1、剑桥商务英语高级-160 及答案解析(总分：99.94，做题时间：90 分钟)一、Exercise 1lilist-st(总题数：12，分数：18.00)1.Actuaries are specialists who assess damage.（分数：1.50）A.正确B.错误2.Indemnification means that you will be put back to the situation you were in at the time of a loss.（分数：1.50）A.正确B.错误3.A proposal form gives details which incl
2、ude the value, and length of time property will be insured for.（分数：1.50）A.正确B.错误4.Brokers do not work for any particular insurance company.（分数：1.50）A.正确B.错误5.Assurance is concerned with risks that will never happen.（分数：1.50）A.正确B.错误6.Insurance companies will take any risk in investments on the Stock
3、 Market.（分数：1.50）A.正确B.错误7.Consequential loss means losing money as a result of an accident.（分数：1.50）A.正确B.错误8.Underwriters often re-insure with other companies.（分数：1.50）A.正确B.错误9.Fidelity bonds are a form of insurance against accidents.（分数：1.50）A.正确B.错误10.Uberrima fidesLatin for utmost good faithme
4、ans that the insurance company has faith that you will not have an accident.（分数：1.50）A.正确B.错误11.A whole life policy gives the holder a sum of money at the end of a number of years.（分数：1.50）A.正确B.错误12.Group scheme policies are designed for large families.（分数：1.50）A.正确B.错误二、Exercise 2What is th(总题数：8，
5、分数：12.00)13.He was used to writing out insurance policies. He used to write out insurance policies.（分数：1.50）_14.I particularly dont want life assurance. I dont particularly want life assurance.（分数：1.50）_15.I regret to say your claim will not be paid. I regret saying your claim will not be paid.（分数：1
6、.50）_16.If you take out that sort of policy you will have few problems. If you take out that sort of policy you will have a few problems.（分数：1.50）_17.Only benefit payment will be paid if the person dies. Benefit payment will only be paid if the person dies.（分数：1.50）_18.Our policy is to insure all co
7、nsignments. The policy insures all consignments.（分数：1.50）_19.We tried to ensure there would be no accidents. We tried to insure against accidents.（分数：1.50）_20.If you took out an all risk policy, you would be covered. If you had taken out an all risk policy, you would have been covered.（分数：1.50）_三、Ex
8、ercise 3Put the fo(总题数：8，分数：12.00)21.The headmaster suggested (get) 1 Personal Accident Insurance for the students who were planning 2 on a school skiing holiday.（分数：1.50）填空项 1:_22.Its well worth (get) 1 comprehensively insured so that you dont risk (lose) 2 a great deal of money.（分数：1.50）填空项 1:_23.
9、The company were not able (afford) 1 the high premiums, so they decided (ask) 2 another company for a quote.（分数：1.50）填空项 1:_24.Our insurers seemed (want) 1 (avoid) 2 (pay) 3 the claim until the last possible moment.（分数：1.50）填空项 1:_25.The insurance company offered (pay) 1 $9,6000 of the claim for the
10、 damage caused by the fire and advised the company (have) 2 the building rewired.（分数：1.50）填空项 1:_26.PingAn Insurance refused (meet) 1 the claim for the damage caused by the burst pipe, and said the claimant had failed (read) 2 the policy properly.（分数：1.50）填空项 1:_27.We would like (arrange) 1 an all r
11、isk open cover policy for our chinaware shipments which we intend (export) 2 over the next three months.（分数：1.50）填空项 1:_28.I enclose the claim which you ask us (send) 1, and I look for-ward to (hear) 2 from you.（分数：1.50）填空项 1:_四、Exercise 4(总题数：1，分数：9.00)a. The underwriters knew that they had paid Mr
12、. Goodman.b. There was an accident, so they decided to unload the containers.c. Im sorry I accused you of forgetting to renew the policy.d. There was an accident, so they didnt unload any more containers.e. Im afraid to say that you were responsible for forgetting to renew the policy.f. Mr. Goodman
13、did not have to remind the underwriters to pay.（分数：9.00）(1).I regret to say that you did not renew the policy in time.（分数：1.50）填空项 1:_(2).I regret saying that you did not renew the policy in time.（分数：1.50）填空项 1:_(3).The underwriters remembered paying Mr. Goodman for the damaged consignments.（分数：1.50
14、）填空项 1:_(4).The underwriters remembered to pay Mr. Goodman for the damaged consignments.（分数：1.50）填空项 1:_(5).The vessel stopped unloading the containers after the accident.（分数：1.50）填空项 1:_(6).The vessel stopped to unload the containers after the accident.（分数：1.50）填空项 1:_五、Exercise 5Complete t(总题数：9，分
15、数：18.00)29.An i 1 company indemnifies clients against loss.（分数：2.00）填空项 1:_30.Underwriters at LIoyds work in groups called s 1.（分数：2.00）填空项 1:_31.An insurance p 1 is a contract taken out to protect someone against risks.（分数：2.00）填空项 1:_32.A client is i 1 against loss of damage when he has an insuran
16、ce policy.（分数：2.00）填空项 1:_33.A p 1 is the amount of money paid to an insurance company for cover.（分数：2.00）填空项 1:_34.L 1 list is a daily newspaper about shipping movements and cargo markets.（分数：2.00）填空项 1:_35.A p 1 form is completed by a firm or person who wants cover.（分数：2.00）填空项 1:_36.A c 1 form is
17、 sent to an insurance company after a client has suffered a loss.（分数：2.00）填空项 1:_37.Under f 1 bonds, companies can insure themselves against dishonest employees.（分数：2.00）填空项 1:_六、Exercise 6(总题数：1，分数：31.00)May 15, 2007Dear Sir,We are a U U 1 /U /U(grand, large, wide) export company U U 2 /U /U(dealin
18、g, coping, managing) with merchandise U U 3 /U /U(who, which, what) we ship U U 4 /U /U(in, to, towards) Europe and North America. We U U 5 /U /U(want, would like, request) to know if you can U U 6 /U /U(suggest, supply, give) us with a quotation for a comprehensive policy, U U 7 /U /U(assuring, pro
19、tecting, covering) our warehouse at Dock Road, Southampton.The policy would U U 8 /U /U(consist, contain, include) fire, flood, theft, burglary, and the usual contingencies affecting this U U 9 /U /U(form, kind, variety) of enterprise. At any one time, there may be about $360000 in stock on the U U
20、10 /U /U(premises, grounds, floors).If you can offer us U U 11 /U /U(competing, competition, competitive) rates, we will U U 12 /U /U(think, imagine, consider) further policies with you on our other interests.We look forward to hearing from you U U 13 /U /U(soon, presently, immediately).Yours faithf
21、ully,Peter HooverCompany Secretary（分数：30.94）填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_剑桥商务英语高级-160 答案解析(总分：99.94，做题时间：90 分钟)一、Exercise 1lilist-st(总题数：12，分数：18.00)1.Actuaries are specialists who assess damage.（分数：1.50）A.正确B.错误 解析：2.Indemnification mean
22、s that you will be put back to the situation you were in at the time of a loss.（分数：1.50）A.正确 B.错误解析：3.A proposal form gives details which include the value, and length of time property will be insured for.（分数：1.50）A.正确 B.错误解析：4.Brokers do not work for any particular insurance company.（分数：1.50）A.正确 B
23、.错误解析：5.Assurance is concerned with risks that will never happen.（分数：1.50）A.正确B.错误 解析：6.Insurance companies will take any risk in investments on the Stock Market.（分数：1.50）A.正确B.错误 解析：7.Consequential loss means losing money as a result of an accident.（分数：1.50）A.正确 B.错误解析：8.Underwriters often re-insur
24、e with other companies.（分数：1.50）A.正确 B.错误解析：9.Fidelity bonds are a form of insurance against accidents.（分数：1.50）A.正确B.错误 解析：10.Uberrima fidesLatin for utmost good faithmeans that the insurance company has faith that you will not have an accident.（分数：1.50）A.正确B.错误 解析：11.A whole life policy gives the
25、holder a sum of money at the end of a number of years.（分数：1.50）A.正确B.错误 解析：12.Group scheme policies are designed for large families.（分数：1.50）A.正确B.错误 解析：二、Exercise 2What is th(总题数：8，分数：12.00)13.He was used to writing out insurance policies. He used to write out insurance policies.（分数：1.50）_正确答案：(Mea
26、ns accustomed to and second sentence is a past habit.)解析：14.I particularly dont want life assurance. I dont particularly want life assurance.（分数：1.50）_正确答案：(I really dont want life assurance. It is not only life assurance that I am interested in.)解析：15.I regret to say your claim will not be paid. I
27、regret saying your claim will not be paid.（分数：1.50）_正确答案：(An apology. I wish I had not said it.)解析：16.If you take out that sort of policy you will have few problems. If you take out that sort of policy you will have a few problems.（分数：1.50）_正确答案：(Almost no problems. Some problems.)解析：17.Only benefit
28、 payment will be paid if the person dies. Benefit payment will only be paid if the person dies.（分数：1.50）_正确答案：(No other type of payment. Payment made on condition the person dies)解析：18.Our policy is to insure all consignments. The policy insures all consignments.（分数：1.50）_正确答案：(That is the way our f
29、irm works. This particular contract.)解析：19.We tried to ensure there would be no accidents. We tried to insure against accidents.（分数：1.50）_正确答案：(Tried to make sure. Take out an insurance policy.)解析：20.If you took out an all risk policy, you would be covered. If you had taken out an all risk policy, y
30、ou would have been covered.（分数：1.50）_正确答案：(Second conditional of probability. Third conditional of impossibility as action had already happened.)解析：三、Exercise 3Put the fo(总题数：8，分数：12.00)21.The headmaster suggested (get) 1 Personal Accident Insurance for the students who were planning 2 on a school s
31、kiing holiday.（分数：1.50）填空项 1:_ （正确答案：getting, to go）解析：22.Its well worth (get) 1 comprehensively insured so that you dont risk (lose) 2 a great deal of money.（分数：1.50）填空项 1:_ （正确答案：to pay, to have）解析：23.The company were not able (afford) 1 the high premiums, so they decided (ask) 2 another company f
32、or a quote.（分数：1.50）填空项 1:_ （正确答案：getting, losing）解析：24.Our insurers seemed (want) 1 (avoid) 2 (pay) 3 the claim until the last possible moment.（分数：1.50）填空项 1:_ （正确答案：to meet, to read）解析：25.The insurance company offered (pay) 1 $9,6000 of the claim for the damage caused by the fire and advised the c
33、ompany (have) 2 the building rewired.（分数：1.50）填空项 1:_ （正确答案：to afford, to ask）解析：26.PingAn Insurance refused (meet) 1 the claim for the damage caused by the burst pipe, and said the claimant had failed (read) 2 the policy properly.（分数：1.50）填空项 1:_ （正确答案：to arrange, to export (exporting)）解析：27.We wou
34、ld like (arrange) 1 an all risk open cover policy for our chinaware shipments which we intend (export) 2 over the next three months.（分数：1.50）填空项 1:_ （正确答案：to want, to avoid, paying）解析：28.I enclose the claim which you ask us (send) 1, and I look for-ward to (hear) 2 from you.（分数：1.50）填空项 1:_ （正确答案：to
35、 send, hearing）解析：四、Exercise 4(总题数：1，分数：9.00)a. The underwriters knew that they had paid Mr. Goodman.b. There was an accident, so they decided to unload the containers.c. Im sorry I accused you of forgetting to renew the policy.d. There was an accident, so they didnt unload any more containers.e. Im
36、 afraid to say that you were responsible for forgetting to renew the policy.f. Mr. Goodman did not have to remind the underwriters to pay.（分数：9.00）(1).I regret to say that you did not renew the policy in time.（分数：1.50）填空项 1:_ （正确答案：e）解析：(2).I regret saying that you did not renew the policy in time.（
37、分数：1.50）填空项 1:_ （正确答案：c）解析：(3).The underwriters remembered paying Mr. Goodman for the damaged consignments.（分数：1.50）填空项 1:_ （正确答案：a）解析：(4).The underwriters remembered to pay Mr. Goodman for the damaged consignments.（分数：1.50）填空项 1:_ （正确答案：f）解析：(5).The vessel stopped unloading the containers after the
38、 accident.（分数：1.50）填空项 1:_ （正确答案：d）解析：(6).The vessel stopped to unload the containers after the accident.（分数：1.50）填空项 1:_ （正确答案：b）解析：五、Exercise 5Complete t(总题数：9，分数：18.00)29.An i 1 company indemnifies clients against loss.（分数：2.00）填空项 1:_ （正确答案：insurance）解析：30.Underwriters at LIoyds work in groups c
39、alled s 1.（分数：2.00）填空项 1:_ （正确答案：syndicates）解析：31.An insurance p 1 is a contract taken out to protect someone against risks.（分数：2.00）填空项 1:_ （正确答案：policy）解析：32.A client is i 1 against loss of damage when he has an insurance policy.（分数：2.00）填空项 1:_ （正确答案：insured）解析：33.A p 1 is the amount of money pai
40、d to an insurance company for cover.（分数：2.00）填空项 1:_ （正确答案：premium）解析：34.L 1 list is a daily newspaper about shipping movements and cargo markets.（分数：2.00）填空项 1:_ （正确答案：LIoyds）解析：35.A p 1 form is completed by a firm or person who wants cover.（分数：2.00）填空项 1:_ （正确答案：proposal）解析：36.A c 1 form is sent t
41、o an insurance company after a client has suffered a loss.（分数：2.00）填空项 1:_ （正确答案：claims）解析：37.Under f 1 bonds, companies can insure themselves against dishonest employees.（分数：2.00）填空项 1:_ （正确答案：fidelity）解析：六、Exercise 6(总题数：1，分数：31.00)May 15, 2007Dear Sir,We are a U U 1 /U /U(grand, large, wide) export company
