BFT(阅读)-试卷12及答案解析.doc
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1、BFT(阅读)-试卷 12 及答案解析(总分:90.00,做题时间:90 分钟)一、Part 1(总题数:1,分数:16.00)Read the article below and choose the best sentence from the list on the next page to fill each of the gaps. For each gap(1-8)mark one letter(A-H)on your Answer Sheet. Do not mark any letter twice. Have life insurance? Is it enough or m
2、aybe too much? Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy. “People dont think about, What will my family do if I am gone and not earning a living? “ says Peter Katt, a fee-only life insurance adviser. “The who
3、le point of this kind of planning is to provide the family with maximum flexibility so theyre not stuck.“ 1Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance. 2“They dont think that the person who is no
4、t bringing in an income needs life insurance,“ says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent cant stop working and usually has to pay someone to help care for the family. 3Katt recommended that one young couple should buy $3 million for the husba
5、nd who earns $100,000 a year and $1 million for the stay-at-home wife. At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family. 4Some employers provide a years salary, but that may also fall well short of th
6、e amount your family would need to maintain its standard of living. Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. 5 Another drawback is that if you leav
7、e your job, you may not be able to take your insurance. “Given the job market, most of us are not absolutely certain that our jobs are secure,“ Daugherty says. 6 On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, whi
8、ch is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says: 7Single people and those who have no children to care for usually dont need life insurance. Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him ho
9、w much life insurance he needs. “I said none,“ Katt says. 8A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 barely enough to cover your funeral expenses.B. Families dont always insure a parent who is staying home to care for the children.C. “There are people who dont
10、need life insurance but have it and many more people who need it but are woefully uninsured.“D. The purpose of insurance is to replace the income that a family has been relying on.E. “Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own.“F. To make insu
11、rance more affordable, you may not need to buy the same amount of insurance for both parents.G. Planning for your death is not a cheerful topic.H. But if youre young and healthy, you may be able to get a better rate on your own.(分数:16.00)填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_二、Part
12、 2(总题数:2,分数:20.00)Read the following article and answer questions 9-18 on the next page. Why Are Women More Vulnerable to Broken Hearts?0. Women are a lot more likely to suffer a broken heart than men, researchers say. The good news is that it probably wont kill you.1. In the first national study of
13、 its kind, researchers at the University of Arkansas looked at rates of “broken heart syndrome“ when a sudden shock or prolonged stress causes heart attack-like symptoms or heart failure and found that it overwhelmingly affects women. Women are at least seven times more likely than men to suffer the
14、 syndrome, and older women are at greater risk than younger ones, according to data presented Wednesday at the American Heart Association conference in Orlando.2. Broken heart syndrome can happen in response to shocking or suddenly emotional events both positive ones like winning the lottery, or neg
15、ative ones like a car accident or the unexpected death of a loved one. A flood of stress hormones and adrenaline causes part of the heart to enlarge temporarily and triggers symptoms that can look like heart attack: chest pain, shortness of breath, irregular heart rhythm. The difference is that the
16、factors that would normally cause heart attack, such as a blocked artery, arent present. Most sufferers usually recover within a week or two, but in rare cases about 1% people die of the condition.3. Doctors have long known about broken heart syndrome first described by Japanese researchers two deca
17、des ago and that it seemed to occur mostly in women. So, Dr. Abhishek Deshmukh, a cardiologist at the University of Arkansas who has treated women with broken heart syndrome, became curious about just how gender-specific the condition was. Using a federal database that included data from roughly 1,0
18、00 hospitals, Deshmukh found 6,229 cases of broken heart syndrome in 2007. Of those, only 671 just under 11% were in men. He found that, overall, women had about 7.5 times the risk of broken heart syndrome as men; in people under 55, women were at 9.5 times greater risk than men. Women over 55 were
19、also three times more likely to suffer broken heart syndrome than younger women.4. Researchers dont know what causes the gender disparity, but they have some ideas. One theory is that hormones play a role. Another is that men have more adrenalin receptors on cells in their hearts than women do, “so
20、maybe men are able to handle stress better“ and the chemical surge it releases. Deshmukh said.5. About 10% of sufferers will have a second episode at some point, but most return to full heart function without permanent damage or need for follow-up treatment. So, it looks like the way to mend a broke
21、n heart is what Mom always said: just give it time.Questions 9-13(10 marks) For questions 9-13, choose from the list AG which best summarizes each part of the article. For each numbered paragraph(15), mark one letter(AG)on your Answer Sheet. Do not mark any letter twice.A. Data Source and analystsB.
22、 Possible causes for gender differenceC. Findings released at a conferenceD. Medication for broken heart syndromeE. Occurrence of broken heart syndromeF. Recovery from broken heart syndromeG. Ways to avoid broken heart syndrome(分数:10.00)(1).Paragraph 1: 1(分数:2.00)填空项 1:_(2).Paragraph 2: 1(分数:2.00)填空
23、项 1:_(3).Paragraph 3: 1(分数:2.00)填空项 1:_(4).Paragraph 4: 1(分数:2.00)填空项 1:_(5).Paragraph 5: 1(分数:2.00)填空项 1:_Using the information in the text, complete each sentence 14-18 with an expression from the list below. For each sentence(14-16), mark one letter(AG)on your Answer Sheet. Do not mark any letter
24、 twice.A. heart attackB. intense curiosityC. a blocked arteryD. gender disparityE. a federal databaseF. follow-up treatmentG. a flood of stress hormones(分数:10.00)(1).A sufferer of broken heart syndrome has symptoms that look like 1.(分数:2.00)填空项 1:_(2).When encountering a shock or a sudden emotional
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- BFT 阅读 试卷 12 答案 解析 DOC
