【考研类试卷】中医综合-中医诊断学(六)及答案解析.doc
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1、中医综合-中医诊断学(六)及答案解析(总分:100.00,做题时间:90 分钟)一、Section Use of Eng(总题数:1,分数:10.00)Most people would be (1) by the high quality of medicine (2) to most Americans. There is a lot of specialization, a great deal of (3) to the individual, a (4) amount of advanced technical equipment, and (5) effort not to mak
2、e mistakes because of the financial risk which doctors and hospitals must (6) in the courts if they (7) things badly.But the Americans are in a mess. The problem is the way in (8) health care is organized and (9) . (10) to pubic belief it is not just a free competition system. The private system has
3、 been joined a large public system, because private care was simply not (11) the less fortunate and the elderly.But even with this huge public part of the system, (12) this year will eat up 84.5 billion dollarsmore than 10 percent of the U. S. Budgetlarge number of Americans are left (13) . These in
4、clude about half the 11 million unemployed and those who fail to meet the strict limits (14) income fixed by a government trying to make savings where it can.The basic problem, however, is that there is no central control (15) the health system. There is no (16) to what doctors and hospitals charge
5、for their services, other than what the public is able to pay. The number of doctors has shot up and prices have climbed. When faced with toothache, a sick child, or a heart attack, all the unfortunate persons concerned can do is (17) up. Two thirds of the population (18) covered by medical insuranc
6、e. Doctors charge as much as they want (19) that the insurance company will pay the bill.The rising cost of medicine in the U. S. A. is among the most worrying problems facing the country. In 1981 the countrys health bill climbed 15.9 percent-about twice as fast as prices (20) general.(分数:10.00)(1).
7、A compressed B impressed C obsessed D repressed(分数:0.50)A.B.C.D.(2).A available B attainable C achievable D amenable(分数:0.50)A.B.C.D.(3).A extension B retention C attention D exertion(分数:0.50)A.B.C.D.(4).A countless B titanic C broad D vast(分数:0.50)A.B.C.D.(5).A intensive B absorbed C intense D conc
8、entrated(分数:0.50)A.B.C.D.(6).A run into B encounter C face D defy(分数:0.50)A.B.C.D.(7).A treat B deal C maneuver D handle(分数:0.50)A.B.C.D.(8).A which B that C what D when(分数:0.50)A.B.C.D.(9).A to finance B financed C the finance D to be financed(分数:0.50)A.B.C.D.(10).A Contrary B Opposed to C Averse D
9、 Objected(分数:0.50)A.B.C.D.(11).A looking for B looking into C looking after D looking over(分数:0.50)A.B.C.D.(12).A which B what C that D it(分数:0.50)A.B.C.D.(13).A over B out C off D away(分数:0.50)A.B.C.D.(14).A for B in C with D on(分数:0.50)A.B.C.D.(15).A over B on C under D behind(分数:0.50)A.B.C.D.(16)
10、.A boundary B restriction C confinement D limit(分数:0.50)A.B.C.D.(17).A to pay B paying C pay D to have paid(分数:0.50)A.B.C.D.(18).A is being B are C have been D is(分数:0.50)A.B.C.D.(19).A knowing B to know C they know D known(分数:0.50)A.B.C.D.(20).A in B with C on D for(分数:0.50)A.B.C.D.二、Section Readin
11、g Co(总题数:0,分数:0.00)三、Part A(总题数:0,分数:0.00)四、Text 1(总题数:1,分数:10.00)The news from Americas housing market is getting no better. As sales declines and defaults and foreclosures climb, pessimists fear that over a million Americans could be driven out of their homes as adjustable-rate mortgages are reset
12、. What should policymakers do? Congress is eager to do more: hence the calls to expand the role of Fannie Mae and Freddie Mac, the giant government-sponsored enterprises (GSES) that tower over Americas mortgage market.Fannies and Freddies political allies want two things. The first is the raising of
13、 the $417,000 limit on the size of loans that the pair may handle. The second demand is the lifting of caps on the amount of mortgages they may buy and hold for themselves. Fannie and Freddie could then ride to the rescue of struggling borrowers, injecting liquidity into parts of the market that hav
14、e seized up. Their arguments are winning support, and opposition from the Bush administration and the GSES regulator is softening. Unfortunately, the ideas are likely to do more for Fannie and Freddie than for the mortgage market.Start with the $417,000 limit. Lifting this could help if Fannie and F
15、reddie scoured the upper bracket for borrowers who were struggling but viable. But their history suggests that they would cherry-pick those who could get refinanced elsewhere. And the huge-mortgage market may be correcting itself anyway: spreads over GSE-backed loans, though still unusually high, ar
16、e falling.It is also riskier. When they hold a mortgage, they take on not only credit risk but also interest-rate and prepayment risk. The loans they guarantee, in contrast, carry only credit risk. So as well as being just as effective, the guarantee business is also saferand thus better for the tax
17、payer who unwittingly stands behind the GSES.Moreover, even if they grow no more, the mortgage giants pose a clear systemic threat. Their portfolios of retained mortgages and mortgage-backed securities add up to no less than $1.4 trillion. It is bad enough that this is concentrated in two institutio
18、ns. No matter how much risk they take or how they manage it, they can borrow at rock-bottom interest rates. If they got into trouble, banks as well as taxpayers would be on the hook. Banks may hold as much GSE debt as they want. Many have amounts that exceed their regulatory capital.The giants were
19、set up decades ago to help banks pool concentrated regional mortgage risk and to make housing more affordable. But as the market has grown deeper and more sophisticated, history has left them behindhence their desire to get into any bit of the business that will turn a profit. The eventual aim shoul
20、d be to turn them into normal private-sector companies, by stripping them of the charters that give rise to the implicit government guarantees, and break them into smaller pieces.(分数:10.00)(1).According to the text, policy makers solve the problems in the housing market in the US by _A Driving milli
21、ons of people out of their houses.B Calling on the expansion of GSES roles.C Planning to stop resetting adjustable-interest mortgage.D Doing nothing.(分数:2.00)A.B.C.D.(2).What can be inferred about the Fannie and Freddie from Paragraph 2 and 3?A They are companies of normal size for mortgage and loan
22、.B They are companies supported by the government.C They are companies functioning as banks.D They are companies that have no help to the housing market.(分数:2.00)A.B.C.D.(3).If the giant GSES collapse, the most possible result would be _A Borrowers can get their mortgage back.B Banks may face a debt
23、 which they cannot afford.C Taxpayers would have to borrow money at rock-bottom interest rates.D The housing market will become deeper and more sophisticated.(分数:2.00)A.B.C.D.(4).According to the author, the proposal of the Congress most probably _A break the giants into small pieces in case of safe
24、ty.B endow more power to the two giants for their development.C rescue those who cannot pay back their loan in the housing market.D promote the development of the part of market that has been seized up.(分数:2.00)A.B.C.D.(5).Which of the following is unlikely to be the risk that the two giants are fac
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