[外语类试卷]大学英语四级模拟试卷951及答案与解析.doc
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1、大学英语四级模拟试卷 951及答案与解析 一、 Part I Writing (30 minutes) 1 A Motivation Speech 1大学新生应尽早订立明确的学习与人生目标 2确立目标的重要性 3如何订立远大、合理的目标 二、 Part II Reading Comprehension (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions atta
2、ched to the passage. For questions 1-7, mark: Y (for YES) if the statement agrees with the information given in the passage; N (for NO) if the statement contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage. 1 Taking Care of Parents Also
3、Means Taking Care of Finances Denise Egebrecht needed a break. It had been three years since her 86-year-old mother, Eleanor Schwartz, moved in with her and her husband in their home in Johnsburg, 111. Mrs. Schwartz has Alzheimer s disease (老年痴呆症 ) and has trouble moving around, so Mrs. Egebrecht he
4、lps her mother with her shower each day, makes sure shes fed and takes her on small excursions (远足 ) to the mall in a portable wheelchair. The routine includes occasionally reminding her mother of what day it is and where shes living. Mrs. Egebrecht does all this while also raising her 8-year-old da
5、ughter Jaqueline and juggling a full-time job. “My mom took care of me all of my life,“ says Mrs. Egebrecht. “Of course Im going to take care of her now. Shell live here as long as shes able.“ But money was an issue. For a time, Mrs. Egebrecht was out of work, having lost her job last year. Although
6、 her husband was still employed, without her salary she found it increasingly difficult to pay $ 180 a week for the adult day care center Mrs. Schwartz attends regularly. Then, through the Family Alliance office in her town, Mrs. Egebrecht heard about a $1,000 “respite care (临时看护 )“ grant sponsored
7、by the Alzheimers Foundation of America (AFA). Intended to give primary caregivers the break they so often need, the grant money must be used to pay for temporary substitute care, said Carol Steinberg, executive vice president of the Alzheimers Foundation. Mrs. Egebrecht applied for and received the
8、 grant, which meant her mother could continue to go to the adult day care center and Mrs. Egebrecht had time to find another job, which she has. Mrs. Egebrecht is one of the growing numbers of Americans facing the financial squeeze that can come from caring for elderly parents. About 30 percent of a
9、dult children in the United States contribute financially to their parents care, according to the Pew Research Center. On average these children pay $2,400 a year on everything from uncovered medical expenses to making sure the refrigerator is stocked each week. The money often goes to parents who d
10、iligently saved all their lives, but in the face of longer life spans and chronic illness, the savings just isnt enough. With all of the overwhelming emotional and medical aspects of caring for elderly parents, its natural to ignore the consequences of spending large amounts of money on them. But so
11、 often adult children end up ignoring their own savings and retirement accounts or, worse, go into debt, because theyre taking care of their parents, says Tim Casserly, a lawyer in Albany who specializes in issues of elderly care. And if you jeopardize (损害 ) your own finances now, you risk putting y
12、our children in the same tough spot down the line. One way out of this bind? Take full advantage of the hundreds 6f government and nonprofit programs and services geared to the elderly throughout the country. “Theres lots of help out there, but also lots of reasons why families dont use it,“ said Mr
13、. Casserly. Some people may think their parents have too much money to qualify even though many of the programs are available to elderly people with incomes of more than $100,000. Or the parents may be too. proud to accept help. Whats more, these services can be difficult and time-consuming to find.
14、 And it can be a challenge to deal with the paperwork and red tape, especially when youre already overwhelmed by the daily demands of taking care of an older parent. To help make the search for help easier, here is expert advice and several resources that will help you find what you need to take car
15、e of your aging parents. THE FIRST STEP Have the hard talk. “So often I see clients who are in the middle of this situation but know very little about their parents finances,“ said Henni Fisher, a Brooklyn clinical social worker who specializes in geriatrics (老人病学 ). Your parents may be unwilling or
16、 unable to give details. Or you may be uncomfortable bringing up the subject. “It isnt easy making the transition from the one being cared for to the one giving the care,“ said Ms. Fisher. But you cant put the conversation off any longer. Reassure your parents that youre not trying to take control a
17、way from them. Youre simply trying to make sure that they have everything they need and that you understand everything they want. During this conversation, or series of conversations, be sure to ask about one of the largest expenses for older people: assisted living or nursing home facilities. Do yo
18、ur parents have long-term care insurance that can help with this exceptionally great expense? If they dont, should they get it? (For more information, see our previous article “Getting Insurance for Ones Frailest Years.“) THE DOCUMENTS Youll also want to make sure your parents have the proper paperw
19、ork in place. In an emergency, youll need legal authority to act on your parents behalf. Make sure your parents have signed a durable power of attorney authorizing you or some other trustworthy person to take over financial decisions including signing checks and paying bills on their behalf. And kee
20、p in mind these other necessary documents: A durable power of attorney for health care (also called a health care proxy) authorizing someone to make medical decisions when your parents cannot; and a living will outlining your parents wishes if life support is needed. These forms may be available at
21、your local senior center. Or, a lawyer who focuses on elderly issues can answer questions and help put this paperwork in place. To find one near you, go to the National Academy of Elder Law Attorneys (www.naela.org). (If you live in New York State you may need a lawyers help sorting out a new 12-pag
22、e complex power of attorney form, advises Mr. Casserly.) HIRING AN OUTSIDER Many families find relief when they hire a geriatric care manager. These consultants, which can cost anywhere from $50 to $200 an hour, will assess your parents situation, offer counseling and help you find the local service
23、s you need So vital are these new professionals that my colleague Lesley Alderman will be devoting next weeks Patient Money column to tips on finding the right care manager for your parents situation. 2 In the recent three years, Denise Egebrecht has been busy_. ( A) looking after her sick baby daug
24、hter ( B) helping her husband with the housework ( C) taking care of her sick elderly mother ( D) looking for a better job to support the family 3 According to Carol Steinberg, executive vice president of AFA, Mrs. Egebrecht can use the grant to_. ( A) have a luxurious holiday ( B) get day care for
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