1、大学英语三级-13 及答案解析(总分：85.00，做题时间：90 分钟)一、Part Vocabulary an(总题数：20，分数：20.00)1._ the 1990“s that the trade between the two countries reached its highest point.（分数：1.00）A.DuringB.It was inC.That it was inD.It was2.Unexpectedly, he _ at her birthday partyAll of us thought he would not to come（分数：1.00）A.tu
2、rned upB.turned downC.turned inD.turned out3.Though he was born and raised in America, he can speak _ Chinese.（分数：1.00）A.smoothB.fluentC.fluidD.flowing4._ is the question nobody can answer.（分数：1.00）A.From where is heB.Where he is fromC.Where is he fromD.He is from where5.Albert Einstein, the greates
3、t scientist in the 20th century, once _ an offer of $1,000 a minute to speak on the radio.（分数：1.00）A.turned downB.turned upC.turned outD.turned in6.Since we have never been here before, we do not know which bus_.（分数：1.00）A.should we takeB.to be takingC.to takeD.should take7.Sometimes students have g
4、reat difficulty in _ facts from fiction and often believe such things exist.（分数：1.00）A.tellingB.talkingC.sayingD.speaking8.You can borrow some money from him this time but don“t make a _of it.（分数：1.00）A.customB.customsC.habitD.tradition9.A completely new situation will _when the examination system c
5、omes into existence.（分数：1.00）A.ariseB.riseC.raiseD.race10.We are all in favor of your proposal that the discussion_（分数：1.00）A.be put offB.was put offC.should put offD.is to put off11._, Detroit was the home of the most productive automobile factories in the world.（分数：1.00）A.At a timeB.At no timeC.At
6、 one timeD.In no time12.It“s required that the students _ the term paper tomorrow.（分数：1.00）A.finishedB.finishC.will finishD.may finish13.I cannot find Tom anywhere. He _have been off long. I heard him make a call just now.（分数：1.00）A.shouldn“tB.can“tC.mustn“tD.needn“t14.Miss Liu doesn“t mind _ your h
7、omework as long as it is done by yourself.（分数：1.00）A.you to delay handing inB.your delaying handing inC.your delaying to hand inD.you delay to hand in15._, the negotiation went further on.（分数：1.00）A.With the first point agreeing onB.With the first point agreed onC.With the first point to agree onD.W
8、ith agreeing on the first point16.Up went the prices and_.（分数：1.00）A.the living standard came downB.down did the riving standard comeC.came down the living standardD.down came the living standard17.There is a man at the reception desk who seems very angry and I think he means _trouble.（分数：1.00）A.mak
9、ingB.to makeC.to have madeD.having made18.I suppose you know everything about that event, _?（分数：1.00）A.don“t youB.do IC.do youD.don“t I19.The knowledge we gained in school is very important, _ we will depend in the future.（分数：1.00）A.in whichB.to whichC.of whichD.on which20._the storm, the ship would
10、 have reached its destination on time.（分数：1.00）A.In spite ofB.In case ofC.But forD.Because of二、Part Reading Compr(总题数：0，分数：0.00)三、Passage One(总题数：1，分数：10.00)A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to bo
11、rrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage (抵押) 。“The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000
12、 mortgage. How can you get a mortgage？ When you find a house you like. you go to a bank. The bank will research your financial (金融的) history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job
13、. They will also want to know how much money you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many p
14、eople are never able to buy a house because they cannot save enough money for the down payment.（分数：10.00）(1).What does a house mean in the United States？（分数：2.00）A.It is a dream which many people can hardly realize.B.It is so expensive that many people cannot really buy them.C.It is the most importa
15、nt property that many people try to buy.D.It doesn“t belong to people if they can“t borrow money from the bank.(2).If American people borrow money from the bank for 25 years, this means that the person who borrows _.（分数：2.00）A.has twenty-five years to pay back the moneyB.has more than twenty-five ye
16、ars to pay back the moneyC.has less than twenty-five years to pay back the moneyD.has at least twenty-five years to pay back the money(3).What does “down payment“ refer to in the passage？（分数：2.00）A.Money borrowed from a bank as a mortgage.B.Money paid to a bank before the mortgages is given.C.Intere
17、st(利息) received by a person who borrows money as the mortgages.D.Interest charged by a bank on a mortgage.(4).Which is not one of the things researched by a bank？（分数：2.00）A.How much money the borrower owns.B.What salary the borrower makes.C.What kind of job the borrower has.D.What kind of house the
18、borrower lives in.(5).The most suitable title for this passage would be _.（分数：2.00）A.How to Save Money on the HouseB.How to Borrow Money from a BankC.How to Take a MortgageD.How to Buy a House四、Passage Two(总题数：1，分数：10.00)Whole life is permanent insurance protection that protects you for your whole l
19、ife, from the day you purchase the policy until you die, as long as you pay the premiums(保险费). Whole life can be a solid foundationUpon this foundation you can build a longterm financial plan, because it guarantees lifetime protection for your family or business Whole life insurance provides basic i
20、nsurance protection, plus Mortgage protection, Estate preservation, Retirement(退休) funding, Charitable(慈善的) giving, Business needs A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death Generally after the first year
21、, the policy begins to increase cash value The amount of cash value in your policy usually increases every year This money can be used to help purchase a home, fund a child“s education, add to retirement income, or for any other purposeYou may also choose to leave it in the policy and allow it to gr
22、ow A whole life policy can earn dividends(红利) Dividends are determined by the company“s board of directors each year and are not guaranteed When a dividend is payable, you may choose to take it in cash, use it to buy more insurance or to pay or reduce your premiums When you die, the company will pay
23、 your beneficiaries(受益人) the death benefit, usually the face amount of the policy plus any dividend his money is generally received by the beneficiaries free from income tax（分数：10.00）(1).What is whole life insurance?（分数：2.00）A.It“s permanent insurance protection from the day you were born until you
24、dieB.It“s permanent insurance protection that protects you for your whole life, from the day you buy it until you dieC.It“s insurance protection for your whole family membersD.It“s income protection insurance(2).What can whole life insurance do for you?（分数：2.00）A.It only provides basic insurance pro
25、tectionB.It provides Mortgage protection and Estate preservationC.It offers Retirement funding, Charitable giving, Business needsD.It not only offers basic insurance protection, but also provides Mortgage protection, Estate preservation, Retirement funding, Charitable giving and Business needs(3).Ac
26、cording to the passage, who will help you determine an amount of insurance needed?（分数：2.00）A.A life insurance agentB.Nobody except yourselfC.Your family membersD.Your lawyer(4).The word “policy“ in the fifth paragraph probably means _.（分数：2.00）A.政策B.保险单C.彩票D.策略，方法(5).When you die, the death benefits
27、 of your life insurance will _.（分数：2.00）A.be lostB.be paid to your beneficiariesC.be possessed by the insurance companyD.will be given to the government五、Passage There(总题数：1，分数：10.00)Persons who are overweight should watch their diet carefully in order to lose pounds. The best way to do this is to s
28、tart a weight control program. At first it is wise to talk with your doctor. He can advise you of the number of calories(卡路里) you should have in your meals each day. He can tell you about exercising while on your diet. A good rule is to lose slowly. A loss of a pound or two is plenty. Plan meals aro
29、und foods you know. This means that it is wise to include foods that you are used to and that are part of your regular eating habits. When you have lost the weight you wish, simple items can be added to your diet so that you can maintain the weight you want. While you are dieting, try to build a pat
30、tern of eating that you can follow later to maintain your desired weight. When dieting, choose low-calorie foods. Avoid such items as fats, fried food, sweets, cakes, cream and soft drinks. Try to take coffee and tea without sugar or cream. Snacks can be part of your diet. For example, a piece of fr
31、uit or a simple dessert saved from mealtime can be eaten between meals. Keep busy! This way you will not be tempted to go off the diet. Make full use of opportunities to exercise. Try walking instead of riding whenever possible. Happy dieting!（分数：10.00）(1).What is the main idea of the passage?（分数：2.
32、00）A.How to diet.B.Why we should diet.C.What we should diet.D.Where we should diet.(2).While dieting you should _.（分数：2.00）A.choose fried foodsB.choose low-calorie foodC.choose snack as hamburger in McDonaldsD.talk to your doctor(3).When you have lost the weight you wish, you can _.（分数：2.00）A.stop d
33、ietingB.eat more and more foods you likeC.have some more simple items in your dietD.tell the doctor what you“ve done(4).According to the passage, which of the following statements is NOT true?（分数：2.00）A.While dieting, you should ask the doctor so that you can lose your weight quickly.B.Plan meals me
34、ans to have some foods you like and take them as your daily eating habits.C.When you have lost your weight, you can have some coffee and tea without sugar or cream.D.As you are dieting, don“t forget exercise.(5).If you want to start a weight control program, you should _.（分数：2.00）A.ask your doctorB.
35、plan meals and choose low-calorie foodsC.do some exerciseD.all of the above六、Passage Four(总题数：1，分数：10.00)Is language, like food, a basic human need? Judging from the result of the violent experiment by a German King, Frederick II, in the 13th century, it may be. Hoping to discover what language a ch
36、ild would speak if he heard no mother tongue, he told the nurses to keep silent. All the infants(婴儿) died before the first year. But clearly there was more than language deprivation(剥夺) here. What was missing was good mothering. Without good mothering, in the first year of life especially, the capac
37、ity to survive is seriously affected. Today no much violent deprivation exists as that by Frederick II. Nevertheless, some children are still backward in speaking. Most often the reason for this is that the mother is insensitive(不敏感的，迟钝的) to the signals of the infant, whose brain is programmed to ma
38、p up language rapidly. There are critical times, it seems, when children learn more readily. If these sensitive periods are neglected, the ideal time for acquiring language skills passes and they might never be learned so easily again. Linguists(语言学家)suggest that speech stages are reached in a fixed
39、 sequence(顺序) and at a constant age, but there are cases where speech has started late in a child who eventually turns out to be of high IQ. Recent evidence suggests that an infant is born with the capacity to speak. What is special about Man“s brain compared with that of the monkey, is the complex
40、system which enables a child to connect the sight and feel of, say, a teddy-bear(玩具熊)with the sound pattern “teddy-bear“。 But speech has to be stimulated(刺激), and this depends on interaction between the mother and the child, where the mother recognizes the signals in the child“s babbling(牙牙学语), gras
41、ping, crying, smiling, and responds to them. Insensitivity of the mother to these signals dulls the interaction because the child gets discouraged and sends out only the obvious signals. Sensitivity to the child“s non-verbal signals is essential to the growth and development language.（分数：10.00）(1).F
42、rederick II“s experiment was violent because_.（分数：2.00）A.he wanted to prove children are born with ability to speakB.he ignored the importance of mothering to the infantC.he was unkind to the nurseD.he wanted his nurses to say no mother tongue(2).The reason some children are backward in speaking tod
43、ay that_.（分数：2.00）A.their mothers do not respond to their attempts to speakB.their mothers are not intelligent enough to help themC.they do not listen carefully to their mothersD.their brains have to absorb too much language at once.(3).By “critical times“ in Paragraph 3 the author means_.（分数：2.00）A
44、.difficult periods in the child“s lifeB.moments when the child becomes critical to its motherC.important stages in the child“s developmentD.times when mothers often neglect their children(4).Which of the following is NOT implied in the passage?（分数：2.00）A.Ability to learn to speak a language is inbor
45、n in manB.Children do not need to be encouraged to learn to speakC.Early language starters are not necessarily highly intelligentD.Most children learn their language in definite stages(5).If the mother does not respond to her child“s signals_.（分数：2.00）A.the child will never be able to speak properly
46、B.the child will stop giving out signalsC.the child will invent a language of his ownD.the child will make little effort to speak七、Part Translation f(总题数：5，分数：10.00)21.Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment.（分数：2.00）A.依靠你
47、的居住状况，银行可能会要求至少支付房款的百分之三十作为首付。B.取决于你的居住状况，银行可能会要求至少房款的百分之三十作为首付。C.依赖于你的生活状况，银行可能会要求支付至少房款的百分之三十作为首付。D.取决于你的生活状况，银行可能会要求支付至少房款的百分之三十作为下面的付款。E.取决于你的生活状况，银行可能会要求至少支付房款的百分之三十作为首付。22.Whole life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy u
48、ntil you die, as long as you pay the premiums(保险费) （分数：2.00）A.整个生活保险是一种永久的保险，能够保障终生，从你购买之日起直到死亡，只要你缴纳保险费。B.终身人寿保险是一种永久保险保护，只要你支付保险费，它就可以保护你的整个一生，从你购买保险的那天开始直至你的死亡。C.终生人寿保险是为你终生提供永久保障的险种，从你购买之日直到死亡，只要缴纳了保险费。D.终生人寿保险是为你终生提供永久保障的险种，从你购买之日直到死亡，像保险费一样长久。E.终生人寿保险是为你终生提供永久保障的险种，从你购买之日直到死亡，缴费越久越好。23.When yo
49、u have lost the weight you wish, simple items can be added to your diet so that you can maintain the weight you want.（分数：2.00）A.当你达到你希望的重量时，可以将一些简单的食物添加到你的饮食中，以便你能保持你想要的体重。B.当你失去你想要的体重时，就可以增加一些简单的食物，这样可以维持你的理想体重。C.当你减到理想体重的时候，就可以增加一些简单的食物，以便维持你的理想体重。D.当你减到你想要的体重时，就可以增加一些简单的食物，结果就是你可以维持你的理想体重。E.当你减到理想体重的时候，就可以增加一些简单的项目，这样可以维持你的理想体重。24.Recent evidence suggests that an infant is born with the capacity to sp
