【考研类试卷】考研英语-515及答案解析.doc
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1、考研英语-515 及答案解析(总分:100.00,做题时间:90 分钟)一、Section Use of Eng(总题数:1,分数:10.00)Home prices slid in November, raising questions about whether the housing recovery is robust enough to maintain a sustained turnaround. From October to November, home prices fell 0.2% after (1) 0.1% in October, according to a re
2、port Tuesday by Standard fewer come from living with adult children or other family members, from nursing home facilities, retirement or independent living communities, or another assisted living or group home. For some people, however, assisted living may not be an option, mostly for financial reas
3、ons. Assisted living facilities cost an average of $ 34 000 annually in 2009, compared to about $ 74 000 per year for a nursing home, according to research published in January in Health Affairs. How this expense is paid varies. Residents can buy into a facility by paying a large, upfront sum of mon
4、ey, followed by smaller monthly assessment fees. Or if the resident opts for a facility where he can rent instead, he would pay monthly for the cost of housing and care. The facilities are also mostly located in areas where home values are higher and people nearby have higher incomes.(分数:10.00)(1).F
5、rom the first paragraph, we learn that _.(分数:2.00)A.elderly people living in assisted living facilities have to be accompanied all the timeB.fluctuation of economy can have no much effect on the construction of assisted living facilitiesC.assisted living facilities have been always increasing rapidl
6、yD.assisted living facilities have become more and more popular in the past 20 years(2).What is continuing care retirement communities?(分数:2.00)A.It is an assisted living providing a stepwise approach to care.B.It makes people never have to leave the grounds for housing.C.It provides continuing care
7、 as your health declines.D.It offers assistance with any daily activities.(3).What is the principle factor people should think over when making a decision to move into an assisted living?(分数:2.00)A.Whether they have enough money.B.What activities they need help with.C.The distance from their homes.D
8、.The living conditions there.(4).The facilities are situated in places where _.(分数:2.00)A.residents can buy into a facility by paying a lot of moneyB.residents are rich and there are a lot of aged peopleC.there are retirement and independent living communitiesD.home values are higher and people have
9、 higher incomes(5).The authors attitude towards assisted living is _.(分数:2.00)A.supportiveB.opposedC.objectiveD.subjective六、Text 3(总题数:1,分数:10.00)By any standard, money manager Malcolm Gissen has had a complicated relationship with risk over the past couple of years. After losing 62 percent in 2008,
10、 the Encompass Fund, which Gissen co-manages, gained a staggering 137 percent last year, cementing its reputation as one of the more volatile funds in the industry. “Most mutual fund managers tend to invest for mediocre results. Their goal is to perform in line with their benchmark,“ says Gissen, wh
11、ose returns-for better or worsen-have been anything but mediocre. Encompass is one of a small group of funds that have a “go-anywhere“ mandate (meaning they can invest in essentially any type of security), and Gissen wields that power freely. Late last year, for instance, his fund had about 20 perce
12、nt of its assets in gold-related investments. Despite all that, Gissens attitude toward risk is surprisingly straightforward: “We dont like risk,“ he volunteers. This, of course, begs the question: What exactly constitutes a risky portfolio? “When people think about risk, they think, Whats going to
13、be the next AIG or the next Enron?“ says Chris Konstantinos, a portfolio risk manager at Riverfront Investment Group, a Virginia-based advisory firm. “Thats a really important risk, but its not the entire side of the risk equation. Its just one piece. “ Lately, the market has shone a light on an ent
14、irely different type of risk, one thats far more paradoxical and difficult to grasp. “Sometimes the biggest risk you can have in your portfolio is not having enough risk,“ says Konstantinos. “And certainly since March of 2009, thats clearly been the case. “ Advocates of this philosophy point to two
15、main scenarios. In one, a traditionally safe asset class falls off, pulling the rug out from underneath investors who were overexposed to it. Thats what many analysts expect will happen to bond investors once interest rates start creeping up. In the other, a risky type of investment takes off, leavi
16、ng those who dont own it behind in a cloud of dust. Thats what occurred when consumer discretionary stocks surged during last years rebound. In both scenarios, the advantage goes to investors with portfolios that are traditionally seen as risky. The challenge, of course, is achieving the right balan
17、ce. Many investors cant stomach the swings associated with funds like Gissens, but theres middle ground to be found. “The right way to look at risk is to look at it from a portfolio construction perspective, which means that in a highly diversified portfolio, theres room for whats perceived as risky
18、 kinds of investments,“ says Konstantinos.(分数:10.00)(1).Most managers tend to invest portfolio that _.(分数:2.00)A.has the highest valueB.doesnt contain too much riskC.is more risky than any othersD.can get more returns(2).Gissens attitude towards risk is _.(分数:2.00)A.disgustedB.frankC.scaredD.ambiguo
19、us(3).According to Konstantinos, the biggest risk of portfolio is that _.(分数:2.00)A.you invest in any type of securityB.the portfolio can not achieve the right balanceC.you continue a risky portfolioD.your portfolio does not have enough risk(4).The word “stomach“ (Line 2, Last paragraph) has the clo
20、sest meaning to “_ “.(分数:2.00)A.avoidB.handleC.endureD.adopt(5).According to the text, which of the following is TRUE?(分数:2.00)A.Gissen had no relationship with risk over last decade.B.In both scenarios, the challenge achieves the right balance.C.There is no good way to look at portfolio.D.The risk
21、does no good to portfolio.七、Text 4(总题数:1,分数:10.00)It is easy to see why forgiveness is typically regarded as a virtue. Forgiveness is not always a virtue, however. Indeed, if I am correct in linking resentment to self-respect, a too ready tendency to forgive may properly be regarded as a vice becaus
22、e it may be a sign that one lacks respect for oneself. Forgiveness may indeed restore relationships, but to seek restoration at all cost-even at the cost of ones very human dignity-can hardly be a virtue. And, in intimate relationships, it can hardly be true love or friendship either the kind of lov
23、e and friendship that Aristotle claimed is an essential art of the human life. If I count morality as much as anyone else (as surely I do), a failure to resent moral injuries done to me is a failure to care about the moral value in my own person (that I am, in Kantian language, an end in myself) and
24、 thus a failure to care about the very rules of morality. To put the point in yet another way: If it is proper to feel indignation when I see third parties morally wronged, must it not be equally proper to feel resentment when I experience the wrong done to myself? Morality is not simply something t
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