the rich world,well-educated people【C3 】 _work longer than the less-skilled. Some 65% of American men aged 62-74 with a professional degree are in the【C
3、4】_, compared with 32% of men with only a high-school certificate. In the European Union the pattern is similar.This【C5 】_is part of a deepening divide between the well-educated【C6】_and the unskilled poor that is slicing【C7】_all age groups. Rapid innovation has raised the incomes of the highly skill
4、ed while【C8】_those of the unskilled. Those at the top are working longer hours each year than those at the bottom.【C9】_the well-qualified are extending their working lives, compared with those of less-educated people. The【C10】_, for individuals and society,are profound.The world is on the【C11】_rise
5、in the number of old people, and they will live longer than ever before.【C12】_the next 20 years the global population of those aged 65 or more will almost double, from 600m to 1.1 billion. The【C13】_of the 20th century, when greater longevity translated into more years in retirement【C14】_more years a
6、t work, has persuaded many observers that this shift will【C15】_slower economic growth and “secular stagnation“ , while the【C16】_ranks of pensioners will bust government budgets.But the notion of a sharp division between the working young and the【C17】_old misses a new trend, the【C18】_gap between the
7、skilled and the unskilled. Employment rates are falling among younger unskilled people,【C19】_older skilled folk are working longer. The divide is most extreme in America, where well-educated baby-boomers are【C20】_retirement while many less-skilled younger people have dropped out of the workforce.1 【
8、C1 】(A)sight(B) trend(C) sign(D)track2 【C2 】(A)what(B) that(C) when(D)where3 【C3 】(A)decreasingly(B) incidentally(C) desperately(D)increasingly4 【C4 】(A)house(B) college(C) workforce(D)retirement5 【C5 】(A)gap(B) similarity(C) concept(D)phenomenon6 【C6 】(A)healthy(B) well-off(C) bright(D)elderly7 【C7
9、 】(A)into(B) among(C) from(D)through8 【C8 】(A)declining(B) squeezing(C) depressing(D)suppressing9 【C9 】(A)And(B) But(C) So(D)Even10 【C10 】(A)reasons(B) substances(C) consequences(D)causes11 【C11 】(A)interesting(B) exaggerating(C) unsurprising(D)staggering12 【C12 】(A)Over(B) About(C) On(D)Until13 【C1
10、3 】(A)result(B) example(C) experience(D)past14 【C14 】(A)apart from(B) rather than(C) in spite of(D)regardless of15 【C15 】(A)turn to(B) lean to(C) tend to(D)lead to16 【C16 】(A)decaying(B) crawling(C) swelling(D)fading17 【C17 】(A)idle(B) rich(C) tired(D)lazy18 【C18 】(A)narrow(B) growing(C) limited(D)v
11、ital19 【C19 】(A)since(B) before(C) whereas(D)although20 【C20 】(A)giving up(B) going against(C) driving away(D)putting offPart ADirections: Read the following four texts. Answer the questions below each text by choosing A, B, C or D. (40 points)20 Last year nearly one million Americans filed for bank
12、ruptcy. That is far fewer than the number who used to seek bankruptcy protection before the law was made tougher a decade ago. This reform may have done more harm than good. The aim of bankruptcy law is to give people relief from unpayable debts. Some two-thirds of individual bankruptcies are due to
13、 a lost job. Many bankrupts need time to get back on their feet. In the mid-2000s Chapter 7 rules made it easy to wash away debts. That irritated credit-card firms, which claimed that spendthrifts abused the system; so in 2005 the law was toughened. The idea was to shift people to a Chapter 13 bankr
14、uptcy, where they would have to repay some of the debt.The reform had a big impact. At least at first, Chapter 13 filings rose relative to Chapter 7 ones. And a new paper, from Stefania Albanesi, of the New York Federal Reserve, and Jaromir Nosal, of Columbia University, finds that the reform led to
15、 a permanent drop in the bankruptcy rate.However, other recent research suggests that this is not necessarily a good thing. Will Dobbie, of Princeton University, and Jae Song, of the Social Security Administration, look at Chapter 13 bankruptcies before the reforms of 2005. They link half a million
16、bankruptcy filings to tax records and use a novel technique to analyse them. Because some bankruptcy judges are more merciful than others, people in similar straits may end up with different bankruptcy decisions. This quirk allows some useful comparisons.Messrs Dobbie and Song argue that easier bank
17、ruptcy laws have good microeconomic effects. If a creditor may no longer claim large chunks of a bankrupts salary, that may increase his incentive to workand decrease his need to slip out of town, change his job and close down his bank account. On average, those granted bankruptcy earned over 6,000
18、more in the subsequent year than similarly-placed plaintiffs who were rejected. The unlucky ones found it trickier to service their mortgages. Michelle White of the University of California, San Diego and colleagues found that bankruptcy reform caused the default rate on prime mortgages to rise 23%.
19、Making consumer-bankruptcy law more debtor-friendly could hit Americans in other ways. If lenders are exposed to bigger losses, some argue, interest rates for such things as creditcards are bound to rise. But that danger can be overstated. Credit-card companies may be reluctant to charge rates highe
20、r than their competitors lest they attract more customersthose not put off by high rates because they know that, with luck, they wont have to pay their debts back.21 According to Paragraph 1, bankruptcy law is designed to_.(A)protect American banks(B) abolish individual debts(C) help unemployed peop
21、le(D)alleviate debtors burden22 Credit-card firms were angry because_.(A)legislators abused their authority(B) debtors controlled the law system(C) laws made it easy to pay off debts(D)some regulations did harm to them23 The word “straits“ (Line 5, Para. 3) is closest in meaning to_.(A)channels(B) p
22、lights(C) contexts(D)phenomena24 Dobbie and Song believe that easier bankruptcy laws_.(A)may stimulate the debtors(B) will do more harm than good(C) may increase bankers incentive(D)will raise peoples average salary25 Creditors are unlikely to raise their rates because_.(A)they are restricted by the
23、 law(B) consumers cant afford the debts(C) they are stuck in fierce competition(D)customers will not pay their debts back25 Economic refugees have traditionally lined up to get into America. Lately, they have been lining up to leave. In the past few months, half a dozen biggish companies have announ
24、ced plans to merge with foreign partners and in the process move their corporate homes abroad. The motive is simple; corporate taxes are lower in Ireland, Britain and, for that matter, almost everywhere else than they are in America.In Washington, D. C. , policymakers have reacted with indignation.
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