[外语类试卷]大学英语四级模拟试卷703及答案与解析.doc
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1、大学英语四级模拟试卷 703及答案与解析 一、 Part I Writing (30 minutes) 1 For this part, you are allowed 30 minutes to write a short essay entitled On College Students Renting Houses Outside Campus. You should write at least 120 words following the outline given below: 1. 眼下大学生在外租房居住的现象十分普遍 2. 对比分析在外租房居住和住在学校宿舍的利弊 3. 我
2、的看法 二、 Part II Reading Comprehension (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the passage. For questions 1-7, mark: Y (for YES) if the statement agrees with the information given in the
3、 passage; N (for NO) if the statement contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage. 1 Currency seems like a very simple idea. Its only money, after all, and thats just what we use to buy the things we want and need. We get paid b
4、y our employers, and we use that money to pay tile bills, buy our food, and purchase goods and services. We might put some in a savings account at the bank or invest it in stocks or real estate, but for the most part, currency seems like a fairly straightforward concept. In fact, the development of
5、currency has shaped human civilization. Currency has stopped wars, and it has started many more. Cities and nations as we know them would not exist without it. It is difficult to overstate the importance of currency in modem life. Currency as Substitute Currency, or money, can be defined as a unit o
6、f purchasing power. It is a medium of exchange, a substitute for goods or services. It doesnt have to be the coins or bills with which youre probably most familiar. In fact, through the ages, everything from large stone wheels, knives, slabs of salt, and even human beings have been used as money. An
7、ything that people agree represents value is currency. For example, if you have one barrel of wheat, and you want a cow, without currency you have to find someone who not only has a cow, but also wants a barrel of wheat and will agree to the trade. Now, if you live in a place where round, stamped co
8、ins are widely considered to have a certain value and can be exchanged for other things, then you just have to find someone who needs wheat. That person will take the wheat in exchange for an agreed-upon amount of coins which you can later use to buy a cow from someone else. Currency as Wealth Besid
9、es serving as a substitute in trades, moneys other important use is as a store of wealth. In a straight barter system, the commodities being traded are generally perishable. You can gather tons and tons of wheat by making shrewd trade deals, but if you try to save the wheat, it will eventually go ba
10、d. Money allows people to accumulate wealth. This had an enormous impact on civilization, because it meant that power wouldnt always be passed through families. People who had been excluded from any possibility of holding political power could amass wealth through trade or by providing a service. Th
11、at wealth could then be used to purchase political or even military power. So money made civilization more democratic by taking some power out of the hands of noble families that had monopolized it for hundreds of years. Forms of Currency: Commodity The forms and functions of currency have changed o
12、ver the last 3,000 years or so, generally falling into four categories: Commodity currency Coins Paper money Electronic currency Commodity Currency The development of commodity-based currency systems represents more of a blurring between barter systems and later currency systems than a revolutionary
13、 change. In a commodity system, the money used is not only a “place-holder“ for purchasing power, but it is something that has an inherent value by itself. A good example of a commodity system is the one used by the Aztecs. They placed great value on cacao beans, which could be used to make chocolat
14、e. The beans were small and easy to carry, so they were often used to balance out or make change in barter agreements. Forms of Currency: Coins The first coins were minted in Lydia, an ancient empire in the area of modem Turkey. The Lydian king Croesus started making small metal ingots stamped with
15、an imperial emblem around 640 B. C. This Lydian custom spread to the Greeks and eventually to the Romans. Coins were usually made of silver or gold, and their value was enforced by the authority of the government that issued them. If the Athenian officials declared that all coins minted in Athens, w
16、ith the official stamp of Athens, were 97 percent silver, then those coins would be traded at that value. In China, coins developed at about the same time that they did in the West. In the fifth century B. C. , the Chinese began using a form of commodity currency in the shape of knives or other tool
17、s. The metal blades had a round hole at one end, so the money could be strung onto a rod or rope. Eventually, the tools became more stylized. Over the years, they became smaller and smaller, until only the round end with a hole in it was left. These round, pierced Chinese coins remained virtually un
18、changed until the 1800s. Forms of Currency: Paper Paper money was developed first by the Chinese, who used stag skins, bark, or parchment marked with the imperial seal as “bills of payment.“ The penalty for counterfeiting was death. Paper money had trouble gaining acceptance in Europe. Leather money
19、 was used around 1100, but only as a temporary substitute when silver supplies ran low. A Swedish bank issued paper money in 1661, but they eventually flooded the market with it, and it lost its value. The use of paper money really caught on in Europe in the 1700s, when the official bank of the Fren
20、ch government began issuing paper money. The idea came from goldsmiths, who often gave people bills of receipt for their gold. The bills could be exchanged for the gold at a later date. Thats an important fact in the development of paper money, because it means that the money represented a real amou
21、nt of gold or silver that actually existed somewhere. A piece of money was actually a promise from the institution that issued it( either a government or a bank)that the institution would give the holder of the hill a certain amount of gold or silver from its stockpile whenever he wanted it. Under t
22、his kind of system, the money is said to be “backed by gold.“ With a few temporary exceptions, during wars or other emergencies, all currency in the world was backed by a real supply of precious metal until 1971. Forms of Currency: Electronic Since money is really just a representation of value, it
23、didnt take long for people to realize they could just send information about money by telegraph or other electronic means, and it was just as “real“ as sending the money itself. After World War , banks would record information about the days transactions onto large magnetic reels, which were taken t
24、o the regional Federal Reserve Bank. This system eliminated the need for the large denominations that were printed prior to the war to facilitate these large-scale transfers. Today, the $ 500, $1,000, $ 5,000, and $10,000 bills printed during this period are very rare, though some are still in circu
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- 外语类 试卷 大学 英语四 模拟 703 答案 解析 DOC
