1、银行系统公开招聘考试(中国农业银行)模拟 11 及答案解析(总分：100.00，做题时间：90 分钟)一、第一部分 综合知识(总题数：24，分数：24.00)1.用 Excel 可以创建各类图表。为了描述特定的时间内，各个项之间的差别情况，对各项进行比较，应该选择_。（分数：1.00）A.条形图B.饼图C.折线图D.散点图2.打开 Word 文档 A，修改后另存为文档 B，则文档 A_。（分数：1.00）A.被修改未关闭B.被修改并关闭C.未修改被关闭D.被文档 B 覆盖3.互联网与我们的工作、生活息息相关，以下关于 Internet 的接入方式的说法，不正确的是_。（分数：1.00）A.专线
2、入网适用于信息量较大的集团或单位采用B.拨号入网主要适用于传输量较小的单位和个人C.专线入网所需的费用比拨号入网的要少D.通过拨号入网连入 Internet，可以使用 WWW 浏览 Internet 上的信息4.FTP 是 Internet 提供的_类型服务。（分数：1.00）A.文件传输B.电子邮件C.电子公告板D.远程登录5.居民消费价格指数，是一个反映居民家庭一般所购买的消费商品和服务价格水平变动情况的宏观经济指标。我国居民消费价格指数涵盖的商品及服务项目不包括_。（分数：1.00）A.烟酒及用品B.家庭设备用品及维修服务C.医疗保健和个人用品D.养老保险与公积金6.十八届三中全会提出，
3、要“加快培育参与和引领国际经济合作竞争新优势，以开放促改革”。国际经济合作的方式包括_。 国际劳务合作 国际技术合作 国际发展援助 国际货物贸易 国际经济政策协调与合作（分数：1.00）A.B.C.D.7.下列关于我国非公有制经济的说法中，正确的有_项。 非公有制经济都是社会主义市场经济的重要组成部分之一 与公有制经济一道，都是我国经济社会发展的重要基础 必须毫不动摇鼓励、支持、引导非公有制经济发展（分数：1.00）A.0B.1C.2D.38.张某和李某在车间内发生口角，张某动手打伤李某。在当地居委会的调解下，双方达成调解协议，由张某赔偿李某医药费 2000 元。张某当即陪了 500 元，余下
4、的 1500 元给李某打了欠条，但张某到期后未履行，李某多次催要，张某仍拒不还钱，李某遂向法院起诉。下列_表述是正确的。（分数：1.00）A.李某可向居委会申请继续赔偿B.如李某获得工伤保险补偿，张某可主张相应免责C.本案属侵权之债D.本案属合同之债9.下列选项中不属于破坏社会主义市场经济秩序罪的是_。（分数：1.00）A.走私罪B.金融诈骗罪C.危害税收征管罪D.危害公共卫生罪10.下列有关重婚的说法中，正确的是_。 因重婚导致离婚的，无过错方有权请求损害赔偿 重婚为我国现行婚姻法明文禁止 存在重婚情形的，婚姻关系可以撤销 重婚虽然不违反刑法，但是违背道德（分数：1.00）A.B.C.D.1
5、1.2014 年 1 月 6 日，甲县工商局依法向递交申请的某企业发放营业执照。关于该县工商局发放营业执照的行为，归类正确的是_。（分数：1.00）A.内部行政行为B.抽象行政行为C.自为的行政行为D.不作为行政行为12.下列关于休假和薪资方面的事例，不符合我国劳动法规定的是_。（分数：1.00）A.甲公司每周安排休息一天B.乙厂给周末加班的员工支付 150%的工资C.王某工作半年了，想休带薪年假，公司没批准D.李某获公司批准休产假 80 天13.下列城市与其气候类型、气候特征对应错误的是_。（分数：1.00）A.北京温带季风气候冬季寒冷干燥，夏季高温多雨B.利雅得热带季风气候全年高温并分为干
6、、湿两季C.珀斯地中海气候冬季温和湿润，夏季炎热干燥D.伦敦温带海洋性气候全年温和常湿14.下列有关噪声及噪声污染的表述，错误的是_。（分数：1.00）A.噪声污染，是指所产生的环境噪声超过国家规定的环境噪声排放标准，并干扰他人正常生活、工作和学习的现象B.噪声污染不会对建筑物构成危害C.噪声污染的危害程度主要取决于噪声的频率、强度及暴露时间D.超过 110 分贝的噪声可能导致永久性听力损伤15.垄断可能比竞争更可取，这是因为_。（分数：1.00）A.垄断厂商有更多的激励来降低其生产成本B.垄断是限制其产量，降低污染的最好方法C.垄断利润可以为技术创新提供资金来源D.便于政府管理16.我国物权
7、法中的物权，是指权利人依法对特定的物享有直接支配和排他的权利，包括所有权、用益物权和_三大类。（分数：1.00）A.地役权B.质权C.担保物权D.留置权17.在下列情形中，甲构成不当得利的是_。（分数：1.00）A.某城市修建地铁，地铁附近居民甲的房屋大幅升值B.甲、乙之间订有买卖合同，价款有 8000 元，甲将价值 6000 元的带有瑕疵的标的物卖给乙C.甲在赌场参加赌博，乙输给甲 5000 元，并当场支付给甲D.甲到某超市购物，付款时由于收银员的疏忽，致使一件价值 500 元的商品未付款18._是实现管理效率和效果的灵魂，是管理过程的核心环节。（分数：1.00）A.计划职能B.领导职能C.
8、控制职能D.组织职能19.创新型国家是指将科技创新作为基本战略，能够通过大幅度高科技创新能力，形成日益强大的竞争优势的国家，其科技进步贡献率在_以上。（分数：1.00）A.50%B.60%C.70%D.80%20.根据承担民事责任的归责原则，可将民事责任划分为_。（分数：1.00）A.违约责任与侵权责任B.单方责任与混合责任C.单独责任和共同责任D.过错责任与无过错责任21.下列论断，属于客观唯心主义的是_。（分数：1.00）A.理念生万物B.世界是绝对精神的展开C.万物归于理D.物是观念的复合22.黑格尔认为，实践就是按照主观的内在本性去“规定”和改造客观世界。这一观点否认了实践的_。（分数
9、：1.00）A.客观物质性B.无限上升性C.主观能动性D.社会历史性23.下列各项中，属于法律调整对象的是_。（分数：1.00）A.某大学生半夜梦游将室友踩伤B.某市爆发大规模的反战游行C.未婚同居的行为D.农民种植果树的行为24.尽管右脑比左脑更富有创造性，但人类的创造均是左右脑协同工作，并且是由右向左或潜意识向显意识进行的结果。这表明_。（分数：1.00）A.意识是人脑的产物B.实践是认识的最终目的C.意识活动是有规律可循的D.辩证否定观要求树立创新意识二、第二部分 职业能力测试(总题数：11，分数：30.00)25. A B5 C7 D （分数：2.00）A.B.C.D.26. A B
10、C D （分数：2.00）A.B.C.D.27.1，121，441，961，1681，_。（分数：2.00）A.2401B.2601C.3721D.496128. （分数：2.00）A.240B.360C.144D.144029. A B4 C D （分数：2.00）A.B.C.D.30.11，11，13，21，47，_。（分数：2.00）A.125B.126C.127D.12831. A B C D （分数：2.00）A.B.C.D.32. （分数：2.00）A.1B.8C.10D.3633.226，197，170，_，122。（分数：2.00）A.100B.145C.125D.12334.
11、2，6，12，22，40，_，140。（分数：2.00）A.74B.76C.84D.96根据以下材料，回答下列问题。 据有关部分统计，2014 年全国旅客运输总量为 220.7 亿人次，同比增长 3.9%，其中，铁路运输总量为 23.6亿人次，同比增长 11.9%；公路运输量为 190.5 亿人次，同比增长 2.8%；水运运输总量为 2.6 亿人次，同比增长 12.3%；民航运输总量为 3.9 亿人次，同比增长 10.6%；全国旅客运输周转量为 29994.2 亿人公里，同比增长 8.8%，其中，铁路运输周转量为 11604.8 亿人公里，同比增长 9.5%；公路运输周转量为：11981.7亿
12、人公里，同比增长 6.5%；水运运输周转量为 74.4 亿人公里，同比增长 8.9%；民航运输周转量为6333.3 亿人公里，同比增长 12.0%。 2014 年河北省旅客运输总量为 6.1 亿人次，同比下降 1.5%，其中，铁路运输总量为 1.0 亿人次，同比增长 9.2%；公路运输总量为 5.1 亿人次，同比下降 3.4%；民航运输总量为 64.28 万人次，同比增长11.7%。河北省旅客运输周转量为 1276.7 亿人公里，同比增长 9.7%，其中，铁路运输周转量为 985.9 亿人公里，同比增长 13.7%；公路运输周转量为 290.5 亿人公里，同比下降 2.0%。（分数：10.00
13、）(1).2013 年河北铁路运输总量为全国的_。（分数：2.00）A.1.62%B.2.62%C.2.76%D.2.92%(2).2014 河北省铁路旅客运输周转占河北省的_。（分数：2.00）A.38.6%B.42.69%C.45.56%D.77.2%(3).2014 全国旅客运输总量增长最少的是_。（分数：2.00）A.公路B.民航C.水运D.铁路(4).2013 年全国公路运输总量是_亿人次。（分数：2.00）A.184.31B.185.16C.185.31D.186.15(5).下列说法不正确的是_。（分数：2.00）A.2014，全国与河北省的民航运输量与其他运输方式相比都是最少的
14、B.2014，河北省公路运输完成旅客运输量同比下降C.2014，河北省运输周转量占全国 4.3%D.2014，全国各种运输方式同比均增长三、第三部分 英语(总题数：0，分数：0.00)四、Part 1(总题数：15，分数：30.00)35.It“s a lovely day, isn“t it? Yes. I love _ when the weather is like this. Why don“t we sit outside and have our lunch?（分数：2.00）A.thisB.thatC.itD.one36.Of the two lectures, the firs
15、t was by far _, partly because the speaker had such a dynamic style.（分数：2.00）A.the bestB.betterC.the betterD.much better37.Why not look up the new word in a dictionary _ you don“t know it?（分数：2.00）A.ifB.thatC.thoughD.whether38.He wishes to make friends with _ shares his hobbies and interests.（分数：2.0
16、0）A.whomeverB.no matter whoC.whoeverD.anyone39.Because of the bad weather, my mother _ and lay in bed. She _ for a week.（分数：2.00）A.has been ill; was illB.fell ill; has fallen illC.fell ill; has been illD.fell ill; is ill40.Is your mother still a teacher? _.（分数：2.00）A.Yes, she wasB.She didn“t use toC
17、.No, but she used toD.No, but she used to be41.Although he is often tired _ his work, he is never tired _ his job. In fact, he enjoys it.（分数：2.00）A.of; withB.with; fromC.with; ofD.at; with42.A man may usually be known by the books he reads _ by the friends he keeps.（分数：2.00）A.as usualB.as soon asC.a
18、s ifD.as well as43.I don“t think he could have done such a stupid thing last night, _?（分数：2.00）A.did heB.could heC.do ID.hasn“t he44.Has all that _ without delay _ yet?（分数：2.00）A.can do; being doneB.done; been doneC.ought to be done; to doD.should be done; been done45.The way she thought of _ money
19、was to sell her hair.（分数：2.00）A.gotB.gettingC.to getD.get46. Oh, Rose. _ you gave us! Really?（分数：2.00）A.How a pleasant surpriseB.How pleasant a surpriseC.What pleasant surpriseD.How pleasant surprise47.My parents always let me have my own _ of living.（分数：2.00）A.wayB.methodC.mannerD.fashion48.When he
20、 realized the police had seen him, the man _ the exit as quickly as possible.（分数：2.00）A.made upB.made forC.made outD.made off49.Sometimes we are asked _ the likely result of an action will be.（分数：2.00）A.that we thinkB.what do we thinkC.what we thinkD.that what we think五、Part 2(总题数：2，分数：16.00)What ac
21、counts for the astounding popularity of Dr. Phil McGraw? Why have so many TV viewers and book buyers embraced this tough warrior of a psychologist who tells them to suck it up and deal with their own problems rather than complaining and blaming everyone else? Obviously, Oprah Winfrey has a lot to do
22、 with it. She made him famous with regular appearances on her show, and is co-producing the new “Dr. Phil“ show that“s likely to be the hottest new daytime offering this fall. But we decided to put Dr. Phil on the cover not just because he“s a phenomenon. We think his success may reflect an interest
23、ing shift in the American spirit of time. Could it be that we“re finally getting tired of the culture of victimology? This is a tricky subject, because there are very sad real victims among us. Men still abuse women in alarming numbers. Racism and discrimination persist in subtle and notsosubtle for
24、ms. But these days, almost anyone can find a therapist or lawyer to assure them that their professional relationship or health problems aren“t their fault. As Marc Peyser tells us in his terrific profile of Dr. Phil, the TV suits were initially afraid audiences would be offended by his stern advice
25、to “get real!“ In fact, viewers thirsted for the tough talk. Privately, we all know we have to take responsibility for decisions we control. It may not be revolutionary advice (and may leave out important factors like unconscious impulses). But it“s still an important message with clear echoing as,
26、a year later, we contemplate the personal lessons of September 11. Back at the ranch (livestock farm)the one in Crawford, TexasPresident Bush continued to issue mixed signals on Iraq. He finally promised to consult allies and Congress before going to war, and signaled an attack isn“t coming right no
27、w (“I“m a patient man“). But so far there has been little consensusbuilding, even as the administration talks of “regime change“ and positions troops in the gulf. Bush“s team also ridiculed the press for giving so much coverage to the Iraq issue. Defense Secretary Rumsfeld called it a “frenzy,“ and
28、Press Secretary Ari Fleischer dismissed it as “selfinflicted silliness.“ But as Michael Hirsh notes in our lead story, much of the debate has been inside the Republican Party, where important voices of experience argue Bush needs to prepare domestic and world opinion and think through the global con
29、sequences before moving forward. With so much at stake, the media shouldn“t pay attention? Now who“s being silly?（分数：10.00）(1).Faced with diversified issues of injustice, Dr. Phil McGraw advised that people should _.（分数：2.00）A.strongly voice their condemnation of those responsibleB.directly probe th
30、e root of their victimizationC.carefully examine their own problemsD.sincerely express their sympathy for the victims(2).One possible response, when the program “Dr. Phil“ was first presented on TV, that people were afraid of was _.（分数：2.00）A.suspicionB.satisfactionC.indifferenceD.indignation(3).The
31、 word “tough“(Line 6, Paragraph 2) most probably means _.（分数：2.00）A.piercing to the truthB.using vulgar languageC.mean and hostileD.difficult to understand(4).The author advises the public to _.（分数：2.00）A.leave out factors such as unconscious impulsesB.draw lessons of their own from September 11C.re
32、spond decisively to September 11 tragedyD.accept decisions beyond our control(5).With a series of questions at the end of the text, the author _.（分数：2.00）A.feels uncertain of what his own opinion isB.differentiates two conflicting viewsC.criticizes the Bush AdministrationD.argues for the US policy o
33、n IraqPressure is mounting on Ahold“s embattled supervisory board following the Dutch grocery group“s decision to pay its new chief executive more than C= 10m to lead its recovery from a ruining accounting scandal. Anders Moberg“s pay packageand the timing of its disclosure at a shareholder meeting
34、last weekhas confronted Ahold with a new credibility crisis as it struggles to restore confidence after the C=970m ( MYM1 bn) scandal. The disputeevident in a sea of critical media comment in the Netherlands at the weekend threatens to divert management from its recovery strategy, built on significa
35、nt divestments and a likely rights issue to reduce C=11bn in net debt. Units deemed unable to attain first or second position in food retail within three to five years will immediately be put up for sale. The board“s position appears all the more delicate following comments made by Mr. Moberg to the
36、 Financial Times, in which he criticized nonexecutive directors for ignoring his advice to disclose his salary in May, when he agreed his contract. Instead Ahold waited more than four months to make the announcement, on the day shareholders were asked to approve Mr. Moberg“s appointment. “I was the
37、one who said I liked transparency, and I had hoped the supervisory board had shown the salary package in May to avoid a situation like this,“ Mr. Moberg told the FT. As the row prompted the leftleaning Dutch Daily to call for a boycott of Ahold“s Dutch Albert Heijn supermarket chain where only last
38、week Ahold announced 440 redundancies-it was clear the supervisory board had badly misjudged the reaction. While Henny de Ruiter, supervisory board chairman, said the salary was a fair reflection of what a company in Ahold“s unfavorable circumstances had to pay to attract a top manager, furious inve
39、stors accused it of pushing through the package regardless of investor opinion. Furthermore, Dutch media commentators noted that the scandal at Ahold had been the trigger for the Dutch government to appoint a commission to strengthen corporate governance. That commission has recommended a limit on e
40、xecutive bonuses, far below the potential twoandahalf times annual salary that Mr. Moberg could earn. Meanwhile, Mr. Moberg is trying to distance himself from the row and focus on strategy. He told the FT that measures had already been taken to raise its stake in the ICAA hold joint venture in Scand
41、inavia. Ahold had included in its forecasts an amount necessary to buy the shares of either of its joint venture partners, who should exercise a “put option“ and sell their stake from April 2004.（分数：6.00）(1).The decision on Anders Moberg“s pay package has _.（分数：1.20）A.incurred much criticism from th
42、e shareholdersB.helped restore public confidence in AholdC.saved the supervisory board from another crisisD.put pressure on the new chief executive(2).The recovery strategy by Ahold“s management includes _.（分数：1.20）A.avoiding the next accounting scandalB.diverting investment to other fieldsC.issuing
43、 rights to more retailersD.selling the retailers with poor performance(3).Anders Moberg thought that if his salary had been announced earlier, _.（分数：1.20）A.the board“s position would have become less difficultB.he would have agreed to the contract with AholdC.more time could have been devoted to his
44、 recovery planD.the shareholders wouldn“t have strongly opposed(4).Before the scandal at Ahold, the executive bonuses in Dutch companies _.（分数：1.20）A.were higher than what Moberg earnedB.were regulated by a commissionC.were not monitored by the governmentD.were not set by corporate management(5).Acc
45、ording to Moberg“s recovery strategy, Ahold will _.（分数：1.20）A.sell its stake to other joint venture companiesB.buy shares of its Scandinavian partnersC.choose to put money in its chain shops in ScandinaviaD.exercise its potential influence on partners银行系统公开招聘考试(中国农业银行)模拟 11 答案解析(总分：100.00，做题时间：90 分钟
46、)一、第一部分 综合知识(总题数：24，分数：24.00)1.用 Excel 可以创建各类图表。为了描述特定的时间内，各个项之间的差别情况，对各项进行比较，应该选择_。（分数：1.00）A.条形图 B.饼图C.折线图D.散点图解析：解析 条形图，显示了各个项目之间的比较情况，纵轴表示分类、横轴表示数值。饼图，显示了数据系列的项目相对于项目总和的比例大小。折线图，显示了相同间隔内数据的连续变化情况。散点图，用于比较实验得到的结果与理论值之间的差异，并根据实验误差的特征曲线研究误差的规律，得到实验中研究的对象主体与对象主体相关事物之间的关系。2.打开 Word 文档 A，修改后另存为文档 B，则文
47、档 A_。（分数：1.00）A.被修改未关闭B.被修改并关闭C.未修改被关闭 D.被文档 B 覆盖解析：解析 打开 Word 文档 A，修改后另存为文档 B，则文档 A 未修改被关闭。3.互联网与我们的工作、生活息息相关，以下关于 Internet 的接入方式的说法，不正确的是_。（分数：1.00）A.专线入网适用于信息量较大的集团或单位采用B.拨号入网主要适用于传输量较小的单位和个人C.专线入网所需的费用比拨号入网的要少 D.通过拨号入网连入 Internet，可以使用 WWW 浏览 Internet 上的信息解析：解析 专线入网适用于通信业务量大，使用频繁、要求高可靠性、无耗损的应用，但需
48、作用专线，费用相对较高。电话拨号适用于业务量不大、间歇时间较长、可以容忍呼叫失败的应用。因其使用已有电话线路，无需另外投资，且数据可以与话音共享线路，因此大大节省投资，对零散用户是理想的接入手段。4.FTP 是 Internet 提供的_类型服务。（分数：1.00）A.文件传输 B.电子邮件C.电子公告板D.远程登录解析：解析 FTP 是指文件传输协议，它是 TCP/IP 网络上两台计算机传送文件的协议。5.居民消费价格指数，是一个反映居民家庭一般所购买的消费商品和服务价格水平变动情况的宏观经济指标。我国居民消费价格指数涵盖的商品及服务项目不包括_。（分数：1.00）A.烟酒及用品B.家庭设备用品及维修服务C.医疗保健和个人用品D.养老保险与公积金 解析：解析 我国居民消费价格指数(CPI)涵盖全国城乡居民生活消费的食品、烟酒及用品、衣着、家庭设备用品及维修服务、医疗保健和个人用品、交通和通信、娱乐教育文化用品及服务、居住等八大类，不包括养老保险与公积金。6.十八届三中全会提出，要“加快培育参与和
