1、大学六级-318 及答案解析(总分：693.00，做题时间：90 分钟)一、BPart Writing(总题数：1，分数：106.00)1.1. 有人认为考研是大学毕业生最好的出路 2. 也有人持不同意见 3. 我的看法 BShould We Pursue Masters Degree?/B（分数：106.00）_二、BPart Reading (总题数：1，分数：70.00)BHow ATMs Work?/BYoure short on cash, so you walk over to the automated teller machine (ATM), insert your card
2、 into the card reader, respond to the prompts on the screen, and within a minute you walk away with your money and a receipt. Have you ever wondered about the process that makes your bank funds available to you at an ATM on the other side of the country?BATM Card vs. Check Card/BAs an alternative to
3、 writing checks and using a credit card, most major banks have teamed up with major credit-card companies to issue check cards.Check cards are different from straight ATM cards in a couple of ways. First,check cards are also known as debit cards because of how they workinstead of getting credit for
4、your purchase and receiving a monthly bill,like you do with a credit card, a check/debit card deducts money from your checking or savings account.Also, while you can only use your ATM card at the ATM machine (and some grocery stores), you can use a check card at most retailers that accept credit car
5、ds.There are exceptions. Some hotels and rental car services only accept credit cards because its easier, cheaper, and less of a risk to them than check cards. Those that do accept check cards often put a certain amount of money in your bank account “on hold“ (unavailable to you) usually the cost of
6、 the room or rental including taxes and other fees, plus a percentage of the total or a fee to cover possible damages. When you check out of the hotel or turn in your rental car, the difference between the“holdamount and what youre actually billed is released back into your account. This is somethin
7、g to consider when using your debit card to reserve a hotel room or rent a car.BThe Way ATMs Work/BAn ATM is simply a data terminal with two input and four output devices. Like any other data terminal, the ATM has to connect to, and. communicate through, a host processor. The host processor is analo
8、gous to an Internet service provider (ISP) in that it is the gateway through which all the various ATM networks become available to the cardholder (the person wanting the cash).Most host processors can support either leased-line or dialup machines. Leased-line machines connect directly to the host p
9、rocessor through a four-wire, point-to-point, dedicated telephone line. Dialup ATMs connect to the host processor through a normal phone line using a modem and a toll-free number, or through an Internet service provider using a local access number dialed by modem.Leased-line ATMs are preferred for v
10、ery high-volume locations because of their thru-put capability, and dial-up ATMa are preferred for retail merchant locations where cost is a greater factor than thru-put. The initial cost for a dial-up machine is less than half that for a leased-line machine. The monthly operating costs for dial-up
11、are only a fraction of the costs for leased-line.The host processor may be owned by a bank or financial institution, or it may be owned by an independent service provider. Bank-owned processors normally support only bank-owned machines, whereas the independent processors support merchant-owned machi
12、nes. BSensing Bills/BThe cash-dispensing mechanism has an electric eye that counts each bill as it exits the dispenser. The bill count and all of the information pertaining to a particular transaction is recorded in a journal. The journal information is printed out periodically and a hard copy is ma
13、intained by the machine owner for two years. Whenever a cardholder has a dispute about a transaction, be or she can ask for a journal printout showing the transaction, and then contact the host processor. If no one is available to provide the journal printout, the cardholder needs to notify the bank
14、 or institution that issued the card and fill out a form that will be faxed to the host processor. It is the host processora responsibility to resolve the dispute.Besides the electric eye that counts each bill, the cash-dispensing mechanism also has a sensor that evaluates the thickness of each bill
15、. If two bills are stuck together, then instead of being dispensed to the cardholder they are diverted to a reject bin. The same thing happens with a bill that is excessively worn, torn, or folded.The number of reject bills is also recorded so that the machine owner can be aware of the quality of bi
16、lls that are being loaded into the machine. A high reject rate would indicate a problem with the bills or with the dispenser mechanism. BSettlement Funds/BWhen a cardholder wants to do an ATM transaction, he or she provides the necessary information by means of the card reader and keypad. The ATM fo
17、rwards this information to the host processor, which routes the transaction request to the cardholders bank or the institution that issued the card. If the cardholder is requesting cash, the host processor causes an electronic funds transfer to take place from the customers bank account to the host
18、processors account. Once the funds are transferred to the host processors bank account, the processor sends an approval code to the ATM authorizing the machine to dispense the cash. The processor then transfers the cardholders funds into the merchants bank account, usually the next bank business day
19、. In this way, the merchant is reimbursed for all funds dispensed by the ATM. BATM Security/BATMs keep your personal identification number (PIN) and other information safe by using encryption (加密) software such as Triple DES (Data Encryption Standard). But there are lots of things that you can do to
20、 protect your information and your money at an ATM.Many banks recommend that you select your own PIN. Visa offers the following PIN tips:Dont write down your PIN. If you must write it down, do not store it in your wallet or purse.Make your PIN a series of letters or numbers that you can easily remem
21、ber, but that cannot easily be associated with you personally-such as birth dates, initials, house numbers or your phone number.Visa also recommends the following tips for safe ATM usage,Store your ATM card in your purse or wallet, in an area where it wont get scratched or bent.Get your card out bef
22、ore you approach the ATM. Youll be more vulnerable to attack if youre standing in front of the ATM, fumbling through your wallet for your card.Stand directly in front of the ATM keypad when typing in your PIN. This prevents anyone waiting to use the machine from seeing your personal information.Afte
23、r your transaction, take your receipt, card and money away. Do not stand in front of the machine and count your money.If you are using a drive-up ATM, get your vehicle as close to the machine as possible to prevent anyone from coming up to your window. Also make sure that your doors are locked befor
24、e you drive up to the machine.Do not leave your car running while using a walk-up ATM. Take your keys with you and lock the doors before your transaction.If someone or something makes you uncomfortable, cancel your transaction and leave the machine immediately. Follow up with your bank to make sure
25、the transaction was cancelled and alert the bank to any suspicious people.For safety reasons, ATM users should seek out a machine that is located in a well-lighted public place. Federal law requires that only the last four digits (阿拉伯数字)of the cardholders account number be printed on the transaction
26、 receipt so that when a receipt is left at the machine location, the account number is secure. However, the entry of your four-digit personal identification number (PIN) on the keypad should still be ob- scured from observation, which can be done by positioning your hand and body in such a way that
27、the PIN entry cannot be recorded by store cameras or store employees. The cardholders PIN is not recorded in the journal, but the account number is. If you protect your PIN, you protect your account.（分数：70.00）(1).By using a check card, a consumer receives credit as well as a monthly bill when a buyi
28、ng is done.（分数：7.00）填空项 1:_(2).When reserving a hotel room with your check card, you have to decide how much money in your account has to be on hold.（分数：7.00）填空项 1:_(3).Without the host processor,a cardholder cannot withdraw money from an ATM.（分数：7.00）填空项 1:_(4).Its the monitoring function that make
29、s the host processor finally solve a dispute about a transaction.（分数：7.00）填空项 1:_(5).The problems either with the dispenser mechanism or with the bills can lead to _.（分数：7.00）填空项 1:_(6).When you request cash, the money moves electronically from your account to the hosts account to _.（分数：7.00）填空项 1:_
30、(7).Be sure not to use birth dates or your phone numbers as your PIN because they _.（分数：7.00）填空项 1:_(8).Its safer for you to fish out and hold the card in hand before _.（分数：7.00）填空项 1:_(9).When using a drive-up ATM, youd better drive close to the machine as well as _.（分数：7.00）填空项 1:_(10).The account
31、 number is secure since according to federal law, the number of the cardholders account printed out are _.（分数：7.00）填空项 1:_三、BPart Listenin(总题数：3，分数：105.00)Questions 11 to 18 are based on the conversation you have just heard.（分数：56.00）A.George himself.B.Georges wife.C.Georges father.D.Georges father-
32、in-law.A.Having an interview.B.Filling out a form.C.Talking with a friend.D.Asking for information.A.The train is crowded.B.The train is late.C.The train is empty.D.The traifi is on time.A.Dan isnt a very good violinist.B.Someone else should make the introduction.C.There will be other musicians to i
33、ntroduce.D.Its rather late to ask Dan to make the introduction now.A.Jason Becket is not in condition recently.B.His music influenced jason Becker greatly.C.Jason Beckets music is often saddening.D.Jason Becker has released a new album called Earth.A.He thinks people should carry guns to prevent the
34、mselves.B.He does not think that carrying guns will reduce crime rate.C.He thinks punishment on criminals has been very strict.D.He thinks that crime reduction has nothing to do with carrying guns.A.She is from Sweden.B.She is from Switzerland.C.She is from the United States.D.She is from Mexico.A.H
35、e needs to take a break from his studying.B.He loves the woman very much.C.He doesnt like going out in the rain.D.He will not be able to accompany the woman.Questions 19 to 21 are based on the conversation you have just heard.（分数：21.00）A.A popular television program.B.A breakthrough in technology.C.
36、A recent purchase.D.A new electronics store.A.Know what television is best for him.B.Ask for a cheaper price on the television.C.Change a store to buy a different television.D.Be satisfied with what he has.A.Watch less television.B.Return the television to the store.C.Pay for the television.D.Show t
37、he woman how to use the television.Questions 22 to 25 are based on the conversation you have just heard.（分数：28.00）A.A non-smoking room.B.A smoking room.C.A suite with a kitchen.D.A room with a great view.A.It doesnt have a nice view.B.It doesnt come with a sauna bath.C.Its too expensive.D.It doesnt
38、have a kitchenette.A.September 13th.B.September 12th.C.October 13th.D.October 12th.A.80 dollars.B.88 dollars.C.96 dollars.D.72 dollars.四、BSection B/B(总题数：3，分数：70.00)BPassage OneQuestions 26 to 28 are based on, the passage you have just heard./B（分数：21.00）A.Matter has different laws.B.Matter has one c
39、ommon law.C.Matter shares the same laws.D.Matter shares no common law.A.The planet must be as big and heavy as the earth.B.Proper conditions are essential to the existence of life.C.Double stars can provide steady light and heat.D.The distance between a planet and its sun should be right.A.The autho
40、r is optimistic.B.The author is pessimistic.C.The author is aggressive.D.The author is ambitious.BPassage TwoQuestions 29 to 31 are based on the passage you have just heard./B（分数：21.00）A.They feel irritable.B.They feel depressed.C.They feel shocked.D.They feel isolated.A.More contact with friends.B.
41、An opportunity to reconsider their life.C.A more promising job.D.A better family lifd.A.They need more help from society and home.B.Their life is miserable and desperate.C.They can seek for a fresh start in life.D.They have both miseries and prospects.BPassage ThreeQuestions 32 to 35 are based on th
42、e passage you have just heard./B（分数：28.00）A.A visit to a prison.B.The influence of his father.C.A talk with some miserable slaves.D.His experience in the war between France and Austria.A.He sent surgeons to serve in the army.B.Re provided soldiers with medical supplies.C.He recruited volunteers to c
43、are for the wounded.D.He helped to flee the prisoners of war.A.All men are created equal.B.The wounded and dying should be treated for free.C.A wounded soldier should surrender before he receives any medical treatment.D.A suffering person should get help despite race, religion or political beliefs.A
44、.To honor Swiss heroes who died in the war.B.To show Switzerland was neutral.C.To pay tribute to Switzerland.D.To show gratitude to the Swiss government for its financial support.五、BSection C/B(总题数：1，分数：77.00)Jazz has been called“the art of expression set to music“. It has functioned as popular art
45、and enjoyed periods of fairlyU (36) /Upublic response. The standard legend about Jazz is that itU (37) /Uaround the end of the 19th century in New Orleans and moved up the Mississippi River to Memphis, St. Louis,and finally to Chicago. It welded together theU (38) /Uof Ragtime,marching band music,an
46、d the Blues. However, theU (39) /Uof what led to those early sounds go back to tribal African drum beats and European musicalU (40) /U.What made JazzU (41) /Udifferent from the other earlier forms of music was the use of improvisation. JazzU (42) /Ua break from traditional music where a composer wro
47、te an entire piece of music on paper, leaving theU (43) /Uto break their backs playing exactly what was written on the score.In a Jazz piece, however, the song is simply a starting point, or sort of skeletal guide for the Jazz musicians to improvise around.U (44) /U. Generally speaking, these early
48、musicians couldnt make very much money and were stuck working menial jobs to make a living. The second wave of New Orleans Jazz musicians included such memorable players as Joe Oliver, Kid 0ry, and Jelly Roll Morton.U (45) /U, improved its complexity, and gained great success. This kind of Jazz became more and more popular. The music developed for new characteristic. Many peopl
