1、大学三级(B)分类模拟 214及答案解析(总分：30.00，做题时间：90 分钟)一、Reading Comprehensio(总题数：0，分数：0.00)1A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “
2、take a mortgage“. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as 50000. In other words, they will have a 50000 mortgage. How can you get a mortgage? When you find a house you like, you go to a bank.
3、The bank will research your financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition, the bank will require a dow
4、n payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.（
5、分数：5.00）(1).What does a house mean in the United States?（分数：1.00）A.It is a dream which many people can hardly realize.B.It is so expensive that many people cannot really buy them.C.It is the most important property that many people try to buy.D.It doesn“t belong to people if they can“t borrow money
6、from the bank.(2).If American people borrow money from the bank for 25 years, this means that the person who borrows _.（分数：1.00）A.has twenty-five years to pay back the moneyB.has more than twenty-five years to pay back the moneyC.has less than twenty-five years to pay back the moneyD.has about twent
7、y-five years to pay back the money(3).What does “down payment“ refer to in the passage?（分数：1.00）A.Money borrowed from a bank as a mortgage.B.Money paid to a bank before the mortgages is given.C.Interest received by a person who borrows money as the mortgages.D.Interest charged by a bank on a mortgag
8、e.(4).Which is NOT one of the things researched by a bank?（分数：1.00）A.How much money the borrower owns.B.What salary the borrower makes.C.What kind of job the borrower has.D.What kind of house the borrower lives in.(5).The most suitable title for this passage would be “_“.（分数：1.00）A.How to Save Money
9、 on the HouseB.How to Borrow Money from a BankC.How to Take a MortgageD.How to Buy a House2How men learnt to invent words is unknown; in other words, the origin of language is a mystery. All we really know is that-men, unlike animals, somehow invented certain sounds to express thoughts and feelings,
10、 actions and things, so that they could communicate with each other; and that later they agreed upon certain signs, called letters, which could be combined to represent those sounds, and which could be written down. Those sounds, whether spoken or written in letters, we call words. The power of word
11、s, then, lies in their associations-the things they bring up before our minds. Words become filled with meaning for us by experience; and the longer we live, the more certain words recall to us the glad and sad events of our past; and the more we read and learn, the more the number of words that mea
12、n something to us increases. Great writers are those who not only have great thoughts but also express these thoughts in words which appeal (吸引) powerfully to our minds and emotions. This charming and telling (有效的，有力的) words is what we call literary style. Above all, the real poet is a master of wor
13、ds. He can convey his meaning in words which sing like music, and which by their position and association can move men to tears. We should therefore learn to choose our words carefully and use them accurately (精确地), or they will make our speech silly and vulgar (粗俗的；无礼的)（分数：5.00）(1).One of the reaso
14、ns why men invented certain sounds to express thoughts and actions was that _ .（分数：1.00）A.they could agree upon certain signsB.they could write them downC.they could communicate with each otherD.they could combine them(2).In expressing their thoughts, great writers are able _ .（分数：1.00）A.to confound
15、 the readersB.to move our actionC.to puzzle our feelingsD.to move men to tears(3).We can make our speech refined and polished _ .（分数：1.00）A.by using words with care and accuracyB.by using words at randomC.by using bombastic wordsD.by using resounding words(4).What is true about words?（分数：1.00）A.They
16、 are used to express feelings only.B.They are simply sounds.C.They can not be written down.D.They are mysterious.(5).Which of the following statements is true?（分数：1.00）A.The more we read and learn, the more ignorant we are.B.The more we read and learn, the more confused we will be.C.The more we read
17、 and learn, the more learned we are.D.The more we read and learn, the more snobbish we become.3Make our Tourist Information Centre your first call when planning your visit to Cheltenham. Our friendly team can provide a wide range of services to make your stay enjoyable and unforgettable. We can book
18、 your accommodation (住宿), from a homely bed and breakfast to a four-star hotel. We can provide tickets for local events and we are booking agents (代理商) for National Express and other local coach companies. In summer we organize our own various programs of Coach Tours of the Cotswolds, plus regular w
19、alking tours around Chehenham, all guided by qualified guides. We also stock a wide range of maps and guidebooks plus quality gifts and souvenirs (纪念品). We can help you with advice on what to see, where to go and how to get there. We look forward to seeing you in Cheltenham. Tours of ChehenhamTour S
20、ervices Provider: 1 Services Offered : (1) booking accommodation (2) providing tickets for 2 (3) booking tickets from National Express and other 3 (4) organizing Coach Tours and regular 4 in summer (5) providing various maps, 5 , gifts and souvenirs（分数：5.00）4ACertificate of Health BFire Insurance CI
21、ndustrial Accidents DInsurance Company EInsurance Policy FLife Insurance GMarine Insurance HNatural Insurance INatural Losses JSocial Security Fund KTotal Loss Only LWar Risk MCoverage NInsurance Premium OSpecial Clause Pinsurance Agent QInsurance Contract RInsurance Tax（分数：5.00）(1). 1战争险 2 社会保障金（分数
22、：1.00）(2). 1人寿保险 2 保险费（分数：1.00）(3). 1健康证书 2 火险（分数：1.00）(4). 1全损险 2 保险公司（分数：1.00）(5). 1海上保险 2 生产事故（分数：1.00）5Dear Mr. Harrison, It was a pleasure speaking with you on the phone this afternoon. I am very happy to accept the position of Project Manager with Harrison Consultants (哈里森咨询公司). Thank you very
23、 much for the opportunity for me to join your team. I am excited about the possibilities for this position, and I am eager to work with your team. As we discussed in our conversation, my starting yearly salary will be $50,000. I understand that after being employed for 30 days, I will receive health
24、 and life insurance benefits. After working for Harrison Consultants for six months, I will receive one week“s paid vacation. I am prepared to start work on January 1,2014, as you requested. If there is any paperwork I need to complete before I start work, or if you need any additional information,
25、please contact me at (732) 294-5103. I appreciate the help your associate (合作伙伴) Mr. Ken Knox provided by recommending me for this position. Thank you. Evelyn Wauson（分数：10.00）(1).What position is the letter writer going to accept? The position of 1.（分数：2.00）(2).What is the starting yearly salary for
26、 the position? It is 1.（分数：2.00）(3).What benefits will the letter writer receive after working for 30 days? Health and 1 benefits.（分数：2.00）(4).When will the letter writer be able to have a one-week paid vacation? After working for the company for 1.（分数：2.00）(5).Who recommended the letter writer for
27、this position? Mr. 1.（分数：2.00）大学三级(B)分类模拟 214答案解析(总分：30.00，做题时间：90 分钟)一、Reading Comprehensio(总题数：0，分数：0.00)1A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a ba
28、nk to buy a house is called “take a mortgage“. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as 50000. In other words, they will have a 50000 mortgage. How can you get a mortgage? When you find a house
29、 you like, you go to a bank. The bank will research your financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition
30、, the bank will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough
31、 money for the down payment.（分数：5.00）(1).What does a house mean in the United States?（分数：1.00）A.It is a dream which many people can hardly realize.B.It is so expensive that many people cannot really buy them.C.It is the most important property that many people try to buy. D.It doesn“t belong to peop
32、le if they can“t borrow money from the bank.解析：解析 主旨细节题。文章第一句话从购买房屋说起，“A house is the most expensive thing most people will ever buy”，房子是人们所要购置的最重要的财产。选项 C最接近原文本意。(2).If American people borrow money from the bank for 25 years, this means that the person who borrows _.（分数：1.00）A.has twenty-five years
33、 to pay back the money B.has more than twenty-five years to pay back the moneyC.has less than twenty-five years to pay back the moneyD.has about twenty-five years to pay back the money解析：解析 细节判断题。文章第一段有这样的描述“The bank usually lends money or gives a mortgage for twenty-five years”，可以看出银行的借期是 25年，四个选项中
34、只有 A是准确的数字。(3).What does “down payment“ refer to in the passage?（分数：1.00）A.Money borrowed from a bank as a mortgage.B.Money paid to a bank before the mortgages is given. C.Interest received by a person who borrows money as the mortgages.D.Interest charged by a bank on a mortgage.解析：解析 词语释义题。从“down p
35、ayment”的后一句话 The bank will then lend you the rest of the money to buy the house”可以推测出，down payment 是在取得贷款之前自己先支付的那部分款项，即首付款。(4).Which is NOT one of the things researched by a bank?（分数：1.00）A.How much money the borrower owns.B.What salary the borrower makes.C.What kind of job the borrower has.D.What
36、kind of house the borrower lives in. 解析：解析 细节查读题。本题题干询问的是银行查询的内容，集中在文章第二段，可以用对比排除的方法得出答案。A、B、C 三项文章都有提及，剩下的一项即为正确答案。(5).The most suitable title for this passage would be “_“.（分数：1.00）A.How to Save Money on the HouseB.How to Borrow Money from a BankC.How to Take a Mortgage D.How to Buy a House解析：解析 主
37、旨理解题。文章从第一段购买房屋是最昂贵的的花销说起，第二段展开阐述如何进行抵押贷款，旨在说明如何抵押贷款。所以文章标题可能是“如何获得抵押贷款”。2How men learnt to invent words is unknown; in other words, the origin of language is a mystery. All we really know is that-men, unlike animals, somehow invented certain sounds to express thoughts and feelings, actions and thin
38、gs, so that they could communicate with each other; and that later they agreed upon certain signs, called letters, which could be combined to represent those sounds, and which could be written down. Those sounds, whether spoken or written in letters, we call words. The power of words, then, lies in
39、their associations-the things they bring up before our minds. Words become filled with meaning for us by experience; and the longer we live, the more certain words recall to us the glad and sad events of our past; and the more we read and learn, the more the number of words that mean something to us
40、 increases. Great writers are those who not only have great thoughts but also express these thoughts in words which appeal (吸引) powerfully to our minds and emotions. This charming and telling (有效的，有力的) words is what we call literary style. Above all, the real poet is a master of words. He can convey
41、 his meaning in words which sing like music, and which by their position and association can move men to tears. We should therefore learn to choose our words carefully and use them accurately (精确地), or they will make our speech silly and vulgar (粗俗的；无礼的)（分数：5.00）(1).One of the reasons why men invent
42、ed certain sounds to express thoughts and actions was that _ .（分数：1.00）A.they could agree upon certain signsB.they could write them downC.they could communicate with each other D.they could combine them解析：解析 本题为推理题。从第 1段第 2句中的目的状语从句“so that they could communicate with each other”就可推断这就是原因之一。故选 C。(2)
43、.In expressing their thoughts, great writers are able _ .（分数：1.00）A.to confound the readersB.to move our actionC.to puzzle our feelingsD.to move men to tears 解析：解析 本题为细节推理题。从最后一段第 4句中的“.and which by their position and association can move men to teals”可以看出，真正的诗人可以使人感动得落泪。而从最后一段可知，诗人属于“great writers”
44、，因此 D为正确答案。(3).We can make our speech refined and polished _ .（分数：1.00）A.by using words with care and accuracy B.by using words at randomC.by using bombastic wordsD.by using resounding words解析：解析 本题为细节推理题。题中 refined与 polished分别意为“优美的，润饰的”和“文雅的”，与最后一段最后一句的“silly”和“vulgar”形成鲜明的对比。也就是说，如果要使我们的话优美和文雅，我们
45、可以按照最后一句的建议去做，即谨慎而且精确地用词。故可以推断 A是正确的。(4).What is true about words?（分数：1.00）A.They are used to express feelings only.B.They are simply sounds. C.They can not be written down.D.They are mysterious.解析：解析 本题为细节推理题。从第 1段第 2句中的“the origin of language is a mystery”推断选项 D不正确；从第 2长句可知，词不仅可用来表达感觉，还可以表达“action
46、s and things”(行动和事物)，而且这些词还可以写下来，因此可以排除选项 A和 C。根据本段最后一句“Those sounds,.,we call words”，可以判断选项 B是正确答案。(5).Which of the following statements is true?（分数：1.00）A.The more we read and learn, the more ignorant we are.B.The more we read and learn, the more confused we will be.C.The more we read and learn, t
47、he more learned we are. D.The more we read and learn, the more snobbish we become.解析：解析 本题为细节推理题。根据第 2段最后一句“.and the more we read and learn，the more the number of words that mean something to us increases”可推断选项 C为正确答案。3Make our Tourist Information Centre your first call when planning your visit to C
48、heltenham. Our friendly team can provide a wide range of services to make your stay enjoyable and unforgettable. We can book your accommodation (住宿), from a homely bed and breakfast to a four-star hotel. We can provide tickets for local events and we are booking agents (代理商) for National Express and
49、 other local coach companies. In summer we organize our own various programs of Coach Tours of the Cotswolds, plus regular walking tours around Chehenham, all guided by qualified guides. We also stock a wide range of maps and guidebooks plus quality gifts and souvenirs (纪念品). We can help you with advice on what to see, where to go and how to get there. We look forward to seeing you in Cheltenham. Tours of ChehenhamTour Services Provider: 1 Services Offered : (1) booking accommodation
