银行系统招聘考试（英语）历年真题试卷汇编7及答案解析.doc

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1、银行系统招聘考试（英语）历年真题试卷汇编 7及答案解析(总分：72.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：16.00)The entrepreneur，according to French economist JBSay，“is a person who shifts economic resources out of an area of lower and into an area of higher productivity and yield”But Says definition does not tell us who this entrepreneur i

2、sSome define the entrepreneur simply as one who starts his or her own new and small businessFor our purposes，we will define the entrepreneur as a person who takes the necessary risks to organize and manage a business and receives the financial profits and nonmonetary rewards The man who opens a smal

3、l pizza restaurant is in business，but is he an entrepreneur? He took a risk and did something，but did he shift resources or start the business? If the answer is yes，then he is considered an entrepreneurRay Kroc is an example of an entrepreneur because he founded and established MCDonaldsHis hamburge

4、rs were not a new idea，but he applied new techniques，resource allocations，and organizational methods in his ventureRay Kroc upgraded the productivity and yield from the resources applied to create his fast-food chainThis is what entrepreneurs do；this is what entrepreneurship means Many of the sharp，

5、black-and-white contrasts between the entrepreneur and the professional have faced to a gray colorFormerly，professionals such as doctors，lawyers，dentists，and accountants were not supposed to be entrepreneurialaggressive。or market orientedThey were“above”the market-driven worldEntrepreneurs，on the ot

6、her hand，were the mavericks of societyThey were risk-takers who aggressively sought to make something happenLong hours were about all the two worlds had in commonHowever，increased competition，saturated markets，and a more priceconscious public have changed the world of the professionalsToday they nee

7、d to market their skills，talents，and competencies；Lawyers advertise their servicesDoctors specialize in one form of surgeryAccounting firms join with other businesses(eg，consulting and law)to serve clients Entrepreneurs exhibit many different behaviors；searching for a specific personality pattern is

8、 very difficultSome entrepreneurs are quiet，introverted，and analyticalOn the other hand，some are brash，extroverted，and very emotionalMany of them share some qualitiesViewing change as the norm，entrepreneurs usually search for it，respond to it，and treat it as an opportunityAn entrepreneur such as Ray

9、 Kroc of MCDonalds is able to take resources and shift them to meet a needMaking the decision to shift resources works better if a person is creative，experienced，and confident（分数：6.00）(1).According to the first paragraph，who can be regarded as an entrepreneur?（分数：2.00）A.The CEO of a big companyB.The

10、 owner of a profitable restaurantC.A man who started a new kind of business but eventually failed after 5 years because of some financial problemsD.A successful salesman(2).Which of the followings are necessary for an entrepreneur? a resource shifter one who starts a new business non-professional mo

11、neygaining a risk taker（分数：2.00）A.B.C.D.(3).From the text，we learn that_（分数：2.00）A.an entrepreneur should be very extrovertedB.an entrepreneur should be quick to seize opportunitiesC.change is not norm in an entrepreneurs eyesD.the French economist JBSay is the first person who gave the definition o

12、f“entrepreneur”The term“joint international business venture”，joint venture for short，has come to mean many things to many peopleIt sometimes is taken to mean any joint relationship between one or more foreign firms and one or more local firmsSuch a broad definition is excluded hereJoint venture wil

13、l be taken to mean joint ownership of an operation in which at least one of the partners is foreign based Joint ventures can take many formsA foreign firm may take a majority share，a minority share，or an equal share in ownershipWhile it is not necessary to have financial control or to have operating

14、 control，some firms refuse to use the joint venture form if it is not possible to have a majority position in ownershipThere are firms that have few qualms about holding minority position，however，so long as they can have operating controlThey achieve this through technical-aid，management，or supply c

15、ontracts It should be recognized that maintaining operating control is sometimes difficult if one does not have financial control tooObjectives of the participants may diverge；when they do，financial control becomes importantManagement may wish to reinvest earnings while the majority of the board may

16、 wish earnings distributed as dividendsUnless policy issues of this kind can be settled amicably，lack of financial control can prove to be very unsatisfactory，if not fatal Many joint ventures emerge as matters of necessity：that is，no single firm is willing to assume the risks entailed，while a consor

17、tium of firms isLarge，capital-intensive，long-lived investments are natural candidates for the joint ventureExploitation of resource deposits often is done by a consortium of several petroleum or mining firmsRoles are parceled out even though each phase of the operation is owned jointlyOne firm does

18、the actual mining，another provides transportation，and still another does the refining and extractionThere is a wide variety of combinations Also the joint venture can pose problems，especially if it is an enforced marriage of partnersFor many ventures in small countries，it is difficult to find a suit

19、able local partner，that is，one with sufficient capital and know how t0 be able to contribute to the partnershipIn some developing countries，a small handful of families control the entire locally-owned part of the industrial structureUnder these circumstancesa joint venture merely insulates them furt

20、her from independent，foreign-owned plants that would compete against themF0r this and other reasons，the only suitable partner may end up being the government itselfMost multinational firms，however，shy away from such arrangements where possible（分数：10.00）(1).The phrase“joint venture”mentioned in the f

21、irst paragraph refers to_（分数：2.00）A.any joint relationship between one foreign firm and one local firmB.any joint relationship between foreign firmsC.joint ownership of an operation in which at least one of the partners is foreign basedD.all of the above(2).The word“qualms”in the second paragraph ma

22、y have the equal meaning with_（分数：2.00）A.abilitiesB.worriesC.possibilitiesD.limits(3).According to the author，which of the following is most important?（分数：2.00）A.Majority positionB.Operating controlC.Financial controlD.Support of the government(4).Which of the following is not the advantages of the

23、joint venture?（分数：2.00）A.It can assume more risksB.It may gather more capitalC.Large and long-lived investment can be carried outD.The partners will make concerted efforts towards one target(5).Which of the following is true according to the text?（分数：2.00）A.A foreign firm often takes a majority shar

24、e in a joint ventureB.Lack of financial control may be fatal to a firm participating in joint ventureC.Joint venture is very helpful to developing countriesD.Government is the best partner in a joint venture二、英语翻译(总题数：10，分数：16.00)1.英译汉_2.And the advent of jets has made Athens as accessible as Paris

25、and Romewithout the sky-high prices of traffic chocked streets of either（分数：2.00）_3.Never mind the fight to get people to open their wallets in the recessionsome companies are taking a different policy，and trying to get customers to open their purses insteadIn America，where female consumers make mor

26、e than 80of discretionary purchases，companies have started tailoring their products and messages to appeal to women，in an effort to boost their sales（分数：2.00）_4.Aside from their greater purchasing power，women are valuable customers for three reasonsFirst，they are loyal，says Marti Barletta，author of

27、Marketing to Women，and more likely to continue to buy a brand if they like itSecond，women are more likely than men to spread information about products they like through word of mouth and social-networking sitesThird，most of the lay-offs SO far in America have been in male dominated fields，like manu

28、facturing and constructionThis means women may bring home a greater share of household income in the months ahead and have even more buying power（分数：2.00）_5.Many recruiters say the old disgrace is fading for top performersThe financial crisis has made it more acceptable to be between jobs or to leav

29、e a bad one“The traditional rule was itS safer to stay where you are，but thatS been fundamentally inverted，”says one headhunter“The people whove been hurt the worst are those whove stayed too long”（分数：2.00）_6.汉译英_7.“绿色奥运、人文奥运、科技奥运”是北京申办 2008年奥运会的三大主题。北京积极响应国际奥委会的号召，把奥运会办成在环境保护方面发挥突出作用的奥林匹克盛会。北京市政府将与

30、全市人民一道，通过申办和举办奥运会，加快实施北京市的环境保护规划，进一步改善环境质量，完善城市基础设施建设，提高市民的生活水平，促进城市可持续发展。（分数：2.00）_8.别人吸烟，你吸入，确实会对你的肺有危害。据美国“肺协”估计，每年约有 3000名死于肺癌的人是被动吸烟者。有一项调查发现，不吸烟的妇女，如果在吸烟的家庭环境中生活 40年或更长的时间，那么就有加倍患肺癌的危险。（分数：2.00）_9.假日经济的现象表明：随着生活水平的提高，消费结构呈多元化，消费观发生了巨大变化，对基本生活必需品的传统需求已转向对休闲、舒适和进步的需求。中国人的消费观在蓬勃发展的假日经济中正变得成熟，因此产品

31、结构应做相应调整，来适应社会的发展，服务质量要改善，以满足人们提高生活质量的要求。（分数：2.00）_10.开发风景区代表文化建设的方向，经济的繁荣不一定带来文化的进步。首先，当人们追求经济利益时，他们常常忽略或放弃文化建设。其次，当旧的观念被打破时，一些人就会不知所措或误人歧途。因此，既要发展经济，又要搞好文化建设，一直是社会的重要任务。（分数：2.00）_三、完形填空(总题数：1，分数：40.00)Seven years ago，when I was visiting Germany，I met with an official who explained to me that the c

32、ountry had a perfect solution to its economic problemsWatching the USeconomy【B1】_during the 1990s，the Germans had decided that they，too，needed to go the high-technology 【B2】_But how? In the late 1990s，the answer schemed obvious：Indians【B3】_all，Indian entrepreneurs accounted for one of every three Si

33、licon Valley start-upsSo the German government decided that it would 【B4】_ Indians to Germany just as America does：by 【B6】_green cardsOfficials created something called the German Green Card and 6 that they would issue 20000 in the first year【B7】_，the Germans expected that tens of thousands more Ind

34、ians would soon be begging to come，and perhaps the【B8】_ would have to be increasedBut the program was a failureA year later【B9】_half of the 20000 cards had been issuedAfter a few extensions，the program was【B10】_ I told the German official at the time that 1 was sure the【B11】_would failIts not that I

35、 had any particular expertise in immigration policy，【B12】_I understood something about green cards，because I had one(the American 【B13】_)The German Green Card was misnamed，I argued，【B14】_it never，under any circumstances，translated into German citizenshipThe USgreen card，by contrast，is an almost【B15】

36、_ Path to becoming American(after five years and a clean record)The official【B16】_my objection，saying that there was no way Germany was going to offer these people citizenship“We need young tech workers”，he said“Thats what this program is all【B17】_”So Germany was asking bright young【B18】_to leave th

37、eir countryculture and families，move thousands of miles away，learn a new language and work in a strange landbut without any【B19】_of ever being part of their new homeGermany was sending a signal，one that was【B20】_received in India and other countries，and also by Germanys own immigrant community（分数：40

38、.00）(1).【B1】（分数：2.00）A.soarB.hoverC.amplifyD.intensify(2).【B2】（分数：2.00）A.circuitB.strategyC.traitD.route(3).【B3】（分数：2.00）A.OfB.AfterC.InD.At(4).【B4】（分数：2.00）A.importB.kidnapC.conveyD.lure(5).【B5】（分数：2.00）A.offeringB.installingC.evacuatingD.formulating(6).【B6】（分数：2.00）A.conferredB.inferredC.announced

39、D.verified(7).【B7】（分数：2.00）A.SpeciallyB.NaturallyC.ParticularlyD.Consistently(8).【B8】（分数：2.00）A.quotasB.digitsC.measuresD.scales(9).【B9】（分数：2.00）A.invariablyB.literallyC.barelyD.solely(10).【B10】（分数：2.00）A.repelledB.deletedC.combatedD.abolished(11).【B11】（分数：2.00）A.adventureB.responseC.initiativeD.imp

40、ulse(12).【B12】（分数：2.00）A.andB.butC.soD.or(13).【B13】（分数：2.00）A.heritageB.revisionC.notionD.version(14).【B14】（分数：2.00）A.becauseB.unlessC.ifD.while(15).【B15】（分数：2.00）A.aggressiveB.automaticC.vulnerableD.voluntary(16).【B16】（分数：2.00）A.overtookB.fascinatedC.submittedD.dismissed(17).【B17】（分数：2.00）A.towards

41、B.roundC.aboutD.over(18).【B18】（分数：2.00）A.dwellersB.citizensC.professionalsD.amateurs(19).【B19】（分数：2.00）A.prospectB.suspicionC.outcomeD.destination(20).【B20】（分数：2.00）A.partiallyB.clearlyC.brightlyD.vividly银行系统招聘考试（英语）历年真题试卷汇编 7答案解析(总分：72.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：16.00)The entrepreneur，according

42、to French economist JBSay，“is a person who shifts economic resources out of an area of lower and into an area of higher productivity and yield”But Says definition does not tell us who this entrepreneur isSome define the entrepreneur simply as one who starts his or her own new and small businessFor o

43、ur purposes，we will define the entrepreneur as a person who takes the necessary risks to organize and manage a business and receives the financial profits and nonmonetary rewards The man who opens a small pizza restaurant is in business，but is he an entrepreneur? He took a risk and did something，but

44、 did he shift resources or start the business? If the answer is yes，then he is considered an entrepreneurRay Kroc is an example of an entrepreneur because he founded and established MCDonaldsHis hamburgers were not a new idea，but he applied new techniques，resource allocations，and organizational meth

45、ods in his ventureRay Kroc upgraded the productivity and yield from the resources applied to create his fast-food chainThis is what entrepreneurs do；this is what entrepreneurship means Many of the sharp，black-and-white contrasts between the entrepreneur and the professional have faced to a gray colo

46、rFormerly，professionals such as doctors，lawyers，dentists，and accountants were not supposed to be entrepreneurialaggressive。or market orientedThey were“above”the market-driven worldEntrepreneurs，on the other hand，were the mavericks of societyThey were risk-takers who aggressively sought to make something happenLong hours were about all the two wo