银行系统公开招聘考试(中国农业银行)模拟13及答案解析.doc

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1、银行系统公开招聘考试(中国农业银行)模拟 13及答案解析(总分：100.00，做题时间：90 分钟)一、第一部分 综合知识(总题数：23，分数：23.00)1.在下述各种企业制度中，_属于法人企业。（分数：1.00）A.业主制B.合伙制C.合作制D.公司制2.真正高明的伪造家制造的钞票从不会被发现，所以，一旦他的作品被认出是伪造的，则伪造者不是位高明的伪造者，真正的伪造家从不会被抓到。 下列理解方式与这段话类似的是_。（分数：1.00）A.小张是一个玩魔术的专家，他的魔术总能掩人耳目，从未被揭穿，所以他是一个高明的魔术师B.小张是一个玩魔术的人，他的魔术一般不会被揭穿，偶尔有一两次被人看穿，但

2、这不妨碍他是一名优秀的魔术师C.小张是一个玩魔术的人，他的魔术一般不会被人揭穿，偶尔有一两次被人看穿，说明他并不是一个高明的魔术师，因为高明的魔术师不会被人看穿D.小张的魔术很好，从不会被揭穿，所以他是个优秀的魔术师3.在凯恩斯的流动性偏好理论中，投机性货币需求把用于贮存财富的资产划分为_。（分数：1.00）A.货币与债券B.股票与债券C.现金与存款D.储蓄与投资4.在不同货币制度下，汇率的决定基础各不相同。纸币流通条件下汇率决定的基础是_。（分数：1.00）A.法定平价B.铸币平价C.货币含金量D.购买力平价5.货币政策四大目标之间存在矛盾，任何一个国家要想同时实现是很困难的，但其中_是一致

3、的。（分数：1.00）A.充分就业与经济增长B.经济增长与国际收支平衡C.物价稳定与经济增长D.物价稳定与充分就业6.C语言中，int 型数据在内存中的存储形式是_。（分数：1.00）A.ASCII码B.补码C.反码D.原码7.下列记账错误中，不能通过试算平衡检查发现的是_。（分数：1.00）A.某一账户的借方发生额 600元，误写成 6000元B.某一账户的借贷方向写反C.借方的金额误记到贷方D.误记了借方的发生额8.下列会计凭证中属于原始凭证的是_。（分数：1.00）A.收款凭证B.付款凭证C.转账凭证D.收款收据9.中华人民共和国会计法规定，会计记录的文字应当使用中文，因此，在民族自治的

4、地方会计记录_。（分数：1.00）A.只能使用中文B.只能使用一种文字C.可以同时使用当地通用的一种民族文字D.可以使用中文以外的另一种民族文字10.根据会计基础工作规范中有关会计人员回避制度的要求，会计主管人员的直系亲属不得担任本单位的_。（分数：1.00）A.会计机构负责人B.出纳C.内部审计人员D.稽核11.下列对世界银行的论述不正确的是_。（分数：1.00）A.世界银行于 1945年成立，1946 年正式营业，总部位于美国首都华盛顿B.世界银行按股份公司的原则建立，其成员国必须首先是国际货币基金组织成员国C.世界银行最高权力机构是理事会，理事任期为 5年，不可以连任D.世界银行只为贷款

5、国提供项目建设总投资的 20%50%，剩余部分由国内配套资金补足12.下列关于充分就业理解不正确的是_。（分数：1.00）A.在某一工资水平之下，所有愿意接受工作的人，都获得了就业机会，就是充分就业B.实现充分就业是政府职能结构中的重要组成部分C.实现充分就业是国家政府宏观调控的首选目标D.充分就业就是零失业13.免税商品是指免征关税、进口环节税的进口商品和实行退(免)税(增值税、消费税)进入免税店销售的国产商品。下列有关免税商品的表述，正确的是_。（分数：1.00）A.免税商品因免税而价格大幅度下降B.免税商品成本相对较低C.绝大多数免税商品没有替代品D.免税商品都是生活必需品14.行业龙头

6、企业之一的 A公司对外宣布，将斥资 800万美元收购美国 B公司的所有股权。这一收购案的积极意义在于_。（分数：1.00）A.形成寡头垄断格局B.开拓国际市场C.通过逃税获得高利润D.加速资本周转15.根据某时刻的数据，1 美元可以兑换 6.2329元人民币。若在此后某时刻，1 美元可以兑换 6.00元人民币，则_。（分数：1.00）A.相对于美元而言，人民币进一步贬值B.会使我国公民的国内购买力进一步增强C.会导致我国的金融风险进一步加剧D.从理论上将会限制我国企业出口业务的发展16.某火锅店由于重复使用火锅底料被吊销了营业执照，其负责人王某在_年内将不能再从事食品生产经营管理工作。（分数：

7、1.00）A.2B.3C.4D.517.基层人民法院和它派出的法庭，审理事实清楚、权利义务关系明确、争议不大的简单的民事案件，标的额为各省、自治区、直辖市上年度就业人员年平均工资 30%以下的，实行_。（分数：1.00）A.一审判决B.一审终审C.二审终审D.三审终审18.周某和李某二人共同伤害(重伤)被害人张某。二人系共同犯罪，且犯罪情节相同，但二人的判决结果却不同：周某被判处有期徒刑 5年，李某被判处有期徒刑 9年。法院的这一做法，违背了社会主义法治理念_的要求。（分数：1.00）A.服务大局B.依法治国C.执法为民D.公平正义19.2013年 1月 1日，新修订的民事诉讼法正式施行。根据

8、修订后的民事诉讼法，下列选项中适用民事诉讼特别程序的是_。 甲县人民法院审理所有权确权案件 乙县人民法院审理宣告失踪案件 丙县人民法院审理确认调解协议案件 丁县人民法院审理实现担保物权案件（分数：1.00）A.B.C.D.20.推动教育事业科学发展，提高教育现代化水平是“十二五”规划的重要内容。下列选项中，不属于推动教育事业科学发展的要求的是_。（分数：1.00）A.工学结合B.育人为本C.促进公平D.改革创新21.下列关于我国对外贸易进出口的表述，错误的是_。 对外贸易顺差是我国外贸进出口的长期特征 受国际形势影响，当前我国对外出口额的增长已处于停滞状态 2012 年，我国最大的外贸伙伴是美

9、国（分数：1.00）A.B.C.D.22.从社会总产值中扣除物质消耗后的剩余部分就是国民收入，国民收入经过初次分配和再分配，按其最终用途形成_。（分数：1.00）A.公共消费基金和个人消费基金B.生产性基金和消费性基金C.积累基金和消费基金D.社会保证基金和社会后备基金23.税收是国家为实现其职能，凭借政治权力，依法无偿取得财政收入的基本形式。下列关于税收的说法不正确的是_。（分数：1.00）A.税收是组织财政收入的基本形式B.税收是国家实现经济监督的重要手段C.税收具有强制性、无偿性、广泛性三个基本特征D.税收是调节经济的重要杠杆二、第二部分 职业能力测试(总题数：15，分数：30.00)2

10、4.婚姻的维系离不开夫妻双方彼此信任，信任是保持稳定亲密关系的基础。但仅仅信任是不够的，还需要有共同的兴趣爱好，两个人能一起打发时间，体会生活的乐趣。因此，信任和共同兴趣爱好是婚姻稳定的必要因素。 根据上述文字，可以得出_。（分数：2.00）A.彼此信任并且有共同兴趣爱好的夫妻一定能长久B.仅仅有共同兴趣爱好的婚姻关系肯定是不稳定的C.幸福长久的婚姻关系意味着双方大多拥有共同兴趣爱好D.建立在信任和共同兴趣爱好基础上的关系是最理想的婚姻关系25.2014年某种中药材的价格是 17.3元/千克，2015 年药农老黄的该种药材预计产量比上年增加 25%，总收入预计能比上年增加 50%，老黄决定将药

11、材存放到 2016年再销售，如 2016年该种中药材的价格涨幅与2015年相同，那么预计老黄销售这批药材的收入能比 2014年销售该种药材的收入增加_。（分数：2.00）A.60%B.80%C.100%D.120%26.某种福利彩票有两处刮奖区，刮开刮奖区会显示数字 1、2、3、4、5、6、7、8、9、0 中的一个，当两处刮奖区所显示数字之和等于 8时才为中奖，则这种福利彩票的中奖概率为_。 A B C D （分数：2.00）A.B.C.D.27.下图为某大厦走火通道逃离路线。某大厦集中所有人员开展火灾逃生演习。从人口 A点出发，要沿着某几条线段才到出口 F点。逃离中，同一个点或同一条线段只能

12、经过 1次。假设所有逃离路线都是安全的、畅通的，则不同的逃离路线最多有_种。 （分数：2.00）A.8B.9C.10D.1128.某剧场 A、B 两间影视厅分别坐有观众 43人和 37人。如果将 B厅的人往 A厅调动，当 A厅满座后，B厅内剩下的人数占 B厅容量的 。如果将 A厅的人往 B厅调动，当 B厅满座后，A 厅内剩下的人数占A厅容量的 （分数：2.00）A.56B.54C.64D.6029.一家三口人的属相和生日都相同，父母的岁数之和是儿子的 6倍，而儿子尚未满 15岁。则妈妈可能_岁。（分数：2.00）A.30B.36C.40D.4230.在直径 10米的圆形小广场上放置了 7根旗杆

13、，将距离最近的两根旗杆用绳子连起来。则绳子的长度最长可能为_米。 A B C5 D （分数：2.00）A.B.C.D.31.有 A和 B两个公司想承包某项工程。A 公司需要 300天才能完工，费用为 1.5万元/天。B 公司需要200天就能完工，费用为 3万元/天。综合考虑时间和费用等问题，在 A公司开工 50天后，B 公司才加入工程。按以上方案，该项工程的费用为_万元。（分数：2.00）A.475B.500C.615D.52532.某果农要用绳子捆扎甘蔗，有三种规格的绳子可供使用：长绳子 1米，每根能捆 7根甘蔗；中等长度绳子 0.6米，每根能捆 5根甘蔗；短绳子 0.3米，每根能捆 3根甘

14、蔗。果农最后捆扎好了 23根甘蔗。则果农总共最少使用_米的绳子。（分数：2.00）A.2.1B.2.4C.2.7D.2.933.有 135人参加某单位的招聘，31 人有英语证书和普通话证书，37 人有英语证书和计算机证书，16 人有普通话证书和计算机证书，其中一部分人有三种证书，而一部分人则只有一种证书。该单位要求必须至少有两种上述证书的应聘者才有资格参加面试。问至少有多少人不能参加面试?_（分数：2.00）A.51B.50C.53D.5234.在长 518米的道路两侧植树，假设该路段仅两端有路口，要求在道路路口 15米范围内最多植 1棵树，并且相邻两棵树间的距离为 4米，问最多植_棵树。（分

15、数：2.00）A.137B.139C.278D.28035.0，5，8，17，24，_。（分数：2.00）A.37B.45C.51D.6236.1，6，12，16，24，24，_。（分数：2.00）A.24B.32C.40D.4837.36，81，131，_。（分数：2.00）A.144B.169C.171D.18638. A B4 C （分数：2.00）A.B.C.D.三、第三部分 英语(总题数：0，分数：0.00)四、Part 1(总题数：15，分数：30.00)39.The Indian Ocean tsunami at the end of 2004 is believed _ mor

16、e than 160,000 people and made millions homeless, _ it perhaps the most destroying tsunami in history.（分数：2.00）A.to kill; makingB.to have killed; makingC.having killed, to makeD.killing; made40.Is it true _ the rain stops, it will be as hot as in the summer here?（分数：2.00）A.whenB.that whenC.wheneverD

17、.that41.Mike, as far as I know, _ like to play music.（分数：2.00）A.seemsB.appearsC.feelsD.does42.The time he has devoted in the past years _ the disable is now considered _ of great value.（分数：2.00）A.to help; beingB.to helping; to beC.to help; to beD.helping; being43._ different life today is _ what it

18、was 30 years ago.（分数：2.00）A.How; fromB.What a; fromC.What; fromD.How; with44.I don“t have a job. I would find one but I _ no time.（分数：2.00）A.hadB.didn“t haveC.had hadD.have45.The traveler didn“t know _ which direction to go.（分数：2.00）A.inB.atC.toD./46.The pen I _ I _ is on my desk, right under my nos

19、e.（分数：2.00）A.think; lostB.thought; had lostC.think; had lostD.thought; have lost47.The customer didn“t choose _ of the coats and went away without looking at a third one.（分数：2.00）A.bothB.allC.anyD.either48.Mr Smith, _ of the _ speech, started to read a novel.（分数：2.00）A.tired; boringB.tiring; boredC.

20、tired; boredD.tiring; boring49.Is anything _? I can“t decide which dress I should wear at my friend“s wedding party. I don“t think it _.（分数：2.00）A.the matter; the matterB.matter; mattersC.the matter; mattersD.matter; the matter50.Playing football and watching TV _ both interesting.（分数：2.00）A.wereB.w

21、asC.areD.is51.It must be he that has stolen Mr. Smith“s purse, _?（分数：2.00）A.hasn“t heB.isn“t heC.mustn“t itD.isn“t it52.In which play is v your brother appear?（分数：2.00）A.that whereB.this whenC.it thatD.it where53.They stayed with me three weeks, _ they drank all the wine I had.（分数：2.00）A.whichB.whic

22、h timeC.during which timeD.during which五、Part 2(总题数：3，分数：17.00)Rae Armantrout, who has been a poetry professor at the University of California San Diego(UCSD) for two decades, has won the 2010 Pulitzer Prize in the poetry category for her most recent book, “Versed“. “I“m delighted and amazed at how

23、much media recognition that the Pulitzer brings, as compared to even the National Book Critics Award, which I was also surprised and delighted to win,“ said Armantrout. “For a long time, my writing has been just below the media radar, and to have this kind of attention, suddenly, with my 10th book,

24、is really surprising.“ Armantrout, a native Californian, received her bachelor“s degree at UC Berkeley, where she studied with noted poet Denise Levertov, and her master“s in creative writing from San Francisco State University. She is a founding member of Language Poets, a group in American poetry

25、that analyzes the way language is used and raises questions to make the reader think. In March, she won the National Book Critics Circle Award for “Versed“. “This book has gotten more attention,“ Armantrout said, “but I don“t feel as if it“s better.“ The first half of “Versed“ focuses on the dark fo

26、rces taking hold of the United States as it fought the war against Iraq. The second half looks at the dark forces casting a shadow over her own life after Armantrout was diagnosed with cancer in 2006. Armantrout was shocked to learn she had won the Pulitzer but many of her colleagues were not. “Rae

27、Armantrout is a unique voice in American poetry,“ said Seth Lerer, head of Arts and Humanities at UCSD. “Versed“, published by the Wesleyan University Press, did appear in a larger printing than her earlier works, which is about 2700 copies. The new edition is scheduled to appear in May.（分数：5.00）(1)

28、.According to Rae Armantrout, _.（分数：1.00）A.her 10th book is much betterB.her winning the Pulitzer is unexpectedC.the media is surprised at her worksD.she likes being recognized by her readers(2).Which of the following is true of Rae Armantrout?（分数：1.00）A.She published a poetry textbook.B.She used to

29、 teach Denise Levertov.C.She started a poets“ group with others.D.She taught creative writing at UC Berkeley.(3).What can be learned about “Versed“?（分数：1.00）A.It consists o three parts.B.It is mainly about the American army.C.It is a book published two decades ago.D.It partly concerns the poet“s own

30、 life.(4).Rae Armantrout“s colleagues think that she _.（分数：1.00）A.should write moreB.has a sweet voiceC.deserves the prizeD.is a strange professor(5).What can be learned from the text?（分数：1.00）A.About 2700 copies of “Versed“ will be printed.B.Cancer made Armantrout stop writing.C.Armantrout got her

31、degrees at UCSD.D.“Versed“ has been awarded twice.“In only six days I lost seven pounds of weight.“ “Two full inches in the first three days!“ These are the kinds of statements used in magazine, newspaper, radio and television ads, promising new shapes and new looks to those who buy the medicine or

32、the device. The promoters of products say they can shape the legs, slim the face, smooth wrinkles, or in some other ways to add to beauty or desirability. Often such products are nothing more than money-making things for their promoters. The results they produce are questionable, and some are danger

33、ous to health. To understand how these products can be legally promoted to the public, it is necessary to understand something of the laws covering their regulation. If the product is a drug, FDA (Food and Drug Administration)can require proof (证明) under the Food, Drug, and Cosmetic Act that is safe

34、 and effective before it is put on the market. But if the product is a device, FDA has no authority to require premarketing proof of safety or effectiveness. If a product already on the market is a danger to health, FDA can request the producer or distributor to remove it from the market voluntarily

35、, or it can take legal action, including seizure(查封) of the product. One notable case a few years ago involved an electrical device called the Relaxacisor, which had been sold for reducing the waistline. The Relaxacisor produced electrical shocks to the body through contact pads. FDA took legal acti

36、on against the distributor to stop the sale of the device on the grounds that it was dangerous to health and life. Obviously, most of the devices on the market have never been the subject of court proceedings(法律诉讼) ,and new devices appear continually. Before buying, it is up to the consumer to judge

37、 the safety or effectiveness of such items.（分数：5.00）(1).It can be inferred that ads. mentioned in the text are _.（分数：1.00）A.objectiveB.costlyC.unreliableD.illegal(2).Which of the following is true according to the text?（分数：1.00）A.The court is in charge of removing dangerous product.B.New products ar

38、e more likely to be questionable.C.The production of a device must be approved by FDA.D.The promoters usually just care about profits.(3).FDA can ask for the proof of safety and effectiveness of a product _.（分数：1.00）A.if it is a drugB.if it is a deviceC.if its consumers make complaintsD.if its distr

39、ibutors challenge FDA“s authority(4).The Relaxacisor is mentioned as _.（分数：1.00）A.a product which was designed to produce electricityB.a product whose distributor was involved in a legal caseC.a successful advertisement of a beauty productD.an example of a quality beauty product(5).The author intend

40、s to _.（分数：1.00）A.make consumers aware of the promoters“ false promisesB.show the weakness of the law on product safetyC.give advice on how to keep young and beautifulD.introduce the organization of FDAScience is a dominant theme in our culture. Since it touches almost every facet of our life, educa

41、ted people need at least some acquaintance with its structure and operation. They should also have an understanding of the subculture in which scientists live and the kinds of people they are. An understanding of general characteristics of science as well as specific scientific concepts is easier to

42、 attain if one knows something about the things that excite and frustrate the scientist. This book is written for the intelligent student or lay person whose acquaintance with science is superficial; for the person who has been presented with science as a musty storehouse of dried facts; for the per

43、son who sees the chief objective of science as the production of gadgets; and for the person who views the scientist as some sort of magician. The book can be used to supplement a course in any science, to accompany any course that attempts to give an understanding of the modern world, or independen

44、t of any course simply to provide a better understanding of science. We hope this book will lead readers to a broader perspective on scientific attitudes and a more realistic view of what science is, who scientists are, and what they do. It will give them an awareness and understanding of the relati

45、onship between science and our culture and an appreciation of the roles science may play in our culture. In addition, readers may learn to appreciate the relationship between scientific views and some of the values and philosophies that are pervasive in our culture. We have tried to present in this

46、book an accurate and up-to-date picture of the scientific community and the people who populate it. That population has in recent years come to comprise more and more women. This increasing role of women in the scientific subculture is not an unique incident but, rather, part of the trend evident in

47、 all segments of society as more women enter traditionally male-dominated fields and make significant contributions. In discussing these changes and contributions, however, we are faced with a language that is implicitly sexist, one that uses male nouns or pronouns in referring to unspecified indivi

48、duals. To offset this built-in bias, we have adopted the policy of using plural nouns and pronouns whenever possible and, when absolutely necessary, alternating he and she. This policy is far from being ideal, but it is at least an acknowledgment of the inadequacy of our language in treating half of the human race equally. We have also tried to make the book entertaining as well as informative. Our approach is usually informal. We feel, as do many other scientists, that we shouldn“t take ourselves too seriously. As the reader may obs