银行系统招聘考试(英语)历年真题试卷汇编4及答案解析.doc
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1、银行系统招聘考试(英语)历年真题试卷汇编 4及答案解析(总分:78.00,做题时间:90 分钟)一、阅读理解(总题数:3,分数:26.00)The smuggler in many ways is just another international businessman and his turnover would do credit to many international corporationsHis business happens to be illegal and risky,but look at the stakes involved:$5 billion worth o
2、f heroin smuggled into the United States each year,and$15 billion in gold passing annually along smuggling pipelines to India and Indonesia,to France and Morocco,to Brazil and TurkeyPerhaps half of all the watches made in Switzerland reach their eventual wearers by some back doorMost of this illicit
3、 trade is carried on with all the efficiency of any multinational companyEntirely legitimate businessessuch as a travel bureau or an import-export agency,are also often fronts for smuggling organizationsOne of the worlds largest gold smugglers also owned and operated the franchise for a leading make
4、 of British cars in a small Middle Eastern countryHe made a good profit from both activities A smuggling syndicate operates much like any other businessThe boss is really a chief executiveHe makes all the plans,establishes international contacts,and thinks up the smuggling routes and method but rema
5、ins aloof from actual operationsHe is aided by a handful of managers looking after such specialties as financing,travel(one reason why many smuggling syndicates find it handy to have their own travel agency),the bribing of airline or customs officials,and recruitment of couriersor mules as they are
6、calledThere may also be someone in charge of local arrangements in the countries to which the smuggled goods is going Another similarity between legitimate business and its illegal counterpart is price fluctuationJust as the prices of products traded legally vary with quality and market conditions s
7、uch as supply and demand,so do the prices of goods go up and down in the smuggling tradeConsider the price of drugsHeroin and cannabis。in whatever form or by whatever name,cone in several grades,each with a going priceThe wholesale price at which big dealers sell to big dealers is less than the stre
8、et priceWhen the authorities are successful in reducing the supply buy seizures,the price of all grades rises(分数:8.00)(1).The main idea for this passage is_(分数:2.00)A.the comparison between legitimate business and its illegal counterpartB.the similarities between legitimate business and smugglingC.s
9、mugglers may make great profit from both activitiesD.the boss in smuggling syndicate is a chief executive(2).When is the price going down?(分数:2.00)A.The quality of the foods and market condition are not very wellB.The quality of goods and market condition varyC.Unbalance between supply and demandD.T
10、he price of other goods fluctuat es(3).It can be inferred that a smuggler_(分数:2.00)A.may make plan and establish international contactsB.is a real bossC.may make money in different waysD.may sell other goods(4).One of the best ways smugglers usually take is_(分数:2.00)A.to set up multinational compani
11、esB.to engage in illegal businesses onlyC.to make legitimate businesses as fronts for smuggling organizationsD.to make good profits from both activitiesLike a ticking time bomb,the falling dollar has grabbed the attention of Japan and West Germany,forcing them to consider adopting economic polices t
12、he United States advocatesThe USgovernment wants the dollar to fall because as the dollar declines in value against the yen and Deutsche mark,USgoods becomes cheaperUScompanies then sell more at home and abroad,and UStrade deficit declinesCries for trade protection abate,and the global free-trade sy
13、stem is preserved Then,the cheaper dollar makes it cheaper for many foreign investors to snap up USstocksThat prompts heavy buying from abroad-especially from JapanAlso,if the trade picture is improving,that means UScompanies eventually will be more competitiveConsequently,many investors are buying
14、shares of export-oriented UScompanies in anticipation of better profits in the next year or soBut that is a rather faddish notion right now;if corporate earnings are disappointing in interest rates,the stock market rally could stallImproving UScompetitiveness means a decline in anothers competitiven
15、ess Japan and West Germany are verging on recessionTheir export-oriented economies are facing major problemsJapan is worried about the damage the strong yen will do to Japanese tradeWest Germany is also worriedShare prices in Frankfurt plummeted this past weekBonn is thought to be considering a cut
16、in interest rates to boost its economy Could the falling dollar get out of hand? If the dollar falls too far,investors might lose confidence in USinvestmentsespecially the government bond marketThe money to finance the Federal budget and trade deficits could migrate elsewhereInflation could flare up
17、,too,since Japanese and German manufacturers will eventually pass along price hikesand UScompanies might follow suit to increase their profit marginsThe USFederal Reserve then might need to step in and stabilize the dollar by raising interest ratesAnd higher interest rates could cause the USeconomy
18、to slow down and end the Wall Street Rally Worried about these side effects,Federal Reserve chairman Paul Volcher has said the dollar has fallen far enoughWhat is the equilibrium level? Probably near where it is or slightly lowerIt all depends on when the UStrade deficit turns around or if investors
19、 defect from USTreasury Bonds“It requires a good deal of political patience on the part of the USCongress,”says DrCline,“And there must be an expectation of patience on the part of private investorsThe chance are relatively good that we will avoid an investor break or panic”(分数:8.00)(1).What is the
20、main idea of this passage?(分数:2.00)A.The impression of the falling USdollarB.The result of the USfalling dollarC.The side effect of USfalling dollarD.Japan and West Germany are worried about USfalling dollar(2).What does the word“rally”mean?(分数:2.00)A.prosperityB.declineC.richnessD.import(3).Why are
21、 Japan and West Germany worried about the falling dollar?(分数:2.00)A.Because the falling dollar may cause inflation in their countriesB.Because it may force them to sell a lot of US,stocksC.Because it may do damage to their tradeD.Because it may make Japanese company less competitive(4).If dollar-fal
22、ling got out of hand,and the USFederal Reserve might step in,what would happen?(分数:2.00)A.The prosperity of the USeconomy would disappearB.The USeconomy might face serious problemsC.Investors might lose confidence in USinvestmentsD.Inflation could flare upProponents of different jazz styles have alw
23、ays argued that their predecessors musical style did not include essential characteristics that define jazz as jazzThus,1940s swing was belittled by beboppers of the 1950s who were themselves attacked by free jazzers of the 1960sThe neoboppers of the 1980s and 1990s attacked almost everybody elseThe
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