1、大学六级-160 及答案解析(总分：710.00，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.50)1.Directions: For this part, you are allowed 30 minutes to write an essay commenting on the remark “One of the most beautiful qualities of true friendship is to understand and to be understood.“ You can cite examples to illustrate yo
2、ur point. You should write at least 150 words but no more than 200 words. （分数：106.50）_二、Part Listening Com(总题数：0，分数：0.00)三、Section A(总题数：4，分数：106.50)（分数：35.50）A.Surprise parties are annoying.B.She dislikes to buy any birthday gifts.C.The man can celebrate his birthday in his way.D.Whatever she does
3、is for the man“s birthday.A.He is taking a sick leave.B.He replied the man“s e-mail.C.He didn“t show in the lecture.D.He is assigned to another post.A.Order Chinese food.B.Eat some cookies.C.Have some fruit salad.D.Start cooking dinner.A.The vending machine is popular.B.The snacks are really delicio
4、us.C.The woman has bad eating habit.D.The man is indifferent and cold.A.Take more core courses.B.Register for optional courses.C.Quit her present courses.D.Try again a week later.（分数：21.30）A.She dreams of graduating.B.They should join the celebration.C.Some sleep will help them a lot.D.They should f
5、ocus on the exam.A.The reduction of negative feelings.B.The effect of background music.C.The unpleasant nature of reports.D.The choices of leisure activities.A.Read the poster more carefully.B.Get registered immediately.C.Visit the university personally.D.Learn more about the program.Questions 9 to
6、11 are based on the conversation you have just heard. （分数：21.30）A.He is a famous writer of lyrics.B.He loves walking on the streets.C.He was well-known in Seattle.D.He left Seattle long time ago.A.Obama will succeed as President.B.Obama will punish his opponents.C.Obama will formulate a new policy.D
7、.Obama will face much pressure.A.He is trained together with Phelps.B.He is the most famous American swimmer.C.He holds eight records of winning games.D.He won six gold medals in one Olympics.Questions 12 to 15 are based on the conversation you have just heard. （分数：28.40）A.The man“s first full-time
8、job.B.The man“s previous part-time job.C.The man“s first part-time job.D.The man“s present full-time job.A.Because the working time was relatively concentrated.B.Because he could travel all around the country.C.Because the working conditions were comfortable.D.Because he had good opportunities of pr
9、omotion.A.Designing the TV guides.B.Bundling the guides up.C.Contacting the convenience stores.D.Selling the TV guides.A.People with little work experience.B.People with much free time.C.Those who have a daytime job.D.University students and housewives.四、Section B(总题数：0，分数：0.00)五、Passage One(总题数：1，分
10、数：28.40)Questions 16 to 19 are based on the passage you have just heard. （分数：28.40）A.Face.B.Body.C.Arms.D.Feet.A.Prescribe enough pain-killers.B.Remove the skin of the area.C.Make precautions for infection.D.Remove the area totally.A.Because they can cover the hands and the wrists.B.Because they are
11、 made of high-quality wool.C.Because they can maintain the hands“ flexibility.D.Because they do not separate the fingers.A.An elegant wool sweater.B.A water-resistant ski-wear.C.A tightly-fit leather coat.D.A nylon hoodie with hat.六、Passage Two(总题数：1，分数：21.30)Questions 20 to 22 are based on the pass
12、age you have just heard. （分数：21.30）A.People who are learning a new language.B.People who use two languages in their lifetime.C.People who study the rules of the language.D.People who teach children to use a language.A.The left side.B.The right side.C.The frontal part.D.The back part.A.Bilingual spea
13、kers“ brains were less damaged.B.Bilingual speakers“ thinking level was higher than patients with less brain damage.C.Bilingual speakers can think at the same level as patients with less brain damage.D.Patients with less brain damage have higher thinking levels.七、Passage Three(总题数：1，分数：21.30)Questio
14、ns 23 to 25 are based on the passage you have just heard, （分数：21.30）A.High school teachers and students.B.Students who take online courses.C.Middle and high school teachers.D.Parents of middle school students.A.Make use of library.B.Consult with their teachers.C.Work together in groups.D.Search onli
15、ne for quick information.A.Ability to gather information on the Internet.B.Skills to make judgment on the online information.C.Knowledge of reading and writing.D.Capacity of communicating online.八、Section C(总题数：1，分数：71.00)Every year, IBM Corporation chooses five new technologies it believes will cha
16、nge the world within the next five years. The IBM list is called “Five in Five.“ The company says it 1 its own research and the new directions of society and business when identifying the technologies. This year, the list describes some future devices that will extend our five senses. Imagine 2 clot
17、hes online and touching your computer or smartphone to feel the cloth. IBM Vice President Bernie Meyerson predicts that technology could be 3 in the next five years. Touch is just one of the senses that computers will help to 4 . IBM says smart machines will soon be able to listen to the environment
18、 and give us information about the sounds they hear. For example, Bernie Meyerson says an 5 speech recognition system will tell new parents why their baby is crying and smart machines will also help identify medical conditions. If you 6 on your computer or cell phone, the machine will study thousand
19、s of molecules 7 . Then it can tell you whether you need to see a doctor. In the near future, built-in cameras in our personal computers will be able to examine and name colors and recognize images. Mr. Meyerson says IBM scientists are also developing a computer system that can examine and 8 food mo
20、lecules to create the most popular flavors and smells. Mark Maloof is a computer science professor at Georgetown University. He says he hopes the progress that IBM is 9 will lead more students to create future inventions. Professor Maloof says advances in computer technology will make what now seems
21、 like 10 a part of our everyday lives. （分数：71.00）填空项 1:_九、Part Reading Compr(总题数：0，分数：0.00)十、Section A(总题数：1，分数：35.50)The increase in the margin rate (保证金率) from 50% to 70% was not an attempt to stem any rampant (泛滥的) speculation on the part of the publicactually the market seemed technically quite
22、strong, with public participation essentially dignifiedbut rather an attempt by the Federal Reserve Board to preserve the sound underpinnings that existed in the market. Naturally, such a move had a 1 chilling effect upon prices but if the FRB had been preoccupied with undue speculation, the increas
23、e might have been to the 80% or even 90% level. Such increases in the margin rate is a 2 of a strong stock market and since 1989, such increases have resulted in interim (临时的) market highs over twelve months later. Obviously, there could be no 3 that this would once again be the case, but if history
24、 is any guidelineand if business and corporate earnings were to continue on the same coursecontinued optimism over the outlook for the stock market would seem more 4 than pessimism. The margin increase 5 the good rise that stocks had enjoyed for the previous yearand the fact that a 50% rate was main
25、tained as long as it was pointed up the fact that the rise was mainly conservative in that it was concentrated in the blue chips for the most part. In past Investment Letters we have 6 the thought that speciality stocks could outperform the general market from this point. We continue to believe that
26、 this could be the case. For example, steel stocks tend to sell at a certain fixed price/earnings ratio. Below a certain ratio they are considered good valueabove a certain ratio, 7 . If a company produces a unique product, it is far more difficult for market analysis to place a numerical ratio upon
27、 the company“s earnings. We have also contended in the past Letters that the stock market reflects mass psychology as well as the business outlook. When investorsboth the public and the institutionsare nervous and 8 they definitely hesitate to buy stocks: They seek low price/earnings multiples and h
28、igh 9 . These same investorswhen they are in an optimistic frame of mindbecome far less 10 with yields and more willing to pay a premium (high p/e multiples) for accelerated growth. If the public“s attitude towards the auto industry is any measure, then this period seems to have been one of optimism
29、. A. confirmation B. guarantee C. intelligible D. invariably E. momentarily F. overpriced G. pessimistic H. preoccupied I. prudent J. representation K. speculate L. underscored M. vicinity N. voiced O. yields（分数：35.50）十一、Section B(总题数：1，分数：71.00)Credit Scores and ReportsA. We apply for credit for ma
30、ny reasonsmaybe it“s to buy a new car, house, computer, or get a student loan. However, that there is a special number that can determine whether you can do these things, or at least how much it will cost you. A credit score is a number that is calculated based on your credit history to give lenders
31、 a simpler “lend/don“t lend“ answer for people who are applying for credit or loans. This number helps the lender identify the level of risk they may be taking if they lend to someone. The credit score is quicker and less subjective. It“s the credit score that makes it possible to get instant credit
32、 at places like electronics stores and department stores. B. Although there are several scoring methods, the method most commonly used by lenders is known as a FICO because of its origins with Fair Isaac Corporation. Fair Isaac is an independent company that came up with the scoring method and softw
33、are used by banks and lenders, insurers and other businesses. Each of the three major credit bureaus (Experian, Equifax and TransUnion) worked with Fair Isaac in the early 1980“s to come up with the scoring method. C. The three national credit bureaus each have their own version of the FICO score wi
34、th their own names. Equifax has the Beacon system, TransUnion has the Empirica system, and Experian has the Experian/Fair Isaac system. Each is based on the original Fair Isaac FICO scoring method and produces equivalent numerical results for any given credit report. Some lenders also have their own
35、 scoring methods. Other scoring methods may include information such as your income or how long you“ve been at the same job. D. Think of your credit score, like your grade in school. A teacher calculates grades by taking scores from tests, homework, attendance and anything else they want to use, wei
36、ghting each one according to importance in order to come up with a final single number (or letter) score. Your credit score is calculated in a very similar manner. Instead of using the scores from pop quizzes and reports you wrote, it uses the information in your credit report. E. 35 percent of the
37、score is based on your payment history. This makes sense since one of the primary reasons a lender wants to see the score is to find out if (and how timely) you pay your bills. The score is affected by how many bills have been paid late, how many were sent out for collection, any bankruptcies, etc.
38、When these things happened also comes into play. The more recent, the worse it will be for your overall score. F. 30 percent of the score is based on outstanding debt. How much do you owe on car or home loans? How many credit cards do you have that are at their credit limits? The more cards you have
39、 at their limits, the lower your score will be. The rule of thumb is to keep your card balances at 25% or less of their limits. G. 15 percent of the score is based on the length of time you“ve had credit. The longer you“ve had established credit, the better it is for your overall credit score. Why?
40、Because more information about your past payment history gives a more accurate prediction of your future actions. H. 10 percent of the score is based on the number of inquiries on your report. If you“ve applied for a lot of credit cards or loans, you will have a lot of inquiries on your credit repor
41、t. These are bad for your score because they indicate that you may be in some kind of financial trouble or may be taking on a lot of debt (even if you haven“t used the cards or gotten the loans). The more recent these inquiries are, the worse for your credit score. FICO scores only count inquiries f
42、rom the past years. I. 10 percent of the score is based on the types of credit you currently have. The number of loans and available credit from credit cards you have makes a difference. There is no magic number or combination of types of accounts that you shouldn“t have. These actually come more in
43、to play if there isn“t as much other information on your credit report on which to base the score. This information is compared to the credit performance of other consumers with similar histories and profiles. J. Your credit score doesn“t just affect whether or not you get a loan; it also affects ho
44、w much that loan is going to cost you. As your credit score increases, your credit risk decreases. This means your interest rate decreases. There are other factors that influence the interest rate you get for a loan besides your credit score. Things like the type of property you are using the loan t
45、o buy, how much of your own money is going into it, the costs the lender has to make the loan, etc. K. In addition to banks and lenders, there are landlords, merchants, employers and insurance companies jumping on the credit score bandwagon (风靡的活动). Of all of these, the fact that insurance rates are
46、 being determined by credit scores is causing consumers the most alarm. To most, it seems that your credit history and your driving record have little in common. Insurers, on the other hand, have found that using credit scores to predict how likely someone is to pay premiums has helped them cut thei
47、r losses. They don“t use the same score that banks and lenders use, however. They use a slightly different formula for their calculations and actually call it an “insurance score“. L. Credit scores aren“t static numbers. Because they are calculated based on your current credit report, they change ev
48、ery time your credit report changes. While this change may be very slight, it can also be much more dramatic. Here are some things some financial advisers say to do to try to improve your score. M. Review your credit report and correct any errors you find. Getting rid of inaccurate information can s
49、ometimes improve your score dramatically. N. Advice used to be given to close old and unused credit card accounts in order to reduce your “potential“ available credit, which could change your debt ratio after you“ve been approved for a loan. Now, however, the ratio of your debt to your credit limit is more critical, so closing old accounts only raises that ratiowhich you don“t want to do. Some people have moved debt from several credit cards to one card and then closed th
