[外语类试卷]大学英语六级模拟试卷158及答案与解析.doc
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1、大学英语六级模拟试卷 158及答案与解析 一、 Part I Writing (30 minutes) 1 Directions: For this part, you are allowed thirty minutes to write a composition on the topic “Rechoice of Professions A Social Problem“. You should write at least 150 words and you should base your composition on the outline (given in Chinese)be
2、low: 1. 下岗人员 (laid-off personnel)面临一个严肃的问题 再就业; 2. 下岗人员要改变就业观念,树立坚强信心,重新就业; 3. 人们要关心、帮助下岗人员,克服困难,争取胜利。 二、 Part II Reading Comprehension (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the pass
3、age. For questions 1-4, mark: Y (for YES) if the statement agrees with the information given in the passage; N (for NO) if the statement contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage. 1 Married, With Money You fight over finances,
4、 right? Here s how to keep the cash - and the passion. Brian Greenberg is a college financial planner, but on a recent morning he felt more like a marriage counselor. The couple sitting in his office, near Cherry Hill, New Jersey, was seeking advice about applying for financial aid for the mans son
5、from a previous marriage. “When they walked in,“ Greenberg recalls, “I could feel the hostility.“ The income from the wife s business, which she had started before they married, was modest, but it was just enough to limit the amount of aid the son could receive. The husband wanted her to incorporate
6、 to reduce their income, thereby allowing the son to qualify for more aid. She didnt want to go through the complicated incorporation process, but felt pressured by her husband. “He was saying, I m entitled to do what I want because I m making the money that pays the bills, “ recalls Greenberg. “Tha
7、t kind of thinking undermines a relationship.“ Much of this type of animosity (仇恨 ) can be avoided if only couples would talk about money before they get married, says Mary Claire Allvine, a certified financial planner in Chicago and Atlanta and co - author of The 7 Most Important Money Decisions Yo
8、ull Ever Make. Without this talk, it s unlikely that couples have an actual plan for their lives together. Studies have shown that disagreements over money are the No. 1 cause of friction in a marriage. And for some, theyre the No. 1 reason for divorce. So why can some couples weather financial ups
9、and downs while others split over a household budget? The key to success is to find the common ground - the shared values about how, as partners, you want to live your lives together. Here are some tips for executing a money plan without losing the passion. Think big and put it in buckets. After cou
10、ples have paid their fixed expenses, they often find themselves disagreeing over how to spend what s left - pay off the credit cards or get that HDTV one of them has been craving. To avoid such clashes, talk about your dreams. Allvine s research says couples who dont get bogged down with day -to- da
11、y budgeting details are usually the most successful with their money. “You cant say to the spender, Okay, you can only spend $ 50 a month. It s like putting people on a diet where they can last for a while but then they just binge and eat a loaf of bread. The spender will say, Ill cut back. And then
12、 they start cutting out the extra cup of coffee. But it s rarely the coffee that puts them in debt. It s the home they can t afford or the car they shouldn t be driving.“ Allvine recommends sorting your big dreams - starting a business, owning a home, saving for a vacation - into categories, or buck
13、ets. “When you name the bucket, you know what that money is for, and you won t use it for anything else. That s how couples get to their goals - they pay themselves first for the big things.“ Everyone needs the prenuptial (结婚前的 )talk. As todays couples marry later, or remarry, they face big challeng
14、es combining resources. One spouse may bring children from a previous marriage; another might be caring for elderly parents. The new- think says, rich or not, you may need a prenuptial agreement. “It makes sense to think things through early on,“ says Mellody Hobson, president of Ariel Capital Manag
15、ement in Chicago. But Carrie Schwab - Pomerantz, co - author, with her father, Charles Schwab, of It Pays to Talk, has a different take: “Not everyone needs to sign a prenuptial document- but everyone should have the prenuptial conversation.“ The point, says Schwab - Pomerantz, is to get an idea of
16、each others money personality. “If someone has a lot of debt. that can reflect some personality issues that his or her partner needs to know about. How you deal with money is a reflection of who you are as a person.“ Put your goals on paper. “When a couple can agree on their spending,“ says national
17、ly syndicated radio talk - show host Dave Ramsey, “then they have agreed on their fears, and their goals. We don t really fight about money. We are fighting about priorities, fears and power. A plan on paper brings a level of promise and cooperation and unity.“ Ramsey also recommends scheduling regu
18、lar money meetings to talk about expenses. “It s all about being open and on the same page. There are no secret credit cards, no secret debt, no secret student loans. No deception. It s a matter of understanding what the expenses are. How much do we have to spend on birthdays? What about the groceri
19、es and cable bills, the soccer expenses? Life starts to show up in a real way when you talk about it in a meeting and put it on paper.“ Take a hike. How and where you discuss your finances is critical to keeping the peace, says Schwab - Pomerantz. “You want to make sure both parties are in a comfort
20、able, neutral place. It s also important to know ahead of time what youre going to talk about.“ Schwab- Pomerantz and her husband hike every weekend in the mountains near their home in the San Francisco Bay area. “Were away from our kids. Were not sitting there facing each other, which can become co
21、nfrontational. We cant get mad and walk to another room. It s just the two of us, and we get a lot of conversation in there about our goals and our priorities in life.“ Get it together. Financial independence is empowering, but many counselors say that living separate financial lives imperils a marr
22、iage. “Having his and her money is a recipe for disaster,“ advises Greenberg. “That says one person is taking care only of herself or himself.“ The joint account sends a powerful message that your marriage matters. The account should be for joint goals: building a reserve fund, saving for college. A
23、 shared account, however, shouldnt cancel out individual accounts. Managing your money together may not seem like a romantic venture, says Greenberg. “But if there is a good financial foundation, there are a lot fewer issues for strife.“ As for the couple seeking financial - aid advice from Greenber
24、g, they left his office, smiling, after he proposed a novel solution. The path to financial happiness is clear: communicate and plan together. 2 The author of this article wants to give people some advice on how to make a household financial plan properly and keep the passion as well. ( A) Y ( B) N
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