[外语类试卷]雅思(阅读)模拟试卷18及答案与解析.doc
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1、雅思(阅读)模拟试卷 18 及答案与解析 一、 Reading Module (60 minutes) 1 READING PASSAGE 1 You should spend about 20 minutes on Questions 1-13, which are based on Reading Passage 1 below. Money transfers by mobile A The ping of a text message has never sounded so sweet. In what is being touted as a world first, Kenyas
2、 biggest mobile operator is allowing subscribers to send cash to other phone users by SMS. Known as M-Pesa, or mobile money, the service is expected to revolutionise banking in a country where more than 80% of people are excluded from the formal financial sector. Apart from transferring cash-a servi
3、ce much in demand among urban Kenyans supporting relatives in rural areas-customers of the Safaricom network will be able to keep up to 50000 shillings ( 370) in a “virtual account“ on their handsets. B Developed by Vodafone, which holds a 35% share in Safaricom, M-Pesa was formally launched in Keny
4、a two weeks ago. More than 10000 people have signed up for the service, with around 8 minion shillings transferred so far, mostly in tiny denominations. Safaricoms executives are confident that growth will be strong in Kenya, and later across Africa. “We are effectively giving people ATM cards witho
5、ut them ever having to open a real bank account,“ said Michael Joseph, chief executive of Safaricom, who called the money transfer concept the “next big thing“ in mobile telephony. C M-Pesas is simple. There is no need for a new handset or SIM card. To send money you hand over the cash to a register
6、ed agent- typically a retailer-who credits your virtual account. You then send between 100 shillings (74p) and 35,000 shillings ( 259) via text message to the desired recipient-even someone on a different mobile network- who cashes it at an agent by entering a secret code and showing ID. A commissio
7、n of up to 170 shillings ( 1.25) is paid by the recipient but it compares favourably with fees levied by the major banks, whose services are too expensive for most of the population. D Mobile phone growth in Kenya, as in most of Africa, has been remarkable, even among the rural poor. In June 1999 Ke
8、nya had 15000 mobile subscribers. Today it has nearly 8 million out of a population of 35 million, and the two operators networks are as extensive as the access to banks is limited. Safaricom says it is not so much competing with financial services companies as filling a void. In time, M-Pesa will a
9、llow people to borrow and repay money, and make purchases. Companies will be able to pay salaries directly into workers phones-something that has already attracted the interest of larger employers, such as the tea companies, whose workers often have to be paid in cash as they do not have bank accoun
10、ts. There are concerns about security, but Safaricom insists that even if someones phone is stolen the PIN system prevents unauthorised withdrawals. Mr Joseph said the only danger is sending cash to the wrong mobile number and the recipient redeeming it straight away. E The project is being watched
11、closely by mobile operators around the world as a way of targeting the multibillion pound international cash transfer industry long dominated by companies such as Western Union and Moneygram. Remittances sent from nearly 200 million migrant workers to developing countries totalled 102 billion last y
12、ear, according to the World Bank. The GSM Association, which represents more than 700 mobile operators worldwide, believes this could quadruple by 2012 if transfers by SMS become the norm. Vodafone has entered a partnership with Citigroup that will soon allow Kenyans in the UK to send money home via
13、 text message. The charge for sending 50 is expected to be about 3, less than a third of what some traditional services charge. 1 Questions 1-4 The text has 5 paragraphs (A-E). Which paragraph contains each of the following pieces of information? 1 A possible security problem. 2 The cost of M-Pesa.
14、3 An international service similar to M-Pesa. 4 The fact that most Kenyans do not have a bank account. 5 Questions 5-8 Complete the following sentences using NO MORE THAN THREE WORDS from the text. 5 Safaricom is the _ mobile phone company in Kenya. 6 An M-Pesa account needs to be credited by _. 7 _
15、 companies are particularly interested in using M-Pesa. 8 Companies like Moneygram and Western Union have _ the international money transfer market. 9 Questions 9-13 Do the following statements agree with the information given in the text? TRUE if the information in the text agrees with the statemen
16、t FALSE if the information in the text contradicts the statement NOT GIVEN if there is no information on this 9 Most Kenyans working in urban areas have relatives in rural areas. ( A)真 ( B)假 ( C) NOT GIVEN 10 So far, most of the people using M-Pesa have used it to send small amounts of money. ( A)真
17、( B)假 ( C) NOT GIVEN 11 M-Pesa can only be used by people using one phone network. ( A)真 ( B)假 ( C) NOT GIVEN 12 M-Pesa can be used to buy products and services. ( A)真 ( B)假 ( C) NOT GIVEN 13 The GSM Association is a consumer organization. ( A)真 ( B)假 ( C) NOT GIVEN 14 READING PASSAGE 2 You should s
18、pend about 20 minutes on Questions 14-26, which are based on Reading Passage 2 below. Park the Car Permanently A More than a million people are likely to be disappointed by their experience of the Governments attempts to improve the democratic process. They may have signed an online petition against
19、 road pricing, but ministers are determined to push ahead with plans to make it more expensive to drive. The Government is convinced that this is the only way to reduce congestion and the environmental damage caused by motoring. B Why wait until you are forced off the road by costly charges? You may
20、 enjoy the convenience of your car, but the truth is that for huge numbers of people, owning a car makes little financial sense. Youd be far better off giving it up and relying on other forms of transport. “Im 47 and Ive never owned a car, despite having a job that requires me to travel all over the
21、 South-east to visit clients,“ says Donnachadh McCarthy, an environmental expert who specialises in advising people how to be greener. “A car is a huge financial commitment, as well as being a psychological addiction. Not owning a vehicle Is far more practical than most people realise.“ C It may see
22、m as if cars have never been cheaper. After all, It is now possible to buy a brand new car for less than 4800-the Perodua Kelisa, if youre Interested. There are plenty of decent vehicles you can buy straight from the showroom for between 5000 and 7000. Of course, if you buy second-hand, the prices w
23、ill be even lower. However, the falling purchase price of cars masks the fact that it has never been more expensive to own and run o vehicle. The estimate Is that the cost of running a car rose by more than ten per cent last year alone. The annual cost of running your own vehicle is put at an averag
24、e of 5539, or 107 a week. White drivers who do less or more than the average mileage each year will spend correspondingly less or more, many of the costs of car ownership are fixed-and therefore unavoidable. D Depreciation-the fact that your vehicle loses a large chunk of its resale value each year
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- 外语类 试卷 雅思 阅读 模拟 18 答案 解析 DOC
