大学英语三级-13及答案解析.doc
《大学英语三级-13及答案解析.doc》由会员分享,可在线阅读,更多相关《大学英语三级-13及答案解析.doc(17页珍藏版)》请在麦多课文档分享上搜索。
1、大学英语三级-13 及答案解析(总分:85.00,做题时间:90 分钟)一、Part Vocabulary an(总题数:20,分数:20.00)1._ the 1990“s that the trade between the two countries reached its highest point.(分数:1.00)A.DuringB.It was inC.That it was inD.It was2.Unexpectedly, he _ at her birthday partyAll of us thought he would not to come(分数:1.00)A.tu
2、rned upB.turned downC.turned inD.turned out3.Though he was born and raised in America, he can speak _ Chinese.(分数:1.00)A.smoothB.fluentC.fluidD.flowing4._ is the question nobody can answer.(分数:1.00)A.From where is heB.Where he is fromC.Where is he fromD.He is from where5.Albert Einstein, the greates
3、t scientist in the 20th century, once _ an offer of $1,000 a minute to speak on the radio.(分数:1.00)A.turned downB.turned upC.turned outD.turned in6.Since we have never been here before, we do not know which bus_.(分数:1.00)A.should we takeB.to be takingC.to takeD.should take7.Sometimes students have g
4、reat difficulty in _ facts from fiction and often believe such things exist.(分数:1.00)A.tellingB.talkingC.sayingD.speaking8.You can borrow some money from him this time but don“t make a _of it.(分数:1.00)A.customB.customsC.habitD.tradition9.A completely new situation will _when the examination system c
5、omes into existence.(分数:1.00)A.ariseB.riseC.raiseD.race10.We are all in favor of your proposal that the discussion_(分数:1.00)A.be put offB.was put offC.should put offD.is to put off11._, Detroit was the home of the most productive automobile factories in the world.(分数:1.00)A.At a timeB.At no timeC.At
6、 one timeD.In no time12.It“s required that the students _ the term paper tomorrow.(分数:1.00)A.finishedB.finishC.will finishD.may finish13.I cannot find Tom anywhere. He _have been off long. I heard him make a call just now.(分数:1.00)A.shouldn“tB.can“tC.mustn“tD.needn“t14.Miss Liu doesn“t mind _ your h
7、omework as long as it is done by yourself.(分数:1.00)A.you to delay handing inB.your delaying handing inC.your delaying to hand inD.you delay to hand in15._, the negotiation went further on.(分数:1.00)A.With the first point agreeing onB.With the first point agreed onC.With the first point to agree onD.W
8、ith agreeing on the first point16.Up went the prices and_.(分数:1.00)A.the living standard came downB.down did the riving standard comeC.came down the living standardD.down came the living standard17.There is a man at the reception desk who seems very angry and I think he means _trouble.(分数:1.00)A.mak
9、ingB.to makeC.to have madeD.having made18.I suppose you know everything about that event, _?(分数:1.00)A.don“t youB.do IC.do youD.don“t I19.The knowledge we gained in school is very important, _ we will depend in the future.(分数:1.00)A.in whichB.to whichC.of whichD.on which20._the storm, the ship would
10、 have reached its destination on time.(分数:1.00)A.In spite ofB.In case ofC.But forD.Because of二、Part Reading Compr(总题数:0,分数:0.00)三、Passage One(总题数:1,分数:10.00)A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to bo
11、rrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage (抵押) 。“The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000
12、 mortgage. How can you get a mortgage? When you find a house you like. you go to a bank. The bank will research your financial (金融的) history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job
13、. They will also want to know how much money you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many p
14、eople are never able to buy a house because they cannot save enough money for the down payment.(分数:10.00)(1).What does a house mean in the United States?(分数:2.00)A.It is a dream which many people can hardly realize.B.It is so expensive that many people cannot really buy them.C.It is the most importa
15、nt property that many people try to buy.D.It doesn“t belong to people if they can“t borrow money from the bank.(2).If American people borrow money from the bank for 25 years, this means that the person who borrows _.(分数:2.00)A.has twenty-five years to pay back the moneyB.has more than twenty-five ye
16、ars to pay back the moneyC.has less than twenty-five years to pay back the moneyD.has at least twenty-five years to pay back the money(3).What does “down payment“ refer to in the passage?(分数:2.00)A.Money borrowed from a bank as a mortgage.B.Money paid to a bank before the mortgages is given.C.Intere
17、st(利息) received by a person who borrows money as the mortgages.D.Interest charged by a bank on a mortgage.(4).Which is not one of the things researched by a bank?(分数:2.00)A.How much money the borrower owns.B.What salary the borrower makes.C.What kind of job the borrower has.D.What kind of house the
18、borrower lives in.(5).The most suitable title for this passage would be _.(分数:2.00)A.How to Save Money on the HouseB.How to Borrow Money from a BankC.How to Take a MortgageD.How to Buy a House四、Passage Two(总题数:1,分数:10.00)Whole life is permanent insurance protection that protects you for your whole l
19、ife, from the day you purchase the policy until you die, as long as you pay the premiums(保险费). Whole life can be a solid foundationUpon this foundation you can build a longterm financial plan, because it guarantees lifetime protection for your family or business Whole life insurance provides basic i
20、nsurance protection, plus Mortgage protection, Estate preservation, Retirement(退休) funding, Charitable(慈善的) giving, Business needs A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death Generally after the first year
21、, the policy begins to increase cash value The amount of cash value in your policy usually increases every year This money can be used to help purchase a home, fund a child“s education, add to retirement income, or for any other purposeYou may also choose to leave it in the policy and allow it to gr
22、ow A whole life policy can earn dividends(红利) Dividends are determined by the company“s board of directors each year and are not guaranteed When a dividend is payable, you may choose to take it in cash, use it to buy more insurance or to pay or reduce your premiums When you die, the company will pay
23、 your beneficiaries(受益人) the death benefit, usually the face amount of the policy plus any dividend his money is generally received by the beneficiaries free from income tax(分数:10.00)(1).What is whole life insurance?(分数:2.00)A.It“s permanent insurance protection from the day you were born until you
24、dieB.It“s permanent insurance protection that protects you for your whole life, from the day you buy it until you dieC.It“s insurance protection for your whole family membersD.It“s income protection insurance(2).What can whole life insurance do for you?(分数:2.00)A.It only provides basic insurance pro
- 1.请仔细阅读文档,确保文档完整性,对于不预览、不比对内容而直接下载带来的问题本站不予受理。
- 2.下载的文档,不会出现我们的网址水印。
- 3、该文档所得收入(下载+内容+预览)归上传者、原创作者;如果您是本文档原作者,请点此认领!既往收益都归您。
下载文档到电脑,查找使用更方便
2000 积分 0人已下载
下载 | 加入VIP,交流精品资源 |
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 大学 英语 三级 13 答案 解析 DOC
