1、中国的金融业练习试卷 1及答案与解析 一、英释汉 1 A comprehensive risk monitoring and warning system, which focuses on the safety, liquidity and profitability of financial institutions has been established. 2 The first phase of restructuring aims at making them profit-driven entities with sound internal controls, internat
2、ionally compatible prudential accounting rules, well-designed incentive structures and appropriate disclosure standards. 3 To encourage competition from foreign financial institutions, China has expanded the list of areas open to foreign banking establishments to include all large cities throughout
3、the country. 4 Banks have been called upon to strengthen internal control and particularly separate loan approval from loan release. 5 Then, viable wholly state-owned commercial banks will be allowed to reorganize into share-holding banks with the state holding the controlling share and, when condit
4、ions permit, to be listed on the stock market. 中国的金融业练习试卷 1答案与解析 一、英释汉 1 【正确答案】 一个重点在于监测金融机构的安全性、流动性和盈利性的综合性风险监测和预警系统已经建立起来了。 【知识模块】 中国的金融业 2 【正确答案】 第一阶段的重组旨在使它们成为营利性的实体,拥有健全的内部监控、与国际接轨的谨慎会计规则、精心设计的激励机制和适当的信息披露标准。 【知识模块】 中国的金融业 3 【正确答案】 为了鼓励来自国外银行的竞争,中国已经把允许外资开办银行的城市名单扩大到全国各个大城市。 【知识模块】 中国的金融业 4 【正确答案】 银行已经被要求 加强内部监控,尤其是把贷款审批与贷款发放的权力分开实施。 【知识模块】 中国的金融业 5 【正确答案】 然后,可行的国有独资商业银行将被允许重组为国家控股的股份制银行,并在条件许可的情况下挂牌上市。 【知识模块】 中国的金融业