1、银行系统招聘考试（英语）历年真题试卷汇编 10 及答案解析(总分：60.00，做题时间：90 分钟)一、阅读理解(总题数：1，分数：10.00)Internet shopping is a new way of shoppingNowadays，you can shop for just about anything from your armchairAll you need is a computer which is linked to the InternetShopping on the Internet is becoming increasingly popularIn the
2、United States，people spent over $25 billion on Internet shopping in 1998This figure is expected to reach $11 billion by the year 2004 People can shop for a variety of producl s on the InternetPhysical products include items suchas books，CDs，clothes and foodThese types of products are the most common
3、 purchases through the InternetYou can also buy information products such as on-line news or magazine stories，or you can download computer software through the InternetServices such as booking airline tickets，reserving hotels or renting cars are also available on the InternetYou can also go shopping
4、 on the Internet for entertainment services and take part in on-line games Internet shopping offers a number of benefits for the shopperThe most important advantage is convenienceYou can shop whenever you like as the on-line shops are open 24 hours a day and you dont have to queue with other shopper
5、s at the check-out countersSecondly，it is easy to find what you are looking for on the InternetEven out-of-print books may be ordered on lineFinally，it is often cheaper to buy goods through the Internet，and you can tell the shop exactly what you want The main disadvantage of Internet shopping is tha
6、t you cannot actually see the products you are buying or check their qualityAlso，many people enjoy shopping in the city and miss the opportunity to talk to friendsSome people are worried about paying for goods using credit cards，so Internet companies are now finding ways to make on-line payment safe
7、 Internet shopping is sure to become more and more popular in the years aheadIt promises to change the way we buy all kinds of thingsfrom tonights dinner to a new car（分数：10.00）(1).【2015 工商银行】On-line news and magazine stories are_（分数：2.00）A.the most popular products on the InternetB.not yet available
8、 on the InternetC.free to download through the InternetD.information products available on the Internet(2).【2015 工商银行】The best thing aboutInternet shopping is_（分数：2.00）A.the speed the goods are delivered atB.the reasonable priceC.the equality of the goodsD.the convenience it brings to people(3).【201
9、5 工商银行】The disadvantages of Internet shopping include all of the following EXCEPT that_（分数：2.00）A.customs cannot actually see the products they are buyingB.customs cannot check the products quantity they are buyingC.many people enjoy shopping in the city and miss the opportunity to talk to friendsD.
10、some people are worried about paying for goods using credit cards(4).【2015 工商银行】The most proper title for this passage is“_”（分数：2.00）A.People Enjoy Many Ways of ShoppingB.The Advantages and Disadvantages of Internet ShoppingC.The Bright Future of Internet ShoppingD.A New Way of ShoppingInternet Shop
11、ping(5).【2015 工商银行】What is the authors attitude toward the future of Internet shopping?（分数：2.00）A.NegativeB.OptimisticC.ConcernedD.Critical二、完形填空(总题数：1，分数：30.00)Urbanization and Its Influence 【2015 浦发银行】Over half the worlds people now live in citiesThe latest“Global Report on Human Settlements”says
12、a significant change took place last yearThe report【C1】_this week from UNHabitata United Nations agency A century ago，【C2】_than five percent of all people lived in cities【C3】_the middle of this century it could be seventy percent，or【C4】_six and a half billion people Already three-fourths of people i
13、n 【C5】_countries live in citiesNow most urban population【C6】_is in the developing worl d Urbanization can lead to social and economic progress，but also put【C7】_on cities to provide housing and【C8】_The new report says almost two hundred thousand people move【C9】_cities and towns each dayIt says worsen
14、ing inequalities，【C10】_by social divisions and differences in【C11】_，could result in violence and crime unless cities plan better。 Another issue is urban sprawl(无序扩展的城区)This is where cities【C12】_quickly into rural areas，sometimes【C13】_a much fasler rate than urban population growth Sprawl is common i
15、n the United StatesAmericans move a lotIn a recent study，Art Hall at the University of Kansas found that people are moving away from the【C14】_cities to smaller onesHe sees a【C15】_toward“de-urbanization”across the nation（分数：30.00）(1).【C1】（分数：2.00）A.came onB.came overC.came offD.came out(2).【C2】（分数：2.
16、00）A.moreB.lessC.otherD.rather(3).【C3】（分数：2.00）A.ByB.AlongC.ThroughD.To(4).【C4】（分数：2.00）A.reallyB.everC.barelyD.almost(5).【C5】（分数：2.00）A.flourishingB.thrivingC.developedD.fertile(6).【C6】（分数：2.00）A.extensionB.raiseC.additionD.growth(7).【C7】（分数：2.00）A.pressureB.restraintC.loadD.weight(8).【C8】（分数：2.00）
17、A.surroundingsB.concernsC.communitiesD.services(9).【C9】（分数：2.00）A.ontoB.aroundC.intoD.upon(10).【C10】（分数：2.00）A.pulledB.drawnC.drivenD.pressed(11).【C11】（分数：2.00）A.situationB.treasureC.wealthD.category(12).【C12】（分数：2.00）A.expandB.invadeC.splitD.enlarge(13).【C13】（分数：2.00）A.inB.withC.beyondD.at(14).【C14
18、】（分数：2.00）A.essentialB.primitiveC.priorD.major(15).【C15】（分数：2.00）A.trendB.directionC.styleD.path三、选词填空(总题数：10，分数：20.00)1.【2015 民生银行】As a politician，he knows how to manipulate public opinion（分数：2.00）A.influenceB.expressC.divideD.voice2.【2015 光大银行】A research center has been set up in this university（分
19、数：2.00）A.praisedB.establishedC.reformedD.criticized3.【2015 交通银行】They have given up the hope to save their friend from drowning（分数：2.00）A.builtB.endedC.strengthenD.abandoned4.【2015 光大银行】The photographs evoked strong memories of our holiday in France（分数：2.00）A.refreshedB.storedC.blockedD.erased5.【2015
20、 中国银行】it seemed incredible that he had been there a week already（分数：2.00）A.rightB.unbelievableC.obviousD.unclear6.【2015 招商银行】MrHenley has accelerated his sale of shares over the past year（分数：2.00）A.heldB.increasedC.expectedD.offered7.【2015 工商银行】The view from my bedroom window was absolutely spectacu
21、lar （分数：2.00）A.generalB.traditionalC.strongD.magnificent8.【2015 中国银行】The clerk took down the womans particulars （分数：2.00）A.secretsB.detailsC.benefitsD.words9.【2015 工商银行】She could not formulate her ideas in a few words（分数：2.00）A.stateB.argueC.inventD.announce10.【2015 建设银行】The amendment will remove th
22、e inconsistency between the two laws（分数：2.00）A.took awayB.left asideC.took offD.washed off银行系统招聘考试（英语）历年真题试卷汇编 10 答案解析(总分：60.00，做题时间：90 分钟)一、阅读理解(总题数：1，分数：10.00)Internet shopping is a new way of shoppingNowadays，you can shop for just about anything from your armchairAll you need is a computer which
23、is linked to the InternetShopping on the Internet is becoming increasingly popularIn the United States，people spent over $25 billion on Internet shopping in 1998This figure is expected to reach $11 billion by the year 2004 People can shop for a variety of producl s on the InternetPhysical products i
24、nclude items suchas books，CDs，clothes and foodThese types of products are the most common purchases through the InternetYou can also buy information products such as on-line news or magazine stories，or you can download computer software through the InternetServices such as booking airline tickets，re
25、serving hotels or renting cars are also available on the InternetYou can also go shopping on the Internet for entertainment services and take part in on-line games Internet shopping offers a number of benefits for the shopperThe most important advantage is convenienceYou can shop whenever you like a
26、s the on-line shops are open 24 hours a day and you dont have to queue with other shoppers at the check-out countersSecondly，it is easy to find what you are looking for on the InternetEven out-of-print books may be ordered on lineFinally，it is often cheaper to buy goods through the Internet，and you
27、can tell the shop exactly what you want The main disadvantage of Internet shopping is that you cannot actually see the products you are buying or check their qualityAlso，many people enjoy shopping in the city and miss the opportunity to talk to friendsSome people are worried about paying for goods u
28、sing credit cards，so Internet companies are now finding ways to make on-line payment safe Internet shopping is sure to become more and more popular in the years aheadIt promises to change the way we buy all kinds of thingsfrom tonights dinner to a new car（分数：10.00）(1).【2015 工商银行】On-line news and mag
29、azine stories are_（分数：2.00）A.the most popular products on the InternetB.not yet available on the InternetC.free to download through the InternetD.information products available on the Internet 解析：解析：细节题。文章第二段阐述了网上购物的种类，不仅可以买到诸如书本、CD、衣服等实物产品，还可以买到在线新闻、杂志、软件等信息产品，甚至还有娱乐服务和游戏等。其中提到了“You can also buy in
30、formation products such as on-line news or magazine storiesor you can download computer software through the Internet”即 on-line news and magazine stories 属于informationproducts，所以选 D。(2).【2015 工商银行】The best thing aboutInternet shopping is_（分数：2.00）A.the speed the goods are delivered atB.the reasonabl
31、e priceC.the equality of the goodsD.the convenience it brings to people 解析：解析：细节题。第三段第一、二句话“Internet shopping offers a number of benefits forthe shopperThe most important advant age is convenience”即最大的优势是便利。(3).【2015 工商银行】The disadvantages of Internet shopping include all of the following EXCEPT tha
32、t_（分数：2.00）A.customs cannot actually see the products they are buyingB.customs cannot check the products quantity they are buying C.many people enjoy shopping in the city and miss the opportunity to talk to friendsD.some people are worried about paying for goods using credit cards解析：解析：细节题。第四段提到了网上购
33、物的主要缺点，包括：不能看到实物并检查质量，排除 A；不能享受购物乐趣，排除 C 选项；使用信用卡的不安全性，排除 D 选项。B 选项意为“顾客不能检查所购商品的数量”，文中提到的是不能检查商品的质量，所以符合题意。(4).【2015 工商银行】The most proper title for this passage is“_”（分数：2.00）A.People Enjoy Many Ways of ShoppingB.The Advantages and Disadvantages of Internet ShoppingC.The Bright Future of Internet S
34、hoppingD.A New Way of ShoppingInternet Shopping 解析：解析：主旨题。文章中作者围绕网络购物，阐述了网上购物的种类及其优缺点，并对其未来进行展望。所以正确答案应该是 D 选项。B、C 选项都只是文章的一个方面；A 选项过于宽泛。(5).【2015 工商银行】What is the authors attitude toward the future of Internet shopping?（分数：2.00）A.NegativeB.Optimistic C.ConcernedD.Critical解析：解析：态度题。文章最后一段说“Internet
35、shopping is sure to become more and more popular in the years aheadIt promises to change the way we buy all kinds of thingsfrom tonights dinner to a new car”可以看出，作者对网上购物的未来持乐观态度(optimistic)。二、完形填空(总题数：1，分数：30.00)Urbanization and Its Influence 【2015 浦发银行】Over half the worlds people now live in cities
36、The latest“Global Report on Human Settlements”says a significant change took place last yearThe report【C1】_this week from UNHabitata United Nations agency A century ago，【C2】_than five percent of all people lived in cities【C3】_the middle of this century it could be seventy percent，or【C4】_six and a ha
37、lf billion people Already three-fourths of people in 【C5】_countries live in citiesNow most urban population【C6】_is in the developing worl d Urbanization can lead to social and economic progress，but also put【C7】_on cities to provide housing and【C8】_The new report says almost two hundred thousand peop
38、le move【C9】_cities and towns each dayIt says worsening inequalities，【C10】_by social divisions and differences in【C11】_，could result in violence and crime unless cities plan better。 Another issue is urban sprawl(无序扩展的城区)This is where cities【C12】_quickly into rural areas，sometimes【C13】_a much fasler r
39、ate than urban population growth Sprawl is common in the United StatesAmericans move a lotIn a recent study，Art Hall at the University of Kansas found that people are moving away from the【C14】_cities to smaller onesHe sees a【C15】_toward“de-urbanization”across the nation（分数：30.00）(1).【C1】（分数：2.00）A.c
40、ame onB.came overC.came offD.came out 解析：解析：come out：出版、发表。come on：开始、接着来。come over：过来、顺便来访。come off：结果、脱落。根据句子意思，应该是发表报告，所以选 D。(2).【C2】（分数：2.00）A.moreB.less C.otherD.rather解析：解析：句意为：一个世纪前，城市人口应该是非常少，所以选 less，即少于 5。(3).【C3】（分数：2.00）A.By B.AlongC.ThroughD.To解析：解析：along：沿着。through：通过、穿过。表示时间的节点用 by，by
41、 the middle of thiscentury，在本世纪中叶。(4).【C4】（分数：2.00）A.reallyB.everC.barelyD.almost 解析：解析：barely：几乎不、几乎没有。表示大约的人口数，用 almost，意思是“差不多”。(5).【C5】（分数：2.00）A.flourishingB.thrivingC.developed D.fertile解析：解析：前面应该是和后面的比较，后面用 developing world，所以此处填developed。flourishing：繁荣的、茂盛的。thriving：旺盛的、蒸蒸日上的。fertile：肥沃的、富饶的
42、、多产的。(6).【C6】（分数：2.00）A.extensionB.raiseC.additionD.growth 解析：解析：从上下文判断，这儿指城市人口的增加。extension：扩展。raise：上升、增加，它不和population 搭配使用。addition：添加、增加，不可用来修饰人口。所以选 growth。(7).【C7】（分数：2.00）A.pressure B.restraintC.loadD.weight解析：解析：put pressure on 是固定搭配，表示“给压力”。restraint：约束、抑制。load：承载、负荷。weight：重量。(8).【C8】（分数：
43、2.00）A.surroundingsB.concernsC.communitiesD.services 解析：解析：此处指提供住所和服务，即 services。surroundings：环境、生活环境。concerns：关注、关心。communities：社区、团体。(9).【C9】（分数：2.00）A.ontoB.aroundC.into D.upon解析：解析：move into 是正确的搭配。around：围绕、环绕。(10).【C10】（分数：2.00）A.pulledB.drawnC.driven D.pressed解析：解析：贫富差异会使社会产生进一步的不公平，所以用 drive
44、n，和后面的 by 构成被动语态。(11).【C11】（分数：2.00）A.situationB.treasureC.wealth D.category解析：解析：此处指社会财富分配的不均，social wealth 意思是“社会财富”。situation：情景。treasure：财宝、珍宝。category：分类、范畴。(12).【C12】（分数：2.00）A.expand B.invadeC.splitD.enlarge解析：解析：本句意思指城市的扩张，用 expand 恰当。invade：入侵、侵略。split：分裂；enlarge：扩大、放大。(13).【C13】（分数：2.00）A.
45、inB.withC.beyondD.at 解析：解析：表示速度用 at the rate of。beyond：超过、超越。(14).【C14】（分数：2.00）A.essentialB.primitiveC.priorD.major 解析：解析：在逆城市化的进程中，人们从大城市搬往小城市，四个单词中只有 major 表示“重要的、大的”。 essential：基本的、本质的。primitive：原始的、粗糙的。prior 和 to 搭配，表示“在之前”。(15).【C15】（分数：2.00）A.trend B.directionC.styleD.path解析：解析：此处是一种“de-urban
46、ization”的发展趋势，trend 意思正确。direction：指示、方向。style：风格。三、选词填空(总题数：10，分数：20.00)1.【2015 民生银行】As a politician，he knows how to manipulate public opinion（分数：2.00）A.influence B.expressC.divideD.voice解析：解析：本句话的意思是：作为政治家，他知道如何操纵民意。manipulate：操纵。influence：影响，例如：Dont let my words influence your decision不要让我的话影响了你的
47、决定。express：表达，例如：Im not good at expressing my feelings我不擅长表达自己的感受。divide：划分、分开，例如：He divided the passage into three parts他把这篇文章分成了三部分。voice：表达、说出。例如：Some parents have voiced their concern about the school management一些家长已经表达了他们对学校管理的担忧。2.【2015 光大银行】A research center has been set up in this university
48、（分数：2.00）A.praisedB.established C.reformedD.criticized解析：解析：本句话的意思是：这所大学成立了一个研究中心。establish：建立、确立。例如：He established himself as a leading surgeon他使自己被承认为主治外科医师。praise：表扬、赞扬。例如：He praised her for her courage他赞扬她很勇敢。reform：改革、改造。例如：She has t ried to reform society all her life她一生致力于改造社会。criticize：批评、评论。例如：Would vou like to read and criticize my new novel?您愿意阅读并评论一下我的新小说吗?3.【2015 交通银行】They have given up the hope to save their friend from drowning（分数：2.00）A.builtB.endedC.strengthenD.abandoned 解析：解析：本句话的意思是：他
