[外语类试卷]大学英语四级改革适用(阅读)模拟试卷123及答案与解析.doc
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1、大学英语四级改革适用(阅读)模拟试卷 123及答案与解析 Section A 0 These are not easy times for booksellers. Borders, a big American one, fired its boss in January and has closed stores, but is still at risk of【 C1】 _, some analysts say. The British chain of the same name, which it once owned, failed last year. Barnes, the w
2、orlds biggest bookseller, appointed a new boss last month to help it【 C2】 _the triple threat of the recession, increased competition and e-books. The struggles of booksellers can be explained in part by an increase in competition. More than half of book sales in America take place not in bookshops b
3、ut at big【 C3】_such as Wal-Mart and Target, which compete to sell bestsellers at steeper discounts. Online retailers, too, are all doing like that. Booksellers are【 C4】 _their best to raise their profile online and win back the customers they have lost. Will bookshops disappear completely? Most are
4、putting their hopes on【 C5】_people more reasons to come inside. Some bookshops plan to put a renewed【 C6】 _on service, including advice on e-books. Many shops have started to offer free Internet access to keep customers there longer and to【 C7】 _them to download e-books. Other survival strategies in
5、clude hosting book clubs or other community groups and selling a wider【 C8】 _of goods, such as wrapping paper, jewellery, cards and toys. Independent bookshops face a(n) 【 C9】 _serious threat, because they are【 C10】 _to match bigger rivals prices. Many are branching out by offering new services, suc
6、h as creative-writing classes. A)able F)enable K)retailers B)bankruptcy G)getting L)shopper C)confront H)giving M)trying D)consequently I)interests N)unable E)emphasis J)particularly O)variety 1 【 C1】 2 【 C2】 3 【 C3】 4 【 C4】 5 【 C5】 6 【 C6】 7 【 C7】 8 【 C8】 9 【 C9】 10 【 C10】 Section C 10 Time is runn
7、ing out for governments to overhaul regulation of global banks that have become bigger and more powerful since the start of the financial meltdown three years ago, the International Monetary Fund(IMF)warned. In its half-yearly health check on the financial sector, the Washington-based fund said ther
8、e was an urgent need for international cooperation to tackle the systemic risks posed by banks deemed “too big to fail“. “The future financial regulatory reform agenda is still a work in progress, but will need to move forward with at least the main ingredients soon,“ the IMF said in its Global Fina
9、ncial Stability Review. The window of opportunity for dealing with too-important-to-fail institutions may be closing and should not be wasted, all the more so because some of these institutions have become bigger and more dominant than before the crisis erupted. The fund said the end of the recessio
10、n and the pick-up in financial markets had cut the estimated losses of banks. But it stressed that the debts amassed by governments in their attempts to lessen the impact of the global recession threatened to open a new chapter in the credit crunch. The IMF said government borrowing would remain hig
11、h over the next two years, particularly in the UK. In Britain, the increase in both corporate and household debt in the pre-crisis years meant non-financial private sector debt stood at over 200% of GDP. Predicting a slow, shallow and uneven recovery in credit, the fund said bank profits would be af
12、fected by a tougher regulatory regime. The report provided conditional support for the Conservative plan to scrap(废除 )the Financial Services Authority and hand banking regulation to the Bank of England. A unified regulator one that oversees liquidity and solvency issues removes some of the conflicti
13、ng incentives that result from the separation of these powers, but nonetheless if it is required to oversee systemic risks it would still be softer on systemically important institutions than those that are not. This arises because the failure of one of these institutions would cause disproportionat
14、e damage to the financial system and regulators would be loathing seeing serial failures. Care would be needed, the IMF said, to ensure the right balance between making the financial system safer and ensuring that it continued to be efficient and innovative. 11 The main reason for governments to res
15、cue the regulation of global banks is that_. ( A) the banks hold the dominant position in the financial field ( B) they want the banks to become bigger and more powerful ( C) the financial recession has a great impact on the whole country ( D) innovation puts too much pressure on governments 12 The
16、IMF thinks that too-important-to-fail institutions should_. ( A) be closed down in order to save some resources ( B) be handled properly by the government missing no chance ( C) become bigger and more dominant than ever before ( D) become more competitive in international markets 13 From the third p
17、aragraph, it can be predicted that_. ( A) the economic recovery can erase bank losses completely ( B) the regulatory regime will affect bank profits ( C) household debts in Britain make banks bankrupt ( D) the global recession is getting worse and worse nowadays 14 Why is care needed according to th
18、e IMF? ( A) It can help the Conservative to improve its reputation in politics. ( B) It can cause disproportionate damage to the financial system. ( C) It will help keep the balance between systemic safety and innovation. ( D) It can develop and improve the quality of banking service. 15 Which of th
19、e following is the best title of the passage? ( A) IMF Warns Time Is Running Out to Tackle “Too Big to Fail“ Banks ( B) IMF Should Make Effective Measures to Improve Financial System ( C) Governments Ought to Be to Blame for Current Serious Recession ( D) Too Big to Fail Banks Should Be Responsible
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