1、银行系统公开招聘考试英语分类模拟题 27及答案解析(总分：100.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：25.00)We all have first impression of someone we just met. But why? Why do we form an opinion about someone without really knowing anything about him or heraside perhaps from a few remarks or readily observable traits? The answer is rela
2、ted to how your brain allows you to be aware of the world. Your brain is so sensitive in picking up facial traits. Even very minor difference in how a person“s eyes, ears, nose, or mouth are placed in relation to each other makes you see him or her as different. In fact, your brain continuously proc
3、esses incoming sensory informationthe sights and sounds of your world. These incoming signals are compared against a host of “memories“ stored in the brain areas called the cortex (皮质) system to determine what these new signals “mean“. If you see someone you know and like at school, your brain says
4、“familiar and safe“. If you see someone new, it says, “new and potentially threatening“. Then your brain starts to match features of this stranger with other “known“ memories. The more unfamiliar the characteristics, the more your brain may say, “This is new, I don“t like this person.“ or else, “I“m
5、 intrigued (好奇的)“. Or your brain may perceive a new face but familiar clothes, ethnicity, gestureslike your other friends; so your brain says: “I like this person“. But these preliminary impressions can be dead wrong. When we stereotype people, we use a less mature form of thinking (not unlike the i
6、mmature thinking of a very young child) that makes simplistic and categorical impressions of others. Rather than learn about the depth and breadth of peopletheir history, interest, values, strengths, and true characterwe categorize them as jocks (骗子), peeks (反常的人), or freaks (怪人). However, if we res
7、ist initial stereotypical impressions, we have a chance to be aware of what a person is truly like. If we spend time with a person, hear about his or her life, hopes, dreams, and become aware of the person“s character, we use a different, more mature style of thinkingand the most complex areas of ou
8、r cortex, which allow us to be humane.（分数：12.50）(1).Our first impression of someone new is influenced by his or her _.（分数：2.50）A.past experienceB.characterC.facial featuresD.hobbies(2).If you meet a stranger with familiar gestures, your brain is most likely to say _.（分数：2.50）A.“He is familiar and sa
9、fe.“B.“He is new and potentially threatening.“C.“I like this person.“D.“This is new, I don“t like this person.“(3).The word “preliminary“ in Paragraph 3 is closest in meaning to _.（分数：2.50）A.simplisticB.stereotypicalC.initialD.categorical(4).Our thinking is not mature enough when we stereotype peopl
10、e because _.（分数：2.50）A.we neglect their depth and breadthB.they are not all jocks, peeks, or freaksC.our thinking is similar to that of a very young childD.our judgment is always wrong(5).Which of the following statements best expresses the main idea of the passage?（分数：2.50）A.One“s physical appearan
11、ce can influence our first impression.B.Our first impression is influenced by the sensitivity of our brain.C.Stereotypical impressions can be dead wrong.D.We should adopt mature thinking when getting to know people.Since the early 1930s, Swiss banks had prided themselves on their system of banking s
12、ecrecy and numbered accounts. Over the years, they had successfully withstood every challenge to this system by their own government who, in turn, had been frequently urged by foreign governments to reveal in formation about the financial affairs of certain account holders. The result of this policy
13、 of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely held belief that Switzerland was irresistible to wealthy foreigners, mainly because of its numbered accounts and bankers“ reluctance to ask awkward questions of depositors. Contributing to the mystique was
14、the view, carefully propagated by the banks themselves, that if this secret was ever given up, foreigners would fall over themselves in the rush to withdraw money, and the Swiss banking system would virtually collapse overnight. To many, therefore, it came like a bolt out of the blue, when, in 1977,
15、 the Swiss banks announced they had signed a pact with the Swiss National Bank (the Central Bank). The aim of the agreement was to prevent the improper use of the country“s bank secrecy laws, and its effect to curb (遏制) severely the system of secrecy. The rules which the banks had agreed to observe
16、made the opening of numbered accounts subject to much closer scrutiny than before. The banks would be required, if necessary, to identify the origin of foreign fund going into numbered and other accounts. The idea was to stop such accounts being used for dubious (可疑的) purposes. Also, they agreed not
17、 to accept funds resulting from tax evasion or from crime. The pact represented essentially a tightening up of banking rules. Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts, they were still not obliged to inform on a client
18、to anyone, including the Swiss government. To some extent, therefore, the principle of secrecy had been maintained.（分数：12.50）(1).Swiss banks took pride in _.（分数：2.50）A.the number of their accountsB.withholding client informationC.being mysterious to the outsidersD.attracting wealthy foreign clients(
19、2).According to the passage, the widely-held belief that Switzerland was irresistible to wealthy foreigners was _ by banks themselves.（分数：2.50）A.deniedB.criticizedC.reviewedD.defended(3).In the last paragraph, the writer thinks that _.（分数：2.50）A.complete changes had been introduced into Swiss banksB
20、.Swiss banks could no long keep client informationC.changes in the bank policies had been somewhat superficialD.more changes need to be considered and made(4).Swiss banks are tightening its banking rules by _.（分数：2.50）A.examining the origin of foreign funds before going into accountsB.preventing dou
21、btful accounts from going into the bankC.refusal of funds from crimes or tax evasionsD.all of the above(5).The purpose of the pact signed with the Swiss National Bank was _.（分数：2.50）A.to attract more wealthy foreigners to the bankB.to stop improper use of the banking secrecy laws of the countryC.to
22、increase the numbered accounts of the Swiss BanksD.to add mystery to Swiss Banks二、完形填空(总题数：2，分数：75.00)Urbanization and Its InfluenceOver half the world“s people now live in cities. The latest “Global Report on Human Settlements“ says a significant change took place last year. The report 1 this week
23、from U.N. Habitat, a United Nations agency. A century ago, 2 than five percent of all people lived in cities. 3 the middle of this century it could be seventy percent, or 4 six and a half billion people. Already three-fourths of people in 5 countries live in cities. Now most urban population 6 is in
24、 the developing world. Urbanization can lead to social and economic progress, but also put 7 on cities to provide housing and 8 . The new report says almost two hundred thousand people move 9 cities and towns each day. It says worsening inequalities, 10 by social divisions and differences in 11 , co
25、uld result in violence and crime unless cities plan better. Another issue is urban sprawl (无序扩展的城区). This is where cities 12 quickly into rural areas, sometimes 13 a much faster rate than urban population growth. Sprawl is common in the United States. Americans move a lot. In a recent study, Art Hal
26、l at the University of Kansas found that people are moving away from the 14 cities to smaller ones. He sees a 15 toward “de-urbanization“ across the nation.（分数：37.50）A.came onB.came overC.came offD.came outA.moreB.lessC.otherD.ratherA.ByB.AlongC.ThroughD.ToA.reallyB.everC.barelyD.almostA.flourishing
27、B.thrivingC.developedD.fertileA.extensionB.raiseC.additionD.growthA.pressureB.restraintC.loadD.weightA.surroundingsB.concernsC.communitiesD.servicesA.ontoB.aroundC.intoD.uponA.pulledB.drawnC.drivenD.pressedA.situationB.treasureC.wealthD.categoryA.expandB.invadeC.splitD.enlargeA.inB.withC.beyondD.atA
28、.essentialB.primitiveC.priorD.majorA.trendB.directionC.styleD.pathInflationBusiness and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased spending that causes rapid rises in prices. 16 your money buys fewer goods so that you
29、get 17 for the same amount of money as before, inflation is the problem. There is a general rise 18 the price of goods and services. Your money buys less. Sometimes people describe inflation as a time when “a dollar is not worth a dollar anymore“. Inflation is a problem for all consumers. People who
30、 live on a fixed income are hurt the 19 . Retired people, for instance, cannot count on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to 20 their needs in time of inflation. Retirement income 21 any fixed income usually does no
31、t rise as fast as prices. Many retired people must cut their spending to 22 rising prices. In many cases they must stop 23 some necessary items, such as food and clothing. Even 24 working people whose incomes are going up, inflation can be a problem. The 25 of living goes up, too. People who work mu
32、st have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep 26 with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living as well because they are not able to buy
33、 as many goods and services. Government units gather information about prices in our economy and publish it as price indexes 27 the rate of change can be determined. A price index measures changes in prices using the price for a 28 year as the base. The base price is set at 100, and the other prices
34、 are reported as a 29 of the base price. A price index makes 30 possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.（分数：37.50）A.BecauseB.WhileC.SinceD.WhenA.muchB.littleC.moreD.lessA.inB.onC.atD.toA.bestB.leaseC.mostD.worstA.meet
35、B.obtainC.careD.acquireA.orB.andC.excludingD.includingA.live up toB.catch up onC.put up withD.keep up withA.to buyB.buyingC.having boughtD.from buyingA.forB.toC.ofD.ifA.priceB.levelC.costD.standardA.raceB.paceC.speedD.stepA.in whichB.of whichC.from whichD.by whichA.lastB.givenC.fixedD.definiteA.port
36、ionB.fractionC.proportionD.percentageA.itB.usC.oneD.you银行系统公开招聘考试英语分类模拟题 27答案解析(总分：100.00，做题时间：90 分钟)一、阅读理解(总题数：2，分数：25.00)We all have first impression of someone we just met. But why? Why do we form an opinion about someone without really knowing anything about him or heraside perhaps from a few re
37、marks or readily observable traits? The answer is related to how your brain allows you to be aware of the world. Your brain is so sensitive in picking up facial traits. Even very minor difference in how a person“s eyes, ears, nose, or mouth are placed in relation to each other makes you see him or h
38、er as different. In fact, your brain continuously processes incoming sensory informationthe sights and sounds of your world. These incoming signals are compared against a host of “memories“ stored in the brain areas called the cortex (皮质) system to determine what these new signals “mean“. If you see
39、 someone you know and like at school, your brain says “familiar and safe“. If you see someone new, it says, “new and potentially threatening“. Then your brain starts to match features of this stranger with other “known“ memories. The more unfamiliar the characteristics, the more your brain may say,
40、“This is new, I don“t like this person.“ or else, “I“m intrigued (好奇的)“. Or your brain may perceive a new face but familiar clothes, ethnicity, gestureslike your other friends; so your brain says: “I like this person“. But these preliminary impressions can be dead wrong. When we stereotype people, w
41、e use a less mature form of thinking (not unlike the immature thinking of a very young child) that makes simplistic and categorical impressions of others. Rather than learn about the depth and breadth of peopletheir history, interest, values, strengths, and true characterwe categorize them as jocks
42、(骗子), peeks (反常的人), or freaks (怪人). However, if we resist initial stereotypical impressions, we have a chance to be aware of what a person is truly like. If we spend time with a person, hear about his or her life, hopes, dreams, and become aware of the person“s character, we use a different, more ma
43、ture style of thinkingand the most complex areas of our cortex, which allow us to be humane.（分数：12.50）(1).Our first impression of someone new is influenced by his or her _.（分数：2.50）A.past experienceB.characterC.facial features D.hobbies解析：解析 第二段的第二句“Your brain is so sensitive in picking up facial tr
44、aits. ”大脑在接受面部特征时非常敏感。正是这些面部特征使我们对一个陌生人形成第一印象，文中也提到了人们会使用视觉和听觉，而对于 A(经验)、B(性格)和 D(业余爱好)等则需要经过交流才会获得，所以选 C。(2).If you meet a stranger with familiar gestures, your brain is most likely to say _.（分数：2.50）A.“He is familiar and safe.“B.“He is new and potentially threatening.“C.“I like this person.“ D.“Th
45、is is new, I don“t like this person.“解析：解析 注意题干中的 familiar gesture。第三段的中间“your brain may perceive a new face but familiar.gestures”，看到一张陌生的脸，但却有着你熟悉的手势，你的大脑会发出“我喜欢他/她”的信号，所以选 C。(3).The word “preliminary“ in Paragraph 3 is closest in meaning to _.（分数：2.50）A.simplisticB.stereotypicalC.initial D.catego
46、rical解析：解析 词汇理解题。正确答案是 B。注意该词的前缀 pre-，以前的；三个词中只有 initial表示“初始的”的意思，即初步印象会大错特错。simplistic：简单的，简约的；stereotypical：刻板的；categorical：分类的，范畴化的。(4).Our thinking is not mature enough when we stereotype people because _.（分数：2.50）A.we neglect their depth and breadth B.they are not all jocks, peeks, or freaksC.
47、our thinking is similar to that of a very young childD.our judgment is always wrong解析：解析 第四段开头提到当我们对人产生刻板印象时，和不成熟的孩子思考方式相类似，对他人形成简单和类型化的第一印象。它只是一个类比，并非不成熟的原因，真正的原因在后面的句子，“Rather than learn about the depth and breadth of people”(我们不会去从深度和广度去思考)，才会把陌生人归类为骗子(jocks)、反常的人(peeks)或者怪人(freaks)，A 才是真正的原因。(5)
48、.Which of the following statements best expresses the main idea of the passage?（分数：2.50）A.One“s physical appearance can influence our first impression.B.Our first impression is influenced by the sensitivity of our brain. C.Stereotypical impressions can be dead wrong.D.We should adopt mature thinking
49、 when getting to know people.解析：解析 主旨大意题。选项 A(一个人的相貌影响我们的第一印象)、C(刻板的印象会是错误的)和D(当我们认识别人时应该有成熟的思考)都只提供了局部的信息，只有 B(我们大脑的敏感性影响我们对别人的第一印象)概括了全文内容，所以 B正确。Since the early 1930s, Swiss banks had prided themselves on their system of banking secrecy and numbered accounts. Over the years, they had successfully withstood every challenge to this system by their own government who, in turn, had been frequently urged by foreign governments to reveal in formation about the financial affairs of certain account holders.
