[外语类试卷]GMAT(VERBAL)阅读模拟试卷21及答案与解析.doc
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1、GMAT( VERBAL)阅读模拟试卷 21及答案与解析 0 In contrast to traditional analyses of minority business, the sociological analysis contends that minority business ownership is a group-level phenomenon, in that it is largely dependent upon social-group resources for its development. Specifically, this analysis indic
2、ates that support networks play a critical role in starting and maintaining minority busi- ness enterprises by providing owners with a range of assistance, from the informal encouragement of family members and friends to dependable sources of labor and clientele from the owners ethnic group. Such se
3、lf-help networks, which encourage and support ethnic minority entrepreneurs, consist of “primary“ institutions, those closest to the individual in shaping his or her behavior and beliefs. They are characterized by the face-to-face association and cooperation of persons united by ties of mutual conce
4、rn. They form an intermediate social level between the individual and larger “secondary“ institutions based on impersonal relationships. Primary institutions comprising the support network include kinship, peer,and neighborhood or community subgroups. A major function of self-help networks is financ
5、ial support. Most scholars agree that minority business owners have depended primarily on family funds and ethnic community resources for in- vestment capital. Personal savings have been accumulated, often through frugal living habits that require sacrifices by the entire family and are thus a produ
6、ct of long-term family financial behavior. Additional loans and gifts from relatives, forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings. Individual entre- preneurs do not necessarily rely on their kin because they cannot obtain fina
7、ncial backing from commercial resources. They may actually avoid banks because they assume that commercial institutions either cannot comprehend the special needs of minority enterprise or charge unreasonably high interest rates. Within the larger ethnic community, rotating credit associations have
8、been used to raise capital. These associations are informal clubs of friends and other trusted members of the ethnic group who make regular contributions to a fund that is given to each contributor in rotation. One author estimates that 40 percent of New York Chinatown firms established during 1900-
9、1950 utilized such associations as their initial source of capital. However, recent im- migrants and third or fourth generations of older groups now employ rotating credit associations only occasionally to raise investment funds. Some groups, like Black Americans, found other means of financial supp
10、ort for their entrepreneurial efforts. The first Black-operated banks were created in the late nineteenth century as depositories for dues collected from fraternal or lodge groups, which themselves had sprung from Black churches. Black banks made limited investments in other Black enterprises. Irish
11、 immigrants in American cities organized many building and loan associations to provide capital for home construction and purchase. They in turn, provided work for many Irish home-building contractor firms. Other ethnic and minority groups followed similar practices in founding ethnic-directed finan
12、cial institutions. 1 Based on the information in the passage, it would be LEAST likely for which of the following persons to be part of a self-help network? ( A) The entrepreneurs childhood friend. ( B) The entrepreneurs aunt. ( C) The entrepreneurs religious leader. ( D) The entrepreneurs neighbor.
13、 ( E) The entrepreneurs banker. 2 Which of the following illustrates the working of a self-help support network, as such networks are described in the passage? ( A) A public high school offers courses in book-keeping and accounting as part of its open-enrollment adult education program. ( B) The loc
14、al government in a small city sets up a program that helps teenagers find summer jobs. ( C) A major commercial bank offers low-interest loans to experienced individuals who hope to establish their own businesses. ( D) A neighborhood-based fraternal organization develops a program of on-the-job train
15、ing for its members and their friends. ( E) A community college offers country residents training programs that can lead to certification in a variety of technical trades. 3 Which of the following can be inferred from the passage about rotating credit associations? ( A) They were developed exclusive
16、ly by Chinese immigrants. ( B) They accounted for a significant portion of the investment capital used by Chinese immigrants in New York in the early twentieth century. ( C) Third-generation members of an immigrant group who started businesses in the 1920 s would have been unlikely to rely on them.
17、( D) They were frequently joint endeavors by members of two or three different ethnic groups. ( E) Recent immigrants still frequently turn to rotating credit associations instead of banks for investment capital. 4 The passage best supports which of the following statements? ( A) A minority entrepren
18、eur who had no assistance from family members would not be able to start a business. ( B) Self-help networks have been effective in helping entrepreneurs primarily in the last 50 years. ( C) Minority groups have developed a range of alternatives to standard financing of business ventures. ( D) The f
19、inancial institutions founded by various ethnic groups owe their success to their unique formal organization. ( E) Successful minority-owned businesses succeed primarily because of the personal strengths of their founders. 5 Which of the following best describes the organization of the second paragr
20、aph? ( A) An argument is delineated, followed by a counterargument. ( B) An assertion is made and several examples are provided to illustrate it. ( C) A situation is described and its historical background is then outlined. ( D) An example of a phenomenon is given and is then used as a basis for gen
21、eral conclusions. ( E) A group of parallel incidents is described and the distinctions among the incidents are then clarified. 6 According to the passage, once a minority-owned business is established, self-help networks contribute which of the following to that business? ( A) Information regarding
22、possible expansion of the business into nearby communities. ( B) Encouragement of a business climate that is nearly free of direct competition. ( C) Opportunities for the business owner to reinvest profits in other minority-owned businesses. ( D) Contact with people who are likely to be customers of
23、 the new business. ( E) Contact with minority entrepreneurs who are members of other ethnic groups. 7 It can be inferred from the passage that traditional analyses of minority business would be LEAST likely to do which of the following? ( A) Examine businesses primarily in their social contexts. ( B
24、) Focus on current, rather than historical, examples of business enterprises. ( C) Stress common experiences of individual entrepreneurs in starting businesses. ( D) Focus on the maintenance of businesses , rather than means of starting them. ( E) Focus on the role of individual entrepreneurs in sta
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- 外语类 试卷 GMAT VERBAL 阅读 模拟 21 答案 解析 DOC
