[外语类试卷]大学英语六级模拟试卷673及答案与解析.doc
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1、大学英语六级模拟试卷 673及答案与解析 一、 Part I Writing (30 minutes) 1 In this part you are allowed 30 minutes to write a composition entitled Menace of Eyesight Deteriorating. Your composition should be at least 150 words long and contain the following ideas: 1现 代人的视力正在受到严重的威胁 2主要原因是哪些 3保护视力必须从孩子做起 二、 Part II Readi
2、ng Comprehension (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the passage. For questions 1-4, mark: Y (for YES) if the statement agrees with the information given in the passage; N (for NO)
3、 if the statement contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage. 1 The End of the Cash Era In the spring Adam Smith will replace Sir Edward Elgar as the face on Britains 20 note. The first economic thinker to be so honored could w
4、ell be the last. Not because economists are especially undeserving, but because cash, after millennia as one of mankinds most versatile and enduring technologies, looks set over the next 15 years or so finally to melt away into an electronic stream of ones and zeros. If an era is represented by its
5、money, the information age is at hand. Notes and coins are already a small fraction of the money in most rich countries. But going by the number of transactions rather than their value, we still live firmly in a cash society. The European Payments Council estimates that the European Unions 360 billi
6、on cash transactions cost at least 50 billion a year; others put the bill at 200 a head. Visa, a huge credit-card alliance, reckons cash accounts for most of the $1.3 trillion spent a year across the world on small-ticket items. Whether queuing to get money out and queuing again to spend it, or brea
7、king a $100 bill with an irate (发怒的 ) cab driver one minute and having your pockets and purses fat with coins the next, cash is plainly still king. Yet signs of the new order are everywhere. On February 12th, 19 telephone operators with networks in over 100 countries said that people would be able t
8、o use their handsets to send money abroad. MasterCard will operate the system in which remittances (汇款 ) will be sent as text messages. For people without bank accounts, the credit can be converted into pre-paid cards which can then be used to buy things. “It will revolutionize the money-transfer bu
9、siness,“ said Sunil Bharti Mittal, boss of Bharti Airtel, one of Indias biggest mobile operators. The idea is to tap into the more than $250 billion a year that immigrants and migrant workers send to relatives and friends back home. Britains Vodafone and Americas Citigroup are also launching an inte
10、rnational money-transfer service developed from the M-PESA remittance service which is already operating successfully within Kenya. Sir John Bond, formerly chairman of the HSBC banking group and now chairman of Vodafone, has long been convinced that payments and mobiles would somehow converge. “Mobi
11、le phones have the ability to make a dramatic change to village life in Africa,“ he says. He also thinks phones loaded with credit will make many of the payments people use cash for in rich economies. For banks with high infrastructure costs, says Sir John, it has always “been hard to make money out
12、 of small payments“. But lower-cost business models, some of them from developing countries, are opening up new opportunities. The big attraction of the mobile phone as a purse is that so many people have them - even children. Both MasterCard and Visa have recently introduced plastic cards in Americ
13、a that do not have to be swiped for purchases under $25. Later this year a “dual interface“ system will be tested in London. It will involve a single plastic card which combines an Oyster for travel, a standard Visa card issued by Britains Barclays Bank for “chip and PIN“ payments and a new “wave an
14、d pay“ Visa for instant transactions up to 10. Nobody can be sure how fast bits and bytes will drive out metal and paper. A hundred years ago you could still pay your taxes in Uganda in cowrie shells. Perhaps hard cash will always find a niche, tucked away in childrens birthday cards and as money fo
15、r the unbanked and phoneless. But most of the time a phone or a smart card that can be waved over an electronic reader will beat notes and coins hands-down. The doubt - and the remaining obstacle to digital money - concerns a third property of cash: its anonymity. Greshams law vs Moores law Renderin
16、g cash as pure information is the final denial of the notion that money has intrinsic value: what was once a carefully weighed piece of gold, silver or bronze has become simply a token. That is a hard-won truth. As John Maynard Keynes once lamented, when it appears governments are able to deceive th
17、eir citizens by depreciating the currency. Yet when money is minted (铸造 ) from silicon something remarkable happens. The economics of handling cash - which today involves thick-necked men in crash-helmets - is suddenly embodied by Moores law, which has seen the cost of computer-processing power fall
18、 by half every 18 months or so. Electronic information is instantaneous, weightless and exact. No longer the miserable fumbling through coat pockets while a line of waiting customers quietly fumes. Shopkeepers can do away with expensive cash floats and elaborate ruses to stop cash fraud - such as ch
19、arging $4.99 so that the $5 bill most people hand over has to pass through the till (现金出纳机 的抽屉 ) for one cent change rather than being trousered by a shop assistant. Information-money can be handled by any information-processing device. That includes the mobile phone, which can add to moneys utility
20、 in that its screen can display information clearly and it can link to your bank as a mobile ATM at any time. Visa thinks a contactless digital transaction takes less than half the time of a cash one and that people liberated from what happens to be in their wallets spend a fifth more. Which is why
21、digital cash is now solving its chicken-and-egg problem. In the past shopkeepers would not install systems unless shoppers had electronic cash. And shoppers would not use electronic cash unless they had something to buy. But smart cards and readers have become cheap and consumers now possess mobile
22、phones in droves. The trillions of payments that are too small to bear the fees of paying by credit card have come within reach and almost everyone stands to gain. Some Japanese merchants have already begun to offer discounts to people using electronic cash. Others will follow. The buck stops here E
23、xcept there is that nagging question of anonymity. It is well known that privacy has a lot going for it. The firms running payment systems might sell information about what you buy and when. Prepare yourself for a barrage of e-coupons and offers designed to fit your profile and uploaded to your phon
24、e. And there are more serious concerns. In the cash world, anonymity can be a cloak for wrong doing. The suspicion clings that where you find anonymity you find drugs, fraud, money laundering, terrorist financing and a huge amount of tax evasion. No wonder governments have long sought to control ano
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- 外语类 试卷 大学 英语六级 模拟 673 答案 解析 DOC
