[外语类试卷]大学英语六级模拟试卷7(无答案).doc
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1、大学英语六级模拟试卷 7(无答案)一、Part I Writing (30 minutes)1 For this part, you are allowed 30 minutes to write a short essay entitled Does Grades Mean Ability? You should write at least 150 words following the outline given, below:1. Some people think that grades is the way to show ones ability.2. Others hold t
2、hat grades may not necessarily mean ability.3. Your opinion.二、Part II Reading Comprehension (Skimming and Scanning) (15 minutes)Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the passage. For questions 1-4, mark:Y (for YES) if t
3、he statement agrees with the information given in the passage;N (for NO) if the statement contradicts the information given in the passage;NG (for NOT GIVEN) if the information is not given in the passage.2 Married, With MoneyYou fight over finances, right? Heres how to keep the cash and the passion
4、.Brian Greenberg is a college financial planner, but on a recent morning he felt more like a marriage counselor. The couple sitting in his office, near Cherry Hill, New Jersey, was seeking advice about applying for financial aid for the mans son from a previous marriage. “When they walked in,“ Geenb
5、erg recalls, “I could feel the hostility.“The income from the wifes business, which she had started before they married, was modest, but it was just enough to limit the amount of aid the son could receive. The husband wanted her to incorporate to reduce their income, thereby allowing the son to qual
6、ify for more aid. She didnt want to go through the complicated incorporation process, but felt pressured by her husband. “He was saying, Im entitled to do what I want because Im making the money that pays the bills,“ recalls Greenberg. “That kind of thinking undermines a relationship.“Much of this t
7、ype of animosity(仇恨) can be avoided if only couples would talk about money before they get married, says Mary Claire Allvine, a certified financial planner in Chicago and Atlanta and co-author of The 7 Most Important Money Decisions Youll Ever Make. Without this talk, its unlikely that couples have
8、an actual plan for their lives together.Studies have shown that disagreements over money are the No. 1 cause of friction in a marriage. And for some, theyre the No. 1 reason for divorce.So why can some couples weather financial ups and downs while others split over a household budget? The key to suc
9、cess is to find the common groundthe shared values about how, as partners, you want to live your Jives together. Here are some tips for executing a money plan without losing the passion.Think big and put it in buckets. After couples have paid their fixed expenses, they often find themselves disagree
10、ing over how to spend whats left-pay off the credit cards or get that HDTV one of them has been craving.To avoid such clashes, talk about your dreams. Allvines research says couples who dont get bogged down with day-to-day budgeting details are usually the most successful with their money. “You cant
11、 say to the spender, Okay, you can only spend $50 a month. Its like putting people on a diet where they can last for a while but then they just binge and eat a loaf of bread. The spender will say, “Ill cut back. And then they start cutting out the extra cup of coffee. But its rarely the coffee that
12、puts them in debt. Its the home they cant afford or the ear they shouldnt be driving.“Allvine recommends sorting your big dreams-starting a business, owning a home, saving for a vacation-into categories, or buckets. “When you name the bucket, you know what that money is for, and you wont use it for
13、anything else. Thats how couples get to their goals-they pay themselves first for the big things.“Everyone needs the prenuptial(结婚前的) talk. As todays couples marry later, or remarry, they face big challenges combining resources. One spouse may bring children from a previous marriage; another might b
14、e caring for elderly parents. The new-think says, rich or not, you may need a prenuptial agreement. “It makes sense to think things through early on,“ says Mellody Hobson, president of Ariel Capital Management in Chicago.But Carrie Schwab-Pomerantz, co-author, with her father, Charles Schwab, of It
15、Pays to Talk, has a different take: “Not everyone needs to sign a prenuptial document-but everyone should have the prenuptial conversation.“The point, says Schwab-Pomerantz, is to get an idea of each others money personality. “If someone has a lot of debt, that can reflect some personality issues th
16、at his or her partner needs to know about. How you deal with money is a reflection of who you are as a person.“Put your goals on paper. “When a couple can agree on their spending,“ says nationally syndicated radio talk-show host Dave Ramsey, “then they have agreed on their fears, and their goals. We
17、 dont really fight about money. We are fighting about priorities, fears and power. A plan on paper brings a level of promise and cooperation and unity.“Ramsey also recommends scheduling regular money meetings to talk about expenses. “Its all about being open and on the same page. There are no secret
18、 credit cards, no secret debt, no secret student loans. No deception. Its a matter of understanding what the expenses are. How much do we have to spend on birthdays? What about the groceries and cable bills, the soccer expenses? Life starts to show up in a real way when you talk about it in a meetin
19、g and put it on paper.“Take a hike. How and where you discuss your finances is critical to keeping the peace, says Schwab-Pomerantz. “You want to make sure both parties are in a comfortable, neutral place. Its also important to know ahead of time what youre going to talk about.“Schwab-Pomerantz and
20、her husband hike every weekend in the mountains near their home in the San Francisco Bay area. “Were away from our kids. Were not sitting there, facing each other, which can become confrontational. We cant get mad and walk to another room. Its just the two of us, and we get a lot of conversation in
21、there about our goals and our priorities in life.“Get it together. Financial independence is empowering, but many counselors say that living separate financial lives imperils a marriage. “Having his and her money is a recipe for disaster,“ advises Greenberg. “That says one person is taking care only
22、 of herself or himself.“The joint account sends a powerful message that your marriage matters. The account should be for joint goals: building a reserve fund, saving for college. A shared account, however, shouldnt cancel out individual accounts.Managing your money together may not seem like a roman
23、tic venture, says Greenberg. “But if there is a good financial foundation, there are a lot fewer issues for strife.“As for the couple seeking financial-aid advice from Greenberg, they left his office, smiling, after he proposed a novel solution. The path to financial happiness is clear: communicate
24、and plan together.2 The author of this article wants to give people some advice on how to make a household financial plan properly and keep the passion as well.(A)Y(B) N(C) NG3 Without the prenuptial talk, its not likely that couples have an actual plan for their lives together.(A)Y(B) N(C) NG4 The
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