专业八级-993及答案解析.doc

《专业八级-993及答案解析.doc》由会员分享，可在线阅读，更多相关《专业八级-993及答案解析.doc（41页珍藏版）》请在麦多课文档分享上搜索。

1、专业八级-993 及答案解析(总分：100.00，做题时间：90 分钟)一、PART LISTENING COM(总题数：0，分数：0.00)二、SECTION A(总题数：1，分数：10.00)Daydreaming. Daydreaming can be harmful because it was considered asA. a waste of timeB. a (1) of neurotic tendenciesC. evidence of (2) or an escape from life realities and responsibilities when it occu

2、rs (3) . However, daydreaming can be beneficialA. it is an effective technique of (4) B. it contributes to-intellectual growth-powers of concentration-the ability to (5) with othersC. it improves self-control ability and enhances (6) abilityD. it improves a persons ability to-be better adapted to pr

3、actical, immediate concerns-solve everyday problems-be more readily with new ideasE. Historically, many successful people got their best ideas while relaxing and daydreaming. How to make a positive daydreaming?A. (7) yourself as vividly as possibleB. create an environment free from (8) . General rem

4、arksA. Suggestion: Put aside a few minutes daily, taking short (9) B. Conclusion: Daydreaming, this (10) investment, highly benefit you-physical and mental well-being.（分数：10.00）填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_三、SECTION B(总题数：1，分数：5.00)(1).Whether you keep all th

5、e receipts in a shoe box or use online banking, you should be clear aboutA. the safety of the trading process. B. how to make the most money.C. each sum you have earned and spent. D. your ability to make major purchases.（分数：1.00）A.B.C.D.(2).Why do couples need a separate account?A. For small purchas

6、es. B. For major purchases.C. For household expenses. D. For mortgage payment.（分数：1.00）A.B.C.D.(3).Which of the following is NOT Sharons advice on checking your credit scores?A. Keep a copy of your credit report. B. Show your partner the credit report.C. Try to know your credit score. D. Lock your c

7、redit report away.（分数：1.00）A.B.C.D.(4).How does Sharon describe “money date“?A. Its relaxing. B. Its unromantic.C. Its painful. D. Its devastating.（分数：1.00）A.B.C.D.(5).To find a reliable financial adviser, you have to do all the following EXCEPTA. search his information on some websites.B. see how y

8、our friends comment on him.C. make sure hes always done a good job.D. tell him that you have high credit record.（分数：1.00）A.B.C.D.四、SECTION C(总题数：3，分数：5.00)1.Question 6 is based on the following news. At the end of the news item, you will be given 10 seconds to answer the question.Now listen to the n

9、ews.Ste. Genevieve is known for the following EXCEPTA. French colonial architecture. B. French traditions.C. historic preservation. D. alternate ownership.（分数：1.00）A.B.C.D.Questions 7 and 8 are based on the following news, At the end of the news item, you will be given 20 seconds to answer the quest

10、ions.Now listen to the news.（分数：2.00）(1).What is the main idea of the news item?A. Somalia is re-infected with polio virus. B. Somalia has successfully eradicated polio.C. Somalia suffers from indigenous polio. D. Polio still persists in developing countries.（分数：1.00）A.B.C.D.(2).According to the WHO

11、, what does the success that Somalia has achieved show?A. Polio can be re-infected with virus originating from other countries.B. Polio can be eventually wiped out however persistent it may seem.C. Polio can be eradicated from areas where no central government functions.D. Polio can be eliminated fr

12、om developing countries where it persists.（分数：1.00）A.B.C.D.Questions 9 and 10 are based on the following news. At the end of the news item, you will be given 20 seconds to answer the questions.Now listen to the news.（分数：2.00）(1).How many people were on board when the tour bus crashed?A. Five. B. Six

13、. C. Seven. D. Forty-five.（分数：1.00）A.B.C.D.(2).According to a police spokesman, what did initial inquiries show?A. Rick Vega was found to have a bad driving record.B. Navaira had been drinking before the accident.C. Joe Casias had been speeding before the accident.D. Navaira was found to have no bus

14、-driving license.（分数：1.00）A.B.C.D.五、PART READING COMPR(总题数：0，分数：0.00)六、TEXT A(总题数：1，分数：5.00)The pounding rain began in the middle of the night. The people of Jackson, Ohio awoke to the sound then went back to sleep. The next day the rain continued., and the water began to rise. Statistics said Jacks

15、on floods once every one hundred years, but no one believed this would be the flood of the century. People were evacuated from their homes to higher ground, leaving everything behind. Buildings in the low-lying areas were immersed in water. People watched as dogs, cats, cows and other animals were s

16、wept away. Cars and trucks were carried miles from their homes. The people felt helpless as they watched Mother Nature show her power.Susan returned to her sixth-grade-student-teaching experience the following Monday. She told the story to her students and showed them pictures from the newspaper. He

17、r inspired and compassionate students took action. They stopped raising money for their trip to Camp Kern and began raising money for the flood victims. They sold lollipops, wrote letters to the community asking for donations and collected their own money. Even first-graders donated money. Mountains

18、 of clothes, furniture and food piled up. Susans class made Easter baskets from shoe-boxes and filled them with candy and toys as well as toothpaste, soap, toothbrushes and shampoo.She and I loaded her moms black Chevy Beretta to the ceiling with the Easter baskets. On the trip there, I wondered wha

19、t I would see; I couldnt imagine losing almost everything. Dusk was beginning to set in, and I felt nervous when we arrived. My stomach dropped when I saw some houses reduced to the railroad ties that had been their foundation. The smell of river water permeated the air. No carpet, furniture, plumbi

20、ng or appliances remained. Knowing that only days ago this had been someones home pained my heart. How many children had grown up here? What kind of memories fingered? Would the house ever be rebuilt? The monster flood had dulled its roar and retreated, but its impact would be long-lasting.We drove

21、from house to house, knocking on doors, ready to begin our mission. I was filled with trepidation. Would families who had been devastated by floodwater want an Easter basket? The gesture was beginning to seem useless. “Hello, Im Susan Moore, and this is my friend, Allison. My sixth-graders at Pennyr

22、oyal Elementary made Easter baskets for you when they heard about the flooding because they wanted to help.“Their faces lit up as they opened their gifts. As we entered one home, a husband and wife were crouched over their floor with hammer and nails. When he opened the box, he began to cry. “I cant

23、 believe those kids did this. Let me give you some money for their school.“ As I glanced at what was left of his home, I could not believe his generous spirit. He eventually conceded to write a thank-you note instead. One woman ran out to find us after opening her box, tears rolling down her face. “

24、I collected bunny rabbits, and I lost them all in the flood. There was a small pink rabbit in my box. I can start my collection again. Thank you.“ The burly man standing next to her also had tears in his eyes.My heart was warmed as I played the small role of messenger in this tribute to the good in

25、the human spirit. So often we hear of the shortcomings of our youth, but these youngsters answered a cry for help and gave proof that generosity and love prevail.（分数：5.00）(1).In the passage, Mother Nature showed her power in all of the following ways EXCEPTA. evacuating people to higher ground.B. sw

26、eeping different kinds of animals away.C. carrying cars and trucks miles away.D. immersing buildings in the low-lying areas in water.（分数：1.00）A.B.C.D.(2).Susans students sold lollipops, asked the community for donations and collected their own money toA. raise money for their trip to Camp Kern.B. ma

27、ke Easter baskets for the holiday.C. raise money for the victims in the flood.D. buy clothes, furniture and food for the school.（分数：1.00）A.B.C.D.(3).Which of the following words best describes what the author saw when they arrived in Jackson?A. Peaceful. B. Devastated. C. Placid. D. Prosperous.（分数：1

28、.00）A.B.C.D.(4).The word “trepidation“ in the fourth paragraph meansA. excitement. B. agitation. C. annoyance. D. uneasiness.（分数：1.00）A.B.C.D.(5).When the author said “I played the small role of messenger“ in the last paragraph, he meantA. he was working as a mailman.B. he helped deliver the Easter

29、baskets.C. he delivered written messages to the youth.D. he helped collect money for the school.（分数：1.00）A.B.C.D.七、TEXT B(总题数：1，分数：5.00)When the Dow rockets 300 points or the stocks of retailers, say, get decimated, I devour the news. Heres my admission: Im a buy-and-hold investor, and a lazy one at

30、 that. My employer prohibits us news folks to trade equities on a short-term basis, but even if it didnt, Id still buy and hold.The bulk of my portfolio is in two retirement accounts, and neither stock-market gyrations nor major financial earthquakes prompt me to tweak my allocations. I simply hold

31、a fairly routine mix of low-cost U.S. and international-stock mutual funds, plus a bond fund, and I stick to it.Sure, the markets get volatile but I figure that, eventually, average historical returns will work in my favor. And, to my mind, stock-market trading, if youre not spending many hours a we

32、ek working on it, is little more than a guessing game.The fact is, a buy-and-hold investor with a decently diversified portfolio should celebrate her ability to remain firm in the face of financial-news tidal waves which prompt many, less staunch, to jump in and out of investments, often at the wors

33、t possible time.Some might say the staunch investor is akin to a passenger on the Titanic, refusing a lifeboat to safety due to misguided loyalty to the idea of “buy and hold.“ But as long as three prerequisites are satisfied, that investor is among the most prudent savers around: a well-diversified

34、 investment plan, invested in low-cost index funds, with a long-term outlook.In fact, if youre not going to be an active, pay-attention-every-day investor, setting up a simple plan and then forgetting about it may be the best retirement-savings decision you make. “What is often problematic is the mi

35、ddle ground. People will set something up and then follow it intermittently and on a whim make changes,“ says John Nofsinger, associate professor of finance at Washington State University and author of “The Psychology of Investing.“Those who follow the markets tangentially but dont take time for dee

36、per analysis tend to buy high and sell low. If, like me, youre not going to spend time daily on your plan, then set it and forget it.Note that, unless you have a rock-solid pension plan from your employer and significant other assets, youre going to need to invest. Interest rates on cash simply wont

37、 get most savers to a well-funded retirement.What to do?1. Create a plan. That means investing in low-cost index funds covering the U. S. stock market, perhaps 10% to 25% of your portfolio in international stock funds, plus exposure to bonds (a typical scenario is 70% or 80% in stocks and 30% or 20%

38、 in bonds), and perhaps some portion in a money-market or cash-type account. Keep in mind that your focus is not to beat the market.2. Once your plan is in place, ignore it. “I do virtually nothing. I do less than I do for my car. Theres not even a need to change the oil,“ Mr. Statman says. If rebal

39、ancing worries you, dont even do that except perhaps once every few years. And make sure you focus on getting back to your investment plan, rather than chasing the winners of the moment. “If the stock market went up that year and maybe bonds didnt, so you take a little out of the stock market and pu

40、t it in bonds to reallocate to where your targets originally were, I think thats a good strategy,“ Mr. Nofsinger says.3. Accept risk. Yes, stock-market investing is risky. But over the long haul, investors are rewarded-if they adopt a long-term outlook and diversified investment plan. “Risk is not s

41、omething you want, but oftentimes risk does go hand in hand with return,“ says Peng Chen“ chief investment officer of Ibbotson Associates, an investment research and consulting firm owned by Morningstar in Chicago. Keep in mind: Avoid this risk with money you need soon, say, in the next year or two.

42、 And remember that the more you invest in one company, sector or country, the more risk youre taking on.4. Stay in for the long haul. We have no idea whats coming tomorrow, and past stockmarket performance does not predict future results. But what is your alternative? Stick all your cash in a money-

43、market account, a CD or, slightly riskier, bonds? You are not avoiding risk with this plan, simply shifting to the risk inflation will trump your return.5. Do what you can. The investment options available through your retirement plan may not be ideal. Invest there for the employer match, but ensure

44、 diversification through an account outside your employer plan, perhaps an individual retirement account or Roth IRA.（分数：5.00）(1).Why does the author choose to be “a buy-and-hold investor“?A. Because his employer prohibits him to trade equities on a short-term basis.B. Because he believes that long-

45、term return will balance out short-term fluctuation.C. Because he is misguided by the loyalty to the idea of “buy and hold.“D. Because he is an active investor and keeps an eye on stock markets every day.（分数：1.00）A.B.C.D.(2).The word “volatile“ in the third paragraph meansA. explosive. B. transient.

46、 C. unstable. D. lively.（分数：1.00）A.B.C.D.(3).When the author mentions the Titanic analogy,A. he is in favor of it. B. his view is balanced.C. he is slightly critical of it. D. he is strongly critical of it.（分数：1.00）A.B.C.D.(4).Which of the following is NOT one of the authors suggestions on investmen

47、t?A. Create a reasonable investment plan with a decently diversified portfolio.B. Forget about the investment plan completely, once it is in place.C. Remember that risk comes with return in stock-market investment.D. Stay in the investment market with a long-term vision.（分数：1.00）A.B.C.D.(5).This pas

48、sage mainly focuses onA. a well-diversified investment plan. B. investing in low-cost index funds.C. a long-term investment outlook. D. accepting risk in stock markets.（分数：1.00）A.B.C.D.八、TEXT C(总题数：1，分数：5.00)The concern throughout the world in 1988 for those three whales that were locked in the Arct

49、ic ice was dramatic proof that whales, several species of which face extinction, have become subjects of considerable sympathy.These are the recorded voices of whales. These monstrous creatures have been trumpeting their songs, one to another, in the worlds oceans since the dawn of time, while overhead, great empires and civilizations have come and gone. Now, their time of decl