专业英语八级(作文)-试卷102及答案解析.doc
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1、专业英语八级(作文)-试卷102及答案解析 (总分:10.00,做题时间:90分钟)一、WRITING(总题数:5,分数:10.00)1.PART V WRITING(分数:2.00)_2.For various reasons, some college students have to pay for their tuition by student loans. Do you think its a good way to support your college life? Read the excerpt carefully and write your response in ab
2、out 300 words, in which you should: 1. summarize briefly the authors opinion about student loans; 2. give your comment. Marks will be awarded for content relevance, content sufficiency, organization and language quality. Failure to follow the above instructions may result in a loss of marks. Student
3、 loans are one of the top ways that students pay for college. It has become a fact of life in the American higher education system, but most borrowers dont understand the risks. Student loans can be a great way to fund a higher education, but they are also one of the worst types of debt for borrower
4、s. If youre planning to borrow for college ( or planning to help your students borrow for college) , you need to really understand these key fundamentals of student loan debt, and run the calculation below. This will help you make sure that student loans are good debt for you, and dont spiral into a
5、 financial nightmare for you.When Student Loans Are Good Debt Student loans are good debt when they help you improve your financial future. Remember, education is an investment, and you want to make sure that youre getting a solid return on your investment. If going to college helps you earn more, i
6、t is usually a good debt. On average, getting a college degree will see your initial earnings jump at least 25% compared to high school graduates. The gap from high school to college graduate earnings is obvious. But it goes beyond that; its not just going to college that can boost earnings, but its
7、 also about choosing an appropriate degree. According to a recent survey by the National Association of Colleges and Employers, engineers have the highest starting salary among college graduates, earning on average $62,062 in their first year. In contrast, humanities and social science majors have t
8、he lowest starting salary, just $37,791. Thats almost a $25,000 difference between starting salaries, and it starts to paint the picture of where student loans stop being good debt. If youre going to take out student loans, the first goal should be to maximize the return on your investment. That mea
9、ns getting the highest salary possible for the lowest amount of student loan debt.How Student Loans Become Bad Debt Failing to keep this simple equation in mind is how student loans quickly become bad debt. Remember, a student loan is a mortgage on your future earnings. When you buy a house, the col
10、lateral for the loan is the house. When you buy a car, the collateral for the loan is the car. If you dont repay these loans, the lender simply takes the house or the car. But when you borrow with student loans, the collateral is your future earnings. If you dont repay your student loans, the govern
11、ment will take your future earnings. You may have seen the stories of borrowers whove had their tax refunds taken to pay their student loans, or even had their social security checks taken to repay their student loans. The bottom line is, if you dont repay your student loan debt, the government will
12、 take your earnings and repay the debt for you. The only way to prevent this situation is to avoid taking on too many student loans from the start. If the starting salary isnt going to be high enough, its simply not worth pursuing the degree to go into debt. While that may hurt when youre 18, it wil
13、l save you from decades of financial pain later in life. Write your response on ANSWER SHEET FOUR.(分数:2.00)_3.Mental health problems like feeling lonely are nowadays seen quite often among college students. Although the majority of people who experience such problems can get over them or learn to li
14、ve with them, the debate on the best way to combat them is never ceasing. What is your opinion on this? Read the following article carefully and write your response in about 300 words, in which you should: 1. summarize briefly the authors opinion; 2. give your comment. Marks will be awarded for cont
15、ent relevance, content sufficiency, organization and language quality. Failure to follow the above instructions may result in a loss of marks. A life of booze, fags and slothfulness may be enough to earn your doctors disapproval, but there is one last hope: a repeat prescription of mates and good co
16、nversation. A circle of close friends and strong family ties can boost a persons health more than taking exercise, losing weight or quitting cigarettes and alcohol, psychologists say. Sociable people seem to reap extra rewards from their relationships by feeling less stressed, taking better care of
17、themselves and having less risky lifestyles than those who are more isolated, they claim. A review of studies into the impact of relationships on health found that people had a 50% better survival rate if they belonged to a wider social group, be it friends, neighbours, relatives or a mix of these.
18、The striking impact of social connections on wellbeing has led researchers to call on GPs and health officials to take loneliness as seriously as other health risks, such as alcoholism and smoking. We take relationships for granted as humans. said Julianne Holt-Lunstad, a psychologist at Brigham You
19、ng University in Utah. That constant interaction is not only beneficial psychologically but directly to our physical health. Holt-Lunstads team reviewed 148 studies that tracked the social interactions and health of 308 ,849 people over an average of 7. 5 years. From these they worked out how death
20、rates varied depending on how sociable a person was. Being lonely and isolated was as bad for a persons health as smoking 15 cigarettes a day or being an alcoholic. It was as harmful as not exercising and twice as bad for the health as being obese. Holt-Lunstad said friends and family can improve on
21、es health in numerous ways, from the help in tough times to finding meaning in life. When someone is connected to a group and feels his responsibility to other people, that sense of purpose and meaning translates to taking better care of themselves and taking fewer risks. Holt-Lunstad said there was
22、 no clear figure on how many relationships are enough to boost a persons health, but people fared better when they rarely felt lonely and were close to a group of friends, had good family contact and had someone they could rely on and confide in. Writing in the journal, the authors point out that do
23、ctors, health educators and the media take the dangers of smoking, diet and exercise seriously, and urge them to add social relationships to the list. A report by the Mental Health Foundation in May blamed technology and the pressures of modern life for widespread feelings of loneliness in all age g
24、roups across Britain. The survey of more than 2,200 adults found one in ten people often felt lonely and one in three would like to move closer to their family. Andrew McCulloch, of the Mental Health Foundation, said the latest study builds on work that links isolation to poor mental and physical he
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