【考研类试卷】考研英语(二)分类真题6及答案解析.doc
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1、考研英语(二)分类真题 6 及答案解析(总分:100.00,做题时间:90 分钟)一、Reading Comprehensio(总题数:0,分数:0.00)二、Part A(总题数:0,分数:0.00)三、Text 1(总题数:1,分数:20.00)Last year my federal tax billthe income tax I paid, as well as payroll taxes paid by me and on my behalfwas $6,938,744. That sounds like a lot of money. But what I paid was on
2、ly 17.4 percent of my taxable incomeand that“s actually a lower percentage than was paid by any of the other 20 people in our office. Their tax burdens ranged from 33 percent to 41 percent and averaged 36 percent. If you make money with money, as some of my super-rich friends do, your percentage may
3、 be a bit lower than mine. But if you earn money from a job, your percentage will surely exceed minemost likely by a lot. To understand why, you need to examine the sources of government revenue. Last year about 80 percent of these revenues came from personal income taxes and payroll taxes. The mega
4、-rich pay income taxes at a rate of 15 percent on most of their earnings but pay practically nothing in payroll taxes. It“s a different story for the middle class: typically, they fall into the 15 percent and 25 percent income tax brackets, and then are also hit with heavy payroll taxes. Back in the
5、 1980s and 1990s, tax rates for the rich were far higher, and my percentage rate was in the middle of the pack. I know well many of the mega-rich and, by and large, they are very decent people. They love America and appreciate the opportunity this country has given them. Many have joined the Giving
6、Pledge, promising to give most of their wealth to philanthropy. Most wouldn“t mind being told to pay more in taxes as well, particularly when so many of their fellow citizens are truly suffering. Twelve members of Congress will soon take on the crucial job of rearranging our country“s finances. They
7、“ve been instructed to devise a plan that reduces the 10-year deficit by at least $1.5 trillion. It“s vital, however, that they achieve far more than that. Americans are rapidly losing faith in the ability of Congress to deal with our country“s fiscal problems. Only action that is immediate, real an
8、d very substantial will prevent that doubt from turning into hopelessness. That feeling can create its own reality. Job one for the 12 is to cut down some future promises that even a rich America can“t fulfill. Big money must be saved here. The 12 should then turn to the issue of revenues. I would l
9、eave rates for 99.7 percent of taxpayers unchanged and continue the current 2-percentage-point reduction in the employee contribution to the payroll tax. This cut helps the poor and the middle class, who need every break they can get. But for those making more than $1 million, I would raise rates im
10、mediately on taxable income in excess of $1 million, including, of course, dividends and capital gains. My friends and I have been spoiled long enough by a billionaire friendly Congress. It“s time for our government to get serious about shared sacrifice.(分数:20.00)(1).The author implies in the first
11、paragraph that _(分数:4.00)A.more taxes should have been levied on the richB.taxes paid by the average people should be reducedC.the rich are well acquainted with tax loopholesD.the author is a member of the average income group(2).The rich pay lower tax rates mainly because they _(分数:4.00)A.pay less
12、both as income and payroll taxesB.pay less on their wages and salariesC.were given tax incentives in the 1980s and 1990sD.have contributed more to the country(3).The author is certain that the rich _(分数:4.00)A.have broken their promise made at the Giving PledgeB.have paid heavier payroll taxes than
13、income taxesC.are willing to pay a higher income tax if the country needs itD.have more control over the congress than the average people(4).The last sentence of Paragraph 4 probably means _(分数:4.00)A.the congress will create a better future for the countryB.the country“s financial situation will im
14、prove soonC.distrust in the country“s leaders will make the situation worseD.the promises made by the congress are never put into action(5).The author concludes his discussion by _(分数:4.00)A.expressing his unyielding faith in the congressB.calling on the rich and poor alike to sacrifice for the coun
15、tryC.proposing tax breaks for the average-income individualsD.proposing heavier tax rates on the income of the mega-rich四、Text 2(总题数:1,分数:20.00)New science reveals how your brain is hard-wired when it comes to spendingand how you can reboot it. The choice to spend rather than save reflects a very hu
16、manand, some would say, Americanquirk: a preference for immediate gratification over future gains. In other words, we get far more joy from buying a new pair of shoes today, or a Caribbean vacation, or an iPhone 4S, than from imagining a comfortable life tomorrow. Throw in an instant-access culturei
17、n which we can get answers on the Internet within seconds, have a coffeepot delivered to our door overnight, and watch movies on demandand we“re not exactly training the next generation to delay gratification. “Pleasure now is worth more to us than pleasure later,“ says economist William Dickens of
18、Northeastern University. “We much prefer current consumption to future consumption. It may even be wired into us.“ As brain scientists plumb the neurology of an afternoon at the mall, they are discovering measurable differences between the brains of people who save and those who spend with abandon,
19、particularly in areas of the brain that predict consequences, process the sense of reward, spur motivation, and control memory. In fact, neuroscientists are mapping the brain“s saving and spending circuits so precisely that they have been able to stir up the saving and disable the spending in some p
20、eople. The result: people“s preferences switch from spending like a drunken sailor to saving like a child of the Depression. All told, the gray matter responsible for some of our most crucial decisions is finally revealing its secrets. Psychologists and behavioral economists, meanwhile, are identify
21、ing the personality types and other traits that distinguish savers from spenders, showing that people who aren“t good savers are neither stupid nor irrationalbut often simply don“t accurately foresee the consequences of not saving. Rewire the brain to find pleasure in future rewards, and you“re on t
22、he path to a future you really want. In one experiment, neuroeconomist Paul Glimcher of New York University wanted to see what it would take for people to willingly delay gratification. He gave a dozen volunteers a choice: $20 now or more money, from $20.25 to $110, later. On one end of the spectrum
23、 was the person who agreed to take $21 in a monthto essentially wait a month in order to gain just $1. In economics-speak, this kind of person has a “flat discount function,“ meaning he values tomorrow almost as much as today and is therefore able to delay gratification. At the other end was someone
24、 who was willing to wait a month only if he got $68, a premium of $48 from the original offer. This is someone economists call a “steep discounter,“ meaning the value he puts on the future (and having money then) is dramatically less than the value he places on today; when he wants something, he wan
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