[外语类试卷]大学英语六级模拟试卷132及答案与解析.doc
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1、大学英语六级模拟试卷 132及答案与解析 一、 Part I Writing (30 minutes) 1 假设你是李明,请你给保护长城志愿者工作指导中心写一封申请信,申请成位保护长城项目的志愿者。信中必须包括以下内容: 1. 你从某报纸中得知这个项目招募志愿者的消息,感受到十分的高兴 2. 想当这个项目志愿者的原因 3. 简单介绍个人的性格和爱好,并表示十分希望自己能成为一名志愿者 A Letter of Application for Volunteer of the Great Wall Reservation Project 二、 Part II Reading Comprehensi
2、on (Skimming and Scanning) (15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions attached to the passage. For questions 1-4, mark: Y (for YES) if the statement agrees with the information given in the passage; N (for NO) if the statem
3、ent contradicts the information given in the passage; NG (for NOT GIVEN) if the information is not given in the passage. 2 How ATMs Work? Youre short on cash, so you walk over to the automated teller machine (ATM) ,insert your card into the card reader, respond to the prompts on the screen, and with
4、in a minute you walk away with your money and a receipt. Have you ever wondered about the process that makes your bank funds available to you at an ATM on the other side of the country? ATM Card vs. Check Card As an alternative to writing checks and using a credit card, most major banks have teamed
5、up with major credit-card companies to issue check cards. Check cards are different from straight ATM cards in a couple of ways. First, check cards are also known as debit cards because of how they work-instead of getting credit for your purchase and receiving a monthly bill, like you do with a cred
6、it card, a check/debit card deducts money from your checking or savings account. Also, while you can only use your ATM card at the ATM machine (and some grocery stores), you can use a check card at most retailers that accept credit cards. There are exceptions. Some hotels and rental car services onl
7、y accept credit cards because its easier, cheaper, and less of a risk to them than check cards. Those that do accept check cards often put a certain amount of money in your bank account “on hold“ (unavailable to you)-usually the cost of the room or rental including taxes and other fees, plus a perce
8、ntage of the total or a fee to cover possible damages. When you check out of the hotel or turn in your rental car, the difference between the“ hold“ amount and what youre actually billed .is released back into your account: This is something to consider when using your debit card to reserve a hotel
9、room or rent a car. The Way ATMs Work An ATM is simply a data terminal with two input and four output devices. Like any other data terminal, the ATM has to connect to, and communicate through, a host processor. The host processor is analogous to an Internet service provider (ISP) in that it is the g
10、ateway through which all the various ATM networks become available to the cardholder (the person wanting the cash). Most host processors can support either leased-line or dial-up machines. Leased-line machines connect directly to the host processor through a four-wire, point-to-point, dedicated tele
11、phone line. Dial-up ATMs connect to the host processor through a normal phone line using a modem and a toll-free number, or through an Internet service provider using a local access number dialed by modem. Leased-line ATMs are preferred for very high-volume locations because of their thru-put capabi
12、lity, and dial-up ATMs are preferred for retail merchant locations where cost is a greater factor than thru-put. The initial cost for a dial-up machine is less than half that for a leased-line machine. The monthly operating costs for dial-up are only a fraction of the costs for leased-line. The host
13、 processor may be owned by a bank or financial institution, or it may be owned by an independent service provider. Bank-owned processors normally support only bank-owned machines, whereas the independent processors support merchant-owned machines. Sensing Bills The cash-dispensing mechanism has an e
14、lectric eye that counts each bill as it exits the dispenser. The bill count and all of the information pertaining to a particular transaction is recorded in a journal. The journal information is printed out periodically and a hard copy is maintained by the machine owner for two years. Whenever a car
15、dholder has a dispute about a transaction, he or she can ask for a journal printout showing the transaction, and then contact the host processor. If no one is available to provide the journal printout, the cardholder needs to notify the bank or institution that issued the card and fill out a form th
16、at will be faxed to the host processor. It is the host processors responsibility to resolve the dispute. Besides the electric eye that counts each bill, the cash-dispensing mechanism also has a sensor that evaluates the thickness of each bill. If two bills are stuck together, then instead of being d
17、ispensed to the cardholder they are diverted to a reject bin. The same thing happens with a bill that is excessively worn, torn, or folded. The number of reject bills is also recorded so that the machine owner can be aware of the quality of bills that are being loaded into the machine. A high reject
18、 rate would indicate a problem with the bills or with the dispenser mechanism. Settlement Funds When a cardholder wants to do an ATM transaction, he or she provides the necessary information by means of the card reader and keypad. The ATM forwards this information to the host processor, which routes
19、 the transaction request to the cardholders bank or the institution that issued the card. If the cardholder is requesting cash, the host processor causes an electronic funds transfer to take place from the customers bank account to the host processors account. Once the funds are transferred to the h
20、ost processors bank account, the processor sends an approval code to the ATM authorizing the machine to dispense the cash. The processor then transfers the .cardholders funds into the merchants bank account, usually the next bank business day. In this way, the merchant is reimbursed for all funds di
21、spensed by the ATM. ATM Security ATMs keep your personal identification number (PIN) and other information safe by using encryption(加密 ) software such as Triple DES (Data Encryption Standard). But there are lots of things that you can do to protect your information and your money at an ATM. Many ban
22、ks recommend that you select your own PIN. Visa offers the following PIN tips: Dont write down your PIN. If you must write it down, do not store it in your wallet or purse. Make your PIN a series of letters or numbers that you can easily remember, but that cannot easily be associated with you person
23、ally-such as birth dates, initials, house numbers or your phone number. Visa also recommends the following tips for safe ATM usage: Store your ATM card in your purse or wallet, in an area where it wont get scratched or bent. Get your card out before you approach the ATM. Youll be more vulnerable to
24、attack if youre standing in front of the ATM, fumbling through your wallet for your card. Stand directly in front of the ATM keypad when typing in your PIN. This prevents anyone waiting to use the machine from seeing your personal information. After your transaction, take your receipt, card and mone
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- 外语类 试卷 大学 英语六级 模拟 132 答案 解析 DOC
