银行系统招聘考试（英语）历年真题试卷汇编2及答案解析.doc

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1、银行系统招聘考试（英语）历年真题试卷汇编 2及答案解析(总分：20.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：20.00)【工商银行】Imagine waking up and finding the value of your assets has been halved.No，youre not aninvestor in one of those hedge funds that failed completelyWith the dollar slumping to a 26 year 10w against the pound,expensive London ha

2、s become quite unaffordableA coffee at Star bucks。just as unavoidable in England as it is in the United States，runs abou$8.0. The once all 一 powerful dollar isnt doing a Titanic against just the pound.It is sitting at a record 10w against the euro and at a 30一 year low against the Canadian dollar.Ev

3、en the Argentine peso and Brazilian real are thriving against the dollar. The weak dollar is a source of humiliation，for a nations self-esteem rests in Part on the strength of its currencyIts also a potential economic problem，since a declining dollar makes imDorted food more expensive and exerts upw

4、ard pressure on interest rates.And yet there are substantial sectors of the vast USeconomyfrom giant companies like CocaCola to mom-and pop restaurant operators in Miamifor which the weak dollar is most excellent news. Many Europeans may view the USas an arrogant superpower that has become hostile t

5、o foreignersBut nothing makes people think more warmly of the U.S.than a weak dollarThrough April，the total number of visitors from abroad was up 6.8 percent from last year Should the trend continue，the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view t

6、he U.Sthe way many Americans view Mexico as a cheap place to vacation，shop and party，all while ignoring the fact that the poorer locals cant afford to join the merrymaking。 The money tourists spend helps decrease our chronic trade deficitSo do exports，which thanks in part to the weak dollar，soared 1

7、1 percent between May 2006 and May 2007.For first five months of 2007，the trade deficit actually fell 7 percent from 2006. If you own shares in large American corporations，youre a winner in the weakdollar gambleLast week Coca-Colas stick bubbled to a fiveyear high after it reported a fantastic quart

8、erForeign sales accounted for 65 percent of Cokes beverage businessOther American companies profiting from this trend include McDonalds and IBM American tourists，however，shouldnt expect any relief soonThe dollar lost strength the wav many marriages break upslowly，and then all at onceAnd currencies d

9、ont turn on a dimeSo if you want to avoid the pain inflicted by the increasingly pathetic dollar，cancel that summer vacation to England and look to New EnglandThere，the dollar is still treated with a little respect（分数：10.00）(1).Why do Americans feel humiliated?( )（分数：2.00）A.Their economy iS plunging

10、B.They cant afford trips to EuropeC.Their currency has slumpedD.They have lost half of their assets(2).How does the current dollar affect the life of ordinary Americans?( )（分数：2.00）A.They have to cancel their vacations in New EnglandB.They find it unaffordable to dine in mom andpop restaurantsC.They

11、 have to spend more money when buying imported goodsD.They might lose their jobs due to potential economic problems(3).How do many Europeans feel about the US with the devalued dollar?( )（分数：2.00）A.They feel contemptuous of itB.They are sympathetic with itC.They regard it as a superpower on the decl

12、ineD.They think of it as a good tourist destination(4).What iS the authors advice to Americans?( )（分数：2.00）A.They treat the dollar with a little respectB.They try to win in the weakdollar gambleC.They vacation at home rather than abroadD.They treasure their marriages all the more(5).What does the au

13、thor imply by saying”currencies dont turn on a dime”(Line 2Para7)?( )（分数：2.00）A.The value of a dollar will not increase in the short termB.The value of a dollar wilI not be reduced to a dimeC.The value of a dollar will drop，but within a small marginD.Few Americans will change dollars into other curr

14、encies【招商银行】It used to be so straightforwardA team of researchers working together in the laboratory would submit the results of their research to a journalA journal editor would then remove the authorsnames and affiliations from the paper and send it to their peers for reviewDepending on the commen

15、ts received，the editor would accept the paper for publication or decline itCopy right rested with the journal publisher，and researchers seeking knowledge of the results would have to subscribe to the journal No longer，The Internetand pressure from funding agencies，who are questioning why commercial

16、publishers are making money from governmentfunded research by restricting ac eess to it is making access to scientific results a realityThe Organization for Economic Coop eration and Development(OECD)was just issued a report describing the farreaching conse quences of thisThe report，by John Houghton

17、 of Victoria University in Australia and Graham Vickery of the OECD，makes heavy reading for publishers who have，so far，made handsome profitsBut it goes further than thatIt signals a change in what has，until now，been a kev ele ment of scientific endeavor The value of knowledge and the return on the p

18、ublic investment in research depends，in part，upon wide distribution and ready accessIt is big businessIn America，the core scientific publishing market is estimated at between$7 billion and$11 billionTtle International Asso ciarion of Scientific，Technical and Medical Publishers says that there are mo

19、re than 2000 Dub lishers worldwide specializing in these subjectsThey publish more than 12 million articles each year in some 16000 journas This is now changingAccording to theOECD report，some 75of scholarly journals are now onlineEntirely new business models are emerging；three main ones were identi

20、fied hv the reports authorsThis is the socalled big deal，where institutional subscribers pay for access to a collection of online journal titles through sitelicensing agreementsThere is odenaccess publishing，typically supported by asking the author(or his employer)to pay for the paper to be publishe

21、dFinally，there are open access archives，where organizations such as universities or international laboratories support institutional repositoriesOther roodels exist that are hvbrids of these three，such as delayed openaccess，where journals aliow only subseribers to read a paper for the first six mont

22、hs，before making it freely available to everyone who wishes to see itAll this could change the traditional form of the peer review process，at least for the Dublication of papers（分数：10.00）(1).In the first paragraph，the author discusses_( )（分数：2.00）A.the background information of journal editingB.the

23、publication routine of laboratory reportsC.the relations of authors with journal publiShersD.the traditional process of journal publication(2).Which of the following is true of the OECD report?( )（分数：2.00）A.It criticizes governmentfunded researchB.It introduces an effective means of publicationC.It

24、upsets profitmaking journal publishersD.It benefits scientific research considerably(3).According to the text，online publication is significant in that_( )（分数：2.00）A.it provides an easier access to scientific resuitsB.it brings huge profits to scientific researchersC.it emphasizes the crucial role o

25、f scientific knowledgeD.it facilitates public investment in scientific research(4).With the openaccess publishing model，the author of a paper is required to_( )（分数：2.00）A.cover the cost of its publiCationB.subscribe to the journal publishingC.allow other online iournals to use it freelvD.complete th

26、e peerreview before submission(5).Which of the following best summarizes the main idea of the passage?( )（分数：2.00）A.The Internet is posing a threat to publishersB.A new mode of publication is emergingC.Authors welcome the new channel for publicationD.Publication is rendered easier by online service银

27、行系统招聘考试（英语）历年真题试卷汇编 2答案解析(总分：20.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：20.00)【工商银行】Imagine waking up and finding the value of your assets has been halved.No，youre not aninvestor in one of those hedge funds that failed completelyWith the dollar slumping to a 26 year 10w against the pound,expensive London has

28、become quite unaffordableA coffee at Star bucks。just as unavoidable in England as it is in the United States，runs abou$8.0. The once all 一 powerful dollar isnt doing a Titanic against just the pound.It is sitting at a record 10w against the euro and at a 30一 year low against the Canadian dollar.Even

29、 the Argentine peso and Brazilian real are thriving against the dollar. The weak dollar is a source of humiliation，for a nations self-esteem rests in Part on the strength of its currencyIts also a potential economic problem，since a declining dollar makes imDorted food more expensive and exerts upwar

30、d pressure on interest rates.And yet there are substantial sectors of the vast USeconomyfrom giant companies like CocaCola to mom-and pop restaurant operators in Miamifor which the weak dollar is most excellent news. Many Europeans may view the USas an arrogant superpower that has become hostile to

31、foreignersBut nothing makes people think more warmly of the U.S.than a weak dollarThrough April，the total number of visitors from abroad was up 6.8 percent from last year Should the trend continue，the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view the

32、 U.Sthe way many Americans view Mexico as a cheap place to vacation，shop and party，all while ignoring the fact that the poorer locals cant afford to join the merrymaking。 The money tourists spend helps decrease our chronic trade deficitSo do exports，which thanks in part to the weak dollar，soared 11

33、percent between May 2006 and May 2007.For first five months of 2007，the trade deficit actually fell 7 percent from 2006. If you own shares in large American corporations，youre a winner in the weakdollar gambleLast week Coca-Colas stick bubbled to a fiveyear high after it reported a fantastic quarter

34、Foreign sales accounted for 65 percent of Cokes beverage businessOther American companies profiting from this trend include McDonalds and IBM American tourists，however，shouldnt expect any relief soonThe dollar lost strength the wav many marriages break upslowly，and then all at onceAnd currencies don

35、t turn on a dimeSo if you want to avoid the pain inflicted by the increasingly pathetic dollar，cancel that summer vacation to England and look to New EnglandThere，the dollar is still treated with a little respect（分数：10.00）(1).Why do Americans feel humiliated?( )（分数：2.00）A.Their economy iS plungingB.

36、They cant afford trips to EuropeC.Their currency has slumped D.They have lost half of their assets解析：解析：从第三段的第一句话可知，美元疲软是屈辱的来源，所以正确答案应该是货币下跌。(2).How does the current dollar affect the life of ordinary Americans?( )（分数：2.00）A.They have to cancel their vacations in New EnglandB.They find it unaffordab

37、le to dine in mom andpop restaurantsC.They have to spend more money when buying imported goods D.They might lose their jobs due to potential economic problems解析：解析：由于本国货币下跌，他们必须花更多的钱去购买进口商品。(3).How do many Europeans feel about the US with the devalued dollar?( )（分数：2.00）A.They feel contemptuous of i

38、tB.They are sympathetic with itC.They regard it as a superpower on the declineD.They think of it as a good tourist destination 解析：解析：由第四段可知，他们认为这是一个良好的旅游目的地。(4).What iS the authors advice to Americans?( )（分数：2.00）A.They treat the dollar with a little respectB.They try to win in the weakdollar gamble

39、C.They vacation at home rather than abroad D.They treasure their marriages all the more解析：解析：由后一段可以得出正确答案。(5).What does the author imply by saying”currencies dont turn on a dime”(Line 2Para7)?( )（分数：2.00）A.The value of a dollar will not increase in the short term B.The value of a dollar wilI not be

40、reduced to a dimeC.The value of a dollar will drop，but within a small marginD.Few Americans will change dollars into other currencies解析：解析：美元的价值将不会在短期内回升，turn on a dime 指“变化”。【招商银行】It used to be so straightforwardA team of researchers working together in the laboratory would submit the results of th

41、eir research to a journalA journal editor would then remove the authorsnames and affiliations from the paper and send it to their peers for reviewDepending on the comments received，the editor would accept the paper for publication or decline itCopy right rested with the journal publisher，and researc

42、hers seeking knowledge of the results would have to subscribe to the journal No longer，The Internetand pressure from funding agencies，who are questioning why commercial publishers are making money from governmentfunded research by restricting ac eess to it is making access to scientific results a re

43、alityThe Organization for Economic Coop eration and Development(OECD)was just issued a report describing the farreaching conse quences of thisThe report，by John Houghton of Victoria University in Australia and Graham Vickery of the OECD，makes heavy reading for publishers who have，so far，made handsom

44、e profitsBut it goes further than thatIt signals a change in what has，until now，been a kev ele ment of scientific endeavor The value of knowledge and the return on the public investment in research depends，in part，upon wide distribution and ready accessIt is big businessIn America，the core scientifi

45、c publishing market is estimated at between$7 billion and$11 billionTtle International Asso ciarion of Scientific，Technical and Medical Publishers says that there are more than 2000 Dub lishers worldwide specializing in these subjectsThey publish more than 12 million articles each year in some 16000

46、 journas This is now changingAccording to theOECD report，some 75of scholarly journals are now onlineEntirely new business models are emerging；three main ones were identified hv the reports authorsThis is the socalled big deal，where institutional subscribers pay for access to a collection of online j

47、ournal titles through sitelicensing agreementsThere is odenaccess publishing，typically supported by asking the author(or his employer)to pay for the paper to be publishedFinally，there are open access archives，where organizations such as universities or international laboratories support institutiona

48、l repositoriesOther roodels exist that are hvbrids of these three，such as delayed openaccess，where journals aliow only subseribers to read a paper for the first six months，before making it freely available to everyone who wishes to see itAll this could change the traditional form of the peer review

49、process，at least for the Dublication of papers（分数：10.00）(1).In the first paragraph，the author discusses_( )（分数：2.00）A.the background information of journal editingB.the publication routine of laboratory reportsC.the relations of authors with journal publiShersD.the traditional process of journal publication 解析：解析：作者在第一段中讨论的是传统出版的过程。(2).Which of the following is true of the OECD report?( )（分数：2.