欢迎来到麦多课文档分享! | 帮助中心 海量文档,免费浏览,给你所需,享你所想!
麦多课文档分享
全部分类
  • 标准规范>
  • 教学课件>
  • 考试资料>
  • 办公文档>
  • 学术论文>
  • 行业资料>
  • 易语言源码>
  • ImageVerifierCode 换一换
    首页 麦多课文档分享 > 资源分类 > PPT文档下载
    分享到微信 分享到微博 分享到QQ空间

    Banking the Un-banked but Bankable in Asia Pacific.ppt

    • 资源ID:378822       资源大小:165.50KB        全文页数:7页
    • 资源格式: PPT        下载积分:2000积分
    快捷下载 游客一键下载
    账号登录下载
    微信登录下载
    二维码
    微信扫一扫登录
    下载资源需要2000积分(如需开发票,请勿充值!)
    邮箱/手机:
    温馨提示:
    如需开发票,请勿充值!快捷下载时,用户名和密码都是您填写的邮箱或者手机号,方便查询和重复下载(系统自动生成)。
    如需开发票,请勿充值!如填写123,账号就是123,密码也是123。
    支付方式: 支付宝扫码支付    微信扫码支付   
    验证码:   换一换

    加入VIP,交流精品资源
     
    账号:
    密码:
    验证码:   换一换
      忘记密码?
        
    友情提示
    2、PDF文件下载后,可能会被浏览器默认打开,此种情况可以点击浏览器菜单,保存网页到桌面,就可以正常下载了。
    3、本站不支持迅雷下载,请使用电脑自带的IE浏览器,或者360浏览器、谷歌浏览器下载即可。
    4、本站资源下载后的文档和图纸-无水印,预览文档经过压缩,下载后原文更清晰。
    5、试题试卷类文档,如果标题没有明确说明有答案则都视为没有答案,请知晓。

    Banking the Un-banked but Bankable in Asia Pacific.ppt

    1、Banking the Un-banked but Bankable in Asia Pacific,Carolyn BlacklockRegional Executive Banking the Un-banked,What we believe at ANZ,The un-banked are those people with no bank account. The under-banked have only one or two financial products. Bankable people are everywhere (urban and rural), who hav

    2、e a desire or need for financial services. No one is excluded. We believe in financial inclusion. The commercialising of microfinance urges large-scale banks to provide mainstream and new financial products to people at the Bottom of the Economic Pyramid. Financial empowerment is an economic state o

    3、f individuals, communities and countries in which they are able to make decisions to better their economic circumstance with their own money. Financial literacy enables people, banked or un-banked to make sound, informed decisions about their money and to understand the implications of different cho

    4、ices. It helps people plan for a better future. Regular savings, regardless of how small the amount, for individuals and groups leads to the mobilisation of savings which in turn enables people to build capital and borrow via MicroLoans to create new economic opportunities and sustainable livelihood

    5、s.,What we believe at ANZ,The un-banked and under-banked need ANZ to innovate and deliver traditional & new products via sustainable and appropriate distribution channels. They dont need us to judge them based on their economic circumstance The un-banked but bankable are a viable, vital market that

    6、do not need charity or corporate social responsibility - this market represents a new opportunity for ANZ. We are still learning, still taking baby-steps. We strive to know more about this new market not just from MFIs, donor agencies and NGOs but from clever retailers some of whom have been serving

    7、 this market of the un-banked but bankable for a long time. We are very proud of our early success but we have a long way to go By providing sustainable, appropriate, value for money financial service products and by partnering to deliver financial education, we can make a positive and lasting diffe

    8、rence to the micro and macro economic circumstance of individuals, communities and countries in the Asia Pacific region.,Business Model: Why Bank the Un-banked?,“Comparative analysis of average annual growth rates in poverty, private credit and GDP over 20 years show that countries with higher level

    9、s of private credit reduced poverty more quickly” (World Bank, 2005) 1. Grow the Pie” strategy. Vibrant countries = A vibrant ANZ 2. Effective distribution channels, partnerships, co-location models and technology advances make banking outreach cost effective and sustainable but still a significant

    10、challenge 3. Banking the un-banked presents a very large potential customer base 6million in the Pacific 4. ANZ has been in the Pacific since 1880 and to be here another 125 years we need to 1. Help countries grow their economies and 2. Help customers grow their wealth 5. Making credit available to

    11、micro-entrepreneurs increases the level of economic activity, generating more jobs and higher amounts of money among the poor 6. We sense it is sustainable and possibly profitable business.,Business Model: How do we bank the un-banked?,1. Listen first build solutions second 2. Effective partnerships

    12、 e.g. UNDP, Solomon Post, PNG Post, mining companies, palm oil plantations, Fiji Police, Schools, Womens Assoc. 3. Technology e.g Remote Banking, Tele-centres, EFTPOS, ATMs 4. Mobile Banking e.g. Fiji Rural Banking, Solomon Islands Bank blo evriwan, Samoa Rural Banking, Tonga Mobile Banking, Vanuatu

    13、 Mobile Banking, American Samoa Cannery Banking 5. Unique products e.g. Rural Passbook Savings Account, MicroLoan 6. With humility & respect 7. Always with financial literacy 8. Using all of ANZs global expertise to deliver local solutions,Where have we got to in 12 months with this Business Model?,

    14、40,000 new customers in Fiji (all previously un-banked) FJD$2.3million in savings FJD$57.50 average savings per customer Projects in most other Pacific countries Remote Banking Banking in a Box developed ready to deploy Product development first MicroLoan in ANZ 4 studies underway from universities that will help us further 11 partnerships We are just beginning and have ambitious plans to Bank the Un-banked,Thankyoufrom,Carolyn Blacklock +679 9908 256,


    注意事项

    本文(Banking the Un-banked but Bankable in Asia Pacific.ppt)为本站会员(priceawful190)主动上传,麦多课文档分享仅提供信息存储空间,仅对用户上传内容的表现方式做保护处理,对上载内容本身不做任何修改或编辑。 若此文所含内容侵犯了您的版权或隐私,请立即通知麦多课文档分享(点击联系客服),我们立即给予删除!




    关于我们 - 网站声明 - 网站地图 - 资源地图 - 友情链接 - 网站客服 - 联系我们

    copyright@ 2008-2019 麦多课文库(www.mydoc123.com)网站版权所有
    备案/许可证编号:苏ICP备17064731号-1 

    收起
    展开