[外语类试卷]考博英语(阅读理解)练习试卷30及答案与解析.doc
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1、考博英语(阅读理解)练习试卷 30及答案与解析 一、 Reading Comprehension 0 Millions of individuals all around the world are in over their heads in debt. Debt can turn an individual or their familys life upside down. Without the proper help from experienced professionals, many individuals only end up causing more damage to
2、their credit. Individuals or families in debt run the risk of loosing their home, vehicles, or other assets. Many of those who do not own a home or other obtainable assets are likely to never be able to own one. All of the debt that an individual owes appears on a credit report. Credit reports are u
3、sed by financial institutions when a loan has been requested. The higher the score is the better looking your credit appears and vice versa. Many individuals or families with a large amount of debt have a low credit score; therefore, they are generally unable to receive loans or credit cards. There
4、are numerous groups, individuals, or products on the market that are designed to help individuals dig their way out of and recover from debt. Although these products are available, there are still thousands of individuals that choose not to receive assistance. It is true that some individuals may be
5、 able to recover from debt on their own; however, it will likely take a large amount of time and stress. Lets face it, some individuals are just too ashamed to ask for help. If you are one of those individuals, a man by the name of Rick Miller may be able to help. Rick Miller is a former manger of a
6、 credit bureau; therefore, he is familiar with the ins and outs of making your way out of debt. Mr. Miller has developed a credit repair system that, if used effectively, is proven to help improve your credit score. His credit repair system is unlike any other on the internet. He has the history and
7、 work experience to back up this claims and helpful tips. If you are unsure whether purchasing this credit repair system is the best choice for you, sign up for the free newsletter that is offered and keep on reading. The Federal Trade Commission, commonly referred to as the FTC, is a federal progra
8、m that tries to operate in the best of businesses and consumers. The FTC also offers resources for individuals or businesses who are trying to escape from their growing debt. Credit counseling programs are designed to help individuals recover from debt by working with creditors to eliminate interest
9、 rates and possibly to develop a monthly payment plan. These credit counseling programs are often non-profit and generally offer debt ridden individuals assistance; however, there are a lot of programs that are scamming individuals who are only seeking help. On their website, the FTC warns individua
10、ls of fraudulent credit counseling programs. Although many credit counseling companies are legitimate, using the wrong company can land you in more debt that you were in before. Debt can cause stress, health problems, and even tear an otherwise healthy family apart. If you are suffering from debt, d
11、o not suffer any longer than you have to. Obtain assistance today. (517 words) 1 All will happen to a person in debt EXCEPT that_. ( A) the contents in his or her house will be taken away ( B) the family car will be confiscated ( C) he or she will never have a house of his or her own ( D) Rick Mille
12、r will give you a free assistance 2 What does “vice versa“ (Line 5, Para. 2) mean? ( A) The higher the score is, the better looking your credit appears. ( B) The lower the score is, the better looking your credit appears. ( C) The lower the score is, the worse your credit appears. ( D) The higher th
13、e score is, the worse your credit appears. 3 The aim of the third paragraph is ( A) to convince people in debt to solve the financial problem by themselves, which will save money ( B) to report the present situation of debt to the public ( C) to introduce a potential helper to those who are in debt
14、( D) to help residents to distinguish fraudulent credit counseling companies from true ones 4 For what purpose does the author write the last paragraph but one? ( A) To introduce another credit counseling program rather than the FTCs. ( B) To prove that there are some other problems that the FTC can
15、t help, while Miller can. ( C) To give warnings to ordinary people against the cheating of some corporations even though the latter are legitimate. ( D) To demonstrate the relationship between Millers company and the FTC. 5 What can be inferred from the passage? ( A) The writer of the passage is Ric
16、k Miller himself or the person of his company. ( B) The passage is the statement of a bank or a financial institution. ( C) Credit counseling companies can help individuals out of debt. ( D) Most people prefer solving the debt problem themselves to going to any institution. 5 The American Constituti
17、on was written for people that are able to govern themselves. John Adams wrote, “Our Constitution was made only for a moral and religious people. It is wholly inadequate to the government of any other. “Historian and author Gary DeMar wrote as a follow up to Adamss statement, “When self-government i
18、s abandoned for self-serving opportunism, we should expect a decline in the health of the nation. What is government anyway? Before World War I, textbooks dealing with national government were qualified with the title “Civil.“ According to Gary DeMars book entitled, God and Government (American Visi
19、on, INC. 2001 , p. 3), “An example of this can be seen in a textbook used in 1903: Elements of Civil Government. According to its author, The family. is a form of government, established for the good of children themselves, and the first government that each of us must obey. (p. 18) The book continu
20、es by defining five areas of civil government; the township or civil district, the village or the city, the county, the State, and the United States. (p. 18) The term government, as the older educational definition indicates, is broader than the state. Textbook writers were aware that there were per
21、sonal, family, church, school, and civil governments, each having a legitimate realm of government. That state was seen as only one government among many. Not so today. Currently, all entities of government are lumped into one general definition the government. It seems that the civil government has
22、 assumed responsibility to be the government. Washington has relieved us from what we believe is the heavy into one general definition the government. It seems that the civil government has assumed responsibility to be the government. Washington has relieved us from what we believe is the heavy burd
23、en of governing ourselves, our families, our churches, and our schools. Again DeMar writes, “If the people of the United States do not once again establish self, family, church, local, state, and national governments to their proper places of power and authority, our nation is doomed. “ Good point.
24、Noah Webster stated that government begins with the individual and the “regulation“ and his “conduct. “ Government, in the older definition, is moral and personal before it is practical and institutional. Without self-governed individuals who follow some moral code, we cant expect good family, churc
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