大学六级-358及答案解析.doc

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1、大学六级-358 及答案解析(总分：713.00，做题时间：90 分钟)一、BPart Writing(总题数：1，分数：106.00)1.1. 调查显示，某大学 61%的学生需要人际关系方面的心理帮助 2. 出现这种情况的主要原因 3. 我的建议（分数：106.00）_二、BPart Reading (总题数：1，分数：70.00)BHow ATMs Work?/BYoure short on cash, so you walk over to the automated teller machine (ATM) ,insert your card into the card reader,

2、 respond to the prompts on the screen, and within a minute you walk away with your money and a receipt. Have you ever wondered about the process that makes your bank funds available to you at an ATM on the other side of the country?BATM Card vs. Check Card/BAs an alternative to writing checks and us

3、ing a credit card, most major banks have teamed up with major credit-card companies to issue check cards.Check cards are different from straight ATM cards in a couple of ways. First, check cards are also known as debit cards because of how they work-instead of getting credit for your purchase and re

4、ceiving a monthly bill, like you do with a credit card, a check/debit card deducts money from your checking or savings account.Also, while you can only use your ATM card at the ATM machine (and some grocery stores), you can use a check card at most retailers that accept credit cards.There are except

5、ions. Some hotels and rental car services only accept credit cards because its easier, cheaper, and less of a risk to them than check cards. Those that do accept check cards often put a certain amount of money in your bank account “on hold“ (unavailable to you)-usually the cost of the room or rental

6、 including taxes and other fees, plus a percentage of the total or a fee to cover possible damages. When you check out of the hotel or turn in your rental car, the difference between the“ hold“ amount and what youre actually billed .is released back into your account: This is something to consider w

7、hen using your debit card to reserve a hotel room or rent a car.BThe Way ATMs Work/BAn ATM is simply a data terminal with two input and four output devices. Like any other data terminal, the ATM has to connect to, and communicate through, a host processor. The host processor is analogous to an Inter

8、net service provider (ISP) in that it is the gateway through which all the various ATM networks become available to the cardholder (the person wanting the cash).Most host processors can support either leased-line or dial-up machines. Leased-line machines connect directly to the host processor throug

9、h a four-wire, point-to-point, dedicated telephone line. Dial-up ATMs connect to the host processor through a normal phone line using a modem and a toll-free number, or through an Internet service provider using a local access number dialed by modem.Leased-line ATMs are preferred for very high-volum

10、e locations because of their thru-put capability, and dial-up ATMs are preferred for retail merchant locations where cost is a greater factor than thru-put. The initial cost for a dial-up machine is less than half that for a leased-line machine. The monthly operating costs for dial-up are only a fra

11、ction of the costs for leased-line.The host processor may be owned by a bank or financial institution, or it may be owned by an independent service provider. Bank-owned processors normally support only bank-owned machines, whereas the independent processors support merchant-owned machines.BSensing B

12、ills/BThe cash-dispensing mechanism has an electric eye that counts each bill as it exits the dispenser. The bill count and all of the information pertaining to a particular transaction is recorded in a journal. The journal information is printed out periodically and a hard copy is maintained by the

13、 machine owner for two years. Whenever a cardholder has a dispute about a transaction, he or she can ask for a journal printout showing the transaction, and then contact the host processor. If no one is available to provide the journal printout, the cardholder needs to notify the bank or institution

14、 that issued the card and fill out a form that will be faxed to the host processor. It is the host processors responsibility to resolve the dispute.Besides the electric eye that counts each bill, the cash-dispensing mechanism also has a sensor that evaluates the thickness of each bill. If two bills

15、are stuck together, then instead of being dispensed to the cardholder they are diverted to a reject bin. The same thing happens with a bill that is excessively worn, torn, or folded.The number of reject bills is also recorded so that the machine owner can be aware of the quality of bills that are be

16、ing loaded into the machine. A high reject rate would indicate a problem with the bills or with the dispenser mechanism.BSettlement Funds/BWhen a cardholder wants to do an ATM transaction, he or she provides the necessary information by means of the card reader and keypad. The ATM forwards this info

17、rmation to the host processor, which routes the transaction request to the cardholders bank or the institution that issued the card. If the cardholder is requesting cash, the host processor causes an electronic funds transfer to take place from the customers bank account to the host processors accou

18、nt. Once the funds are transferred to the host processors bank account, the processor sends an approval code to the ATM authorizing the machine to dispense the cash. The processor then transfers the .cardholders funds into the merchants bank account, usually the next bank business day. In this way,

19、the merchant is reimbursed for all funds dispensed by the ATM.BATM Security/BATMs keep your personal identification number (PIN) and other information safe by using encryption(加密) software such as Triple DES (Data Encryption Standard). But there are lots of things that you can do to protect your inf

20、ormation and your money at an ATM.Many banks recommend that you select your own PIN. Visa offers the following PIN tips:Dont write down your PIN. If you must write it down, do not store it in your wallet or purse.Make your PIN a series of letters or numbers that you can easily remember, but that can

21、not easily be associated with you personally-such as birth dates, initials, house numbers or your phone number.Visa also recommends the following tips for safe ATM usage:Store your ATM card in your purse or wallet, in an area where it wont get scratched or bent.Get your card out before you approach

22、the ATM. Youll be more vulnerable to attack if youre standing in front of the ATM, fumbling through your wallet for your card.Stand directly in front of the ATM keypad when typing in your PIN. This prevents anyone waiting to use the machine from seeing your personal information.After your transactio

23、n, take your receipt, card and money away. Do not stand in front of the machine and count your money.If you are using a drive-up ATM, get your vehicle as close to the machine as possible to prevent anyone from coming up to your window. Also make sure that your doors are locked before you drive up to

24、 the machine.Do not leave your car running while using a walk-up ATM. Take your keys with you and lock the doors before your transaction.If someone or something makes you uncomfortable, cancel your transaction and leave the machine immediately. Follow up with your bank to make sure the transaction w

25、as cancelled and alert the bank to any suspicious people.For safety reasons, ATM users should seek out a machine that is located in a well-lighted public place. Federal law requires that only the last four digits (阿拉伯数字)of the cardholders account number be printed on the transaction receipt so that

26、when a receipt is left at the machine location, the account number is secure. However, the entry of your four-digit personal identification number (PIN) on the keypad should still be obscured from observation, which can be done by positioning your hand and body in such a way that the PIN entry canno

27、t be recorded by store cameras or store employees. The cardholders PIN is not recorded in the journal, but the account number is. If you protect your PIN, you protect your account.（分数：70.00）(1).By using a check card, a consumer receives credit as well as a monthly bill when a buying is done.（分数：7.00

28、）填空项 1:_(2).When reserving a hotel room with your check card, you have to decide how much money in your account has to be on hold.（分数：7.00）填空项 1:_(3).Without the host processor, a cardholder cannot withdraw money from an ATM.（分数：7.00）填空项 1:_(4).It s the monitoring function that makes the host proces

29、sor finally solve a dispute about a transaction.（分数：7.00）填空项 1:_(5).The problems either with the dispenser mechanism or with the bills can lead to _.（分数：7.00）填空项 1:_(6).When you request cash, the money moves electronically from your account to the hosts account to _.（分数：7.00）填空项 1:_(7).Be sure not t

30、o use birth dates or your phone numbers as your PIN because they _.（分数：7.00）填空项 1:_(8).Its safer for you to fish out and hold the card in hand before _.（分数：7.00）填空项 1:_(9).When using a drive-up ATM, youd better drive close to the machine as well as _.（分数：7.00）填空项 1:_(10).The account number is secure

31、 since according to federal law, the number of the cardholders account printed out are _.（分数：7.00）填空项 1:_三、BPart Listenin(总题数：3，分数：105.00)Questions 11 to 18 are based on the conversation you have just heard.（分数：56.00）A.He was fired.B.His salary was reduced.C.He was demoted.D.Nothing happened to him.

32、A.Before dinner.B.Right after dinner.C.During dinner.D.The next day.A.Saturday afternoon was the mans busy hours.B.Mr. Smith is an old friend of the mans.C.The man wont be able to enjoy a long siesta.D.The man will enjoy himself that afternoon.A.The man enjoyed the movie very much.B.The man saw a ho

33、rror movie last Saturday.C.The woman asked the man to be careful at night.D.The woman went to the show with the man.A.Anyone would have difficulty without directions.B.It was surprising that store didnt provide with a manual.C.Mike expected the bike to be assembled at the store.D.Mike couldnt unders

34、tand the instruction.A.The back of the drawer has fallen off.B.The man doesnt have any soap.C.The cabinet is too heavy to move.D.Something is blocking the back of the drawer.A.To apply for a scholarship, one needs a B average.B.Students with more than a B average can apply for scholarship.C.No one c

35、an make a B average to get the scholarship.D.Students who make a B average can work on campus.A.He is not very interested in working.B.Hell work even though he doesnt want to.C.He doesnt need much money.D.He could only work part of the summer.Questions 19 to 21 are based on the conversation you have

36、 just heard.（分数：21.00）A.There was television, but not in London.B.There was no television anywhere in England.C.There was television, but only in the London area.D.There was television somewhere in Britain.A.It is a private company.B.It is controlled by the government.C.It cannot be used for governm

37、ent propaganda.D.It can be used by private individuals and firms.A.Because they have to pay for it.B.Because they think TVs commercials are insults to their intelligence.C.Because it gets all its money from advertisements.D.Because there werent any ads on TV.Questions 22 to 25 are based on the conve

38、rsation you have just heard.（分数：28.00）A.On the train there would be no cheap tickets.B.The company is not paying their travel expenses.C.They would have to leave home very early to catch it.D.That train wouldnt arrive in Aberdeen until 6:00.A.Its far too expensive.B.The service between London and Ab

39、erdeen isnt frequent.C.She thinks its dangerous.D.For some reason she doesnt like flying.A.He wouldnt be able to sleep at all because of the stops.B.It isnt much cheaper than the tram anyway.C.Hes worried about arriving late for the interview.D.It would be uncomfortable to be sitting for so long.A.T

40、he tickets are only available on unpopular times.B.They want people to travel when trains are not normally full.C.They want to encourage business people to travel at midday.D.They want to make people think all trains are cheap.四、BSection B/B(总题数：3，分数：70.00)BQuestions 26 to 28 are based on the passag

41、e you have just heard./B（分数：21.00）A.Until he eats it.B.At least thirty minutes.C.All day.D.No more than thirty minutes.A.A young one.B.A small one.C.A big one.D.An old one.A.3.B.4.C.2.D.1.BQuestions 29 to 31 are based on the passage you have just heard./B（分数：21.00）A.They have to go to work early in

42、the morning.B.They have a reputation for good humor.C.They have to do a difficult job.D.They earn only a little money.A.When he has to do his work on foot.B.When he has to walk up and down stairs.C.When he is sometimes greeted in an unpleasant way.D.When he has a registered letter.A.He rides a bike

43、or drives a van to work.B.He had fewer problems than his counterpart in the city.C.He need not work if the weather is bad.D.He has to fight against dangerous dogs every day.BQuestions 32 to 35 are based on the passage you have just heard./B（分数：28.00）A.Diligence and luck.B.A good manager and luck.C.D

44、iligence and money.D.A good manager and diligence.A.Because a good manager can protect him from his fans.B.Because a good manager can help him succeed.C.Because a good manager can help him change his behavior.D.Because a good manager can help him relax.A.In order to attract the attention of the publ

45、ic.B.In order to sell more records.C.In order to keep his property.D.In order to stay popular.A.Because there is someone who wants to steal his property.B.Because he is the focus of the special newspapers.C.Because he is often attacked by his fans.D.Because he has to donate money to benefit the publ

46、ic.五、BSection C/B(总题数：1，分数：77.00)The use of fire improved early mans life in many ways. U(36) /U made his food more U(37) /U. Smoking and U(38) /U food made it possible for him to keep U(39) /U longer. He could improve his U(40) /U tools and weapons by U(41) /U their points over a U(42) /U. Camp fir

47、es or flaming torches could U(43) /U away wild animals.Fire is so important in our human life and supplies us something that could make our life more and more comfortable and easier. The most essential one is that, fire protected man from the cold. Without fire, man could only live in warm regions.

48、But with fire, man could move north. In the coldest winter, man could stay warm in heated shelters. U(44) /U. Later he learned to make glass and to work with metals.Step by step, soon man learned that water could be boiled and that food could be cooked in boiling water. U(45) /U. Steam machinery was important to the Industrial Revolution. U(46) /U.Fire produces steam in e